AI Everywhere, AML Under the Microscope & Banking That Delivers (Literally) | Nordic Fintech Highlights February 2026

Another month, another set of headlines quietly orbiting the same big question:

Where does AI actually change the game and where does it just sit on top of old problems?

In this Nordic Fintech Highlights episode, Ville, Pål and Janne connect three very different stories through a familiar thread: automation is moving fast, but reality is still catching up.

On the agenda:

Janne: Lunar x Wolt.Banking perks meet delivery platforms as Lunar partners with Wolt across the Nordics. Beneath the lifestyle angle sits a bigger question: when financial services blend into daily apps, who owns the customer relationship and what happens when AI starts orchestrating those ecosystems behind the scenes

Pål: Swedbank AML probe.Sweden’s FSA takes a closer look at Swedbank’s AML compliance, reminding everyone that while AI promises smarter monitoring and better detection, financial crime still evolves faster than most dashboards. Regulation remains stubbornly human, even as the tooling gets smarter.

Ville: Basware’s AI agents.Enterprise finance steps into the age of autonomous assistance, as Basware introduces AI agents into procurement and financial workflows. The discussion turns to what happens when machines stop just analysing data and start taking action and whether back-office functions are quietly becoming the most AI-disrupted part of finance.

Along the way, we touch on AI as infrastructure rather than headline feature, the tension between automation and accountability, and the growing sense that fintech’s next battleground may be operational intelligence rather than customer-facing flash.

Smart systems, messy reality: business as usual in fintech.

Episode hosted by Pål Krogdahl, Ville Sointu & Janne Salminen

Episode produced and edited by Fintech Daydreaming

- Email us on Hello@FintechDaydreaming.com

- Fintech Daydreaming home page - https://www.FintechDaydreaming.com

- Fintech Daydreaming on Twitter - https://twitter.com/FintechDaydream

- Fintech Daydreaming on LinkedIn - https://www.linkedin.com/company/fintech-daydreaming

- Pål Krogdahl - https://www.linkedin.com/in/krogdahl/

- Ville Sointu - https://www.linkedin.com/in/ville-sointu-54682b/

Denne episoden er hentet fra en åpen RSS-feed og er ikke publisert av Podme. Den kan derfor inneholde annonser.

Episoder(144)

Do AI Agents Dream of Electric Bank Accounts? with Rolf Jensen from Lunar

Here at Fintech Daydreaming, we pride ourselves on the unedited, "live" feel of our recordings. Over the years, our listeners have been treated to everything from a hotel maid walking in on Ville, to ...

10 Sep 53min

Nordic Fintech Week Special: We're Gonna Need a Bigger Podcast

We are gearing up for Nordic Fintech Week with an exclusive, jam packed two guest episode! Ville and Pål sit down with two heavyweights of the European financial technology space to discuss everything...

2 Sep 1h 5min

Digital Euro Pilots Take Off, Doomsday Banks & Finnish M&A | Nordic Fintech Highlights July 2026

July in the Nordics usually consists of out-of-office autoreplies and mosquito bites, but while we were all on vacation, the European Central Bank was busy clearing the table. Pål and Ville are back t...

27 Aug 38min

Rip Out the Core, or How We Learned to Stop Worrying and Build a Better Bank (Not Just a Better IT System)

We have somehow survived long enough to make it to Season 14, and to kick things off, Ville is putting his co-host Pål in the hot seat. Pål actually went and published a brand new book, Rip Out the Co...

14 Aug 55min

That's a wrap on Season 13 | Nordic Fintech Highlights Summer 2026

Your favorite fintech nerd hosts Pål Krogdahl and Ville Sointu are joined by Janne Salminen from Helsinki Fintech Farm to close out the season before heading off to their summer holidays. We skipped t...

2 Jul 46min

Legacy, Drones and Banking with Erik Åkesson

We finally did it. We recorded an episode about legacy and somehow ended up discussing drones, artillery, aviation safety culture, and why bankers apparently don’t need pockets in their suits.In this ...

18 Jun 49min

Live from the Nordic Fintech Summit | Nordic Fintech Highlights May 2026

We are out of the studio, trying our best to look respectable, and recording live in front of a real, breathing audience at the Nordic Fintech Summit right here in Helsinki! If you hear cheering, it’s...

4 Jun 41min

The Thinner the Table, the Smarter the Bank with Riikka Laine-Tolonen from S-Pankki

In this episode of Fintech Daydreaming, Ville and Pål are joined by Riikka Laine-Tolonen, CEO of S-Pankki: a bank that started from grocery shopping and somehow ended up managing billions.Riikka walks...

21 Mai 47min