‘Affordability is No. 1’ driver of PNC’s auto refinance demand
Consumer budget concerns are driving year-over-year surges in auto refinance applications, Strati Papageorge, senior vice president of product at PNC Financial, tells Auto Finance News in the latest e...
27 Apr 14min
Rising costs, EV demand, regulation reshape auto finance landscape
Auto lenders and dealers are navigating mounting pressure in 2026 as inflation, geopolitical conflict and regulatory shifts weigh on profitability and consumer behavior. Auto lenders are responding to...
13 Apr 14min
Auto lenders balance growth with rising credit, affordability pressures
Auto lenders are working to balance growth against rising credit and affordability pressures as the market adjusts to shifting consumer behavior in 2026. Luxury vehicle financier Rizz Lending this mon...
7 Apr 11min
Iran war, rising fraud further pressure auto industry
Continued concerns around the Iran war and an increase in fraud schemes are placing more stress on auto lenders, dealers and consumers while driving shifts in risk management and strategy. The war has...
6 Apr 16min
Capital One’s Sanjiv Yajnik IDs technological shifts in auto finance
AI adoption is changing how auto finance companies approach efficiency gains and how the industry scales, Sanjiv Yajnik, president of financial services at Capital One, tells Auto Finance News in the ...
23 Mar 35min
Iran war spurs economic uncertainty for auto finance industry
The auto finance industry continues to navigate heightened economic uncertainty as the Iran war drives oil prices higher, adding pressure to consumers already facing elevated vehicle prices and borrow...
16 Mar 16min
Rising gas prices, high rates add to affordability woes
Despite a rise in subprime financing share in the fourth quarter of 2025, affordability remains a key focus for auto lenders and dealers as lower-income consumers continue to be disproportionately aff...
9 Mar 8min
