How to Use Mindset to Achieve Financial Freedom (Step 1 Guide) | Ann Pells | Ep 59

In today’s episode of Wisdom Journey, I sat down with Ann Pells—a real estate veteran and financial coach dedicated to helping families achieve true financial freedom. We got real about paying off your home in record time, starting a business (even when you feel you don’t have the skills or cash), and using what you already know to create real value. Ann shared simple, practical steps—like using other people’s money ethically, and why mindset is the first building block to success. What I hope you take away is this: you don’t have to have it all figured out or tons of money to get started. Ask questions, lean into what you’re good at, and remember—every skill you have could be someone else’s solution. Keep believing, keep learning, and go make something happen. Thanks for listening, and keep seeking wisdom on your journey!

Connect with Ann Pells

Website:https://lifegiverlegacy.com/

LinkedIn:https://www.linkedin.com/in/ann-pells I’m building an online business in public — sharing every win, setback, and “I can’t believe that happened” moment along the way. If you’ve ever wondered what it really looks like to start from scratch, come along for the ride. Join the journey at https://wisdom.beehiiv.com/

Chapters

00:00:00 – Introduction & Guest Welcome

00:01:19 – Ann's Background and Fast Mortgage Payoff

00:01:33 – Using Other People's Money

00:03:01 – Finding Business Ideas with No Money

00:05:32 – How to Buy or Start a Business Without Capital

00:07:32 – Running a US-Based Business Remotely

00:09:34 – Leveraging Technology & Service-Based Businesses

00:11:17 – Asking the Right Questions to Understand Client Needs

00:13:13 – Turning Skills Into Business Opportunities

00:16:33 – Overcoming Fear of Delivering Results

00:18:02 – Under Promise, Over Deliver in Business

00:19:33 – Recommended Books & Learning Resources

00:19:57 – The Three Steps to Financial Freedom (Step 1: Mindset)

00:24:36 – Identifying Your “Second Nature” Skills

00:25:24 – Serving & Solving Problems for Others

00:26:50 – Gratitude, Giving Back & Impact

00:29:06 – Stories of Generosity & Earning to Give

00:29:42 – Finding & Partnering in Business Globally

00:32:33 – Celebrating Progress & Being Patient with Growth

00:33:04 – Ann’s Journey to Financial Freedom

00:35:25 – Starting Small and Solving Local Problems

00:36:07 – Final Advice & Encouragement

00:36:49 – Where to Find Ann Pells & Ebook Information

00:37:27 – Closing Remarks & How to Support the Podcast