Episode 95 - Process to Reduce Insurance Premiums Utilizing Private Security
The Guardian Way23 Jul 2025

Episode 95 - Process to Reduce Insurance Premiums Utilizing Private Security

Can private security help reduce insurance premiums?

In Episode 95 of The Guardian Way, Garrett Thomas and Terry MacAdam walk through a practical process businesses can use to strengthen security posture and support more informed conversations with their insurance broker or carrier.

This episode covers:

  • Conducting a professional security risk assessment
  • Building a customized security plan
  • Documenting patrols, systems, training, and incident reduction efforts
  • Presenting security improvements to your broker or carrier
  • Requesting reassessment, discounts, or updated risk classification
  • Keeping your program current through annual reviews and compliance

If your organization is dealing with theft, vandalism, trespassing, liability exposure, or rising insurance costs, this episode offers a straightforward framework worth exploring.

Listen now to hear how private security may help support a smarter insurance strategy.

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Episoder(46)

Episode 136 – AI & Security Management – Why AI is Changing Physical Security

Episode 136 – AI & Security Management – Why AI is Changing Physical Security

Artificial intelligence is changing physical security—not by replacing people, but by helping security leaders see more, analyze faster, and respond more effectively. In this episode, Garrett Thomas a...

12 Aug 3min

Episode 135 – Delivering Professional Security Through Planning and Intelligence

Episode 135 – Delivering Professional Security Through Planning and Intelligence

In this episode, Garrett Thomas and Terry MacAdam close out the executive protection mini-series by focusing on one of the most important distinctions in the field: the difference between simply assig...

5 Aug 2min

Episode 134 – Enhancing Executive Productivity and Confidence

Episode 134 – Enhancing Executive Productivity and Confidence

Executive protection is not only about safety. It is also about helping leaders stay focused, productive, and confident when the stakes are high.In this episode, Garrett Thomas and Terry MacAdam close...

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Episode 133 - Reducing Corporate Risk and Liability

Episode 133 - Reducing Corporate Risk and Liability

Episode 133 of The Guardian Way continues the series on the business value of executive protection. In this conversation, Garrett Thomas and Terry MacAdam explain why executive protection is not just ...

22 Jul 2min

Episode 132 - Executive Protection: Protecting People From Emerging Threats

Episode 132 - Executive Protection: Protecting People From Emerging Threats

Executive protection is often misunderstood as a reactionary service, but its true value is proactive risk mitigation. In this episode, Garrett Thomas and Terry MacAdam begin a new mini series by brea...

15 Jul 2min

Episode 131 - The Top Six Reasons Private Security Protects Rental Properties from Criminal and Civil Risks

Episode 131 - The Top Six Reasons Private Security Protects Rental Properties from Criminal and Civil Risks

Episode 131 explores why private security can be a critical layer of protection for rental properties facing both criminal and civil risks.Garrett Thomas and Terry MacAdam discuss how visible security...

8 Jul 2min

Episode 130 – Creating a Safety Culture at Home

Episode 130 – Creating a Safety Culture at Home

In this episode of The Guardian Way, Garrett Thomas and Terry MacAdam discuss what it means to create a true safety culture at home. Rather than relying on fear or complicated systems, this conversati...

1 Jul 3min

Episode 129 - School & Public Safety Preparedness: Children's Security Safety Series

Episode 129 - School & Public Safety Preparedness: Children's Security Safety Series

In this episode of The Guardian Way, Garrett Thomas and Terry MacAdam continue the children’s safety series with a practical discussion on school and public safety preparedness. They explore simple bu...

24 Jun 3min

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