How to Budget for Kids: Parents Share What Works [Chills 256, Sponsored by OCBC]

What happens when parenting meets budgeting… and a little friendly competition?

In this lively episode, we have real parents battle it out with their best money-saving (and sanity-saving) strategies for raising kids.

There’s laughter, a few surprising confessions, and some very different philosophies on what’s actually “worth it” when it comes to spending on your children. And yes, the audience gets to decide who wins.

Inside this episode, we explore:

Smart (and surprising) takes on kids’ enrichment classes, what’s worth paying for, and what might not be
Creative ways parents are teaching children about money, value, and responsibility
How families are rethinking travel with kids, and why the most memorable trips might not be the most expensive
The constant balancing act between giving kids opportunities… and not blowing the budget

Meet our guest parents in the hot seat:

Seraphina Genesis - Family content creator and mom who runs her household with a business mindset, teaching kids early about earning, saving, and spending
Lalitha Rajah - Former lawyer turned yoga teacher and mom of two, sharing heartfelt and practical lessons on creativity, confidence, and spending with intention
David Wu - Financial Coach and minimalist dad, bringing thoughtful strategies on raising financially aware kids without overcomplicating things

Different parenting styles. Different money philosophies. One stage.

Who will win the Budget Royale? And which tips might completely change how you think about spending on your kids?

Tune in to find out.

Disclaimer: The views and opinions expressed belong to the guest/content creator, and do not represent the views of OCBC Bank. The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.

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