How He Achieved Barista FIRE Before 40 | Tech Career, RSUs & Financial Independence

In this episode of The Long Game, we see A.V's journey who achieved Barista FIRE before turning 40.

Barista FIRE is a version of financial independence where your investments cover most of your expenses, while a smaller income stream or part-time work covers the rest.

In this conversation, A.V. shares his journey from starting his career in India to moving to the United States for an MBA, working in tech companies, and ultimately reaching financial independence.

We discuss how disciplined saving, investing in equities, and avoiding lifestyle inflation helped him build wealth over time. A.V. also talks about the role RSUs played in accelerating his journey and how aligning financial values with his partner made a huge difference.

He also shares one financial mistake that cost him what could have been hundreds of thousands of dollars—and the lessons he learned from it.

This episode is a great look at what the path to financial independence actually looks like in real life.

Topics discussed

• What Barista FIRE actually means

• Moving from India to the US for an MBA

• Working in tech and growing income through RSUs

• Paying off an education loan quickly

• The role of discipline and saving early

• Lifestyle inflation and spending choices

• A costly car purchase mistake

• How financial independence changes your outlook on work

• Advice for people in their 20s and 30s pursuing FIRE

If you'd like to share your story with us, please fill this out: https://forms.gle/Ha9nEbXyJWm3ow4x7

If you would like to connect with us and share your feedback, please drop an email at financewithmihir@gmail.com

Denne episoden er hentet fra en åpen RSS-feed og er ikke publisert av Podme. Den kan derfor inneholde annonser.

Episoder(24)

NRIs: Your Spouse May Not Get Everything

Most people assume that if something happens to them, their spouse will automatically get all their assets.But that may not always be true.In this episode, I speak with Nikhil Varghese about estate pl...

5 Sep 15min

Don’t Move Abroad for FIRE Until You Understand This | Sai | TLG 22

A lot of Indians think moving abroad is the fastest shortcut to financial freedom.Earn in a stronger currency. Save in rupees. Come back to India. Retire early.But is it really that simple?In this epi...

23 Aug 20min

Fired Twice in 12 Months, Then He Did This

Most salaried people build their life around one assumption:The salary will keep coming.But what happens when it suddenly stops?My guest Amaresh was fired twice in one year. The first time, he had a h...

8 Aug 23min

₹2,500 Salary to ₹10 Crore: The Mistakes That Built His Wealth

Most people hear “₹10 crore corpus” and assume the person must have had a high-paying job, inheritance, or one lucky investment.But Prasad sir’s journey started with a salary of just ₹2,500 per month....

24 Jul 21min

He Built ₹15 Crore as a Salaried Employee — Then Work Became Optional

He Built ₹15 Crore as a Salaried Employee — Then Work Became OptionalYouTube Description:Most salaried Indians think financial freedom needs a business, inheritance, or one lucky investment.But Amrend...

18 Jul 21min

This NRI 401k Mistake Cost ₹30 Lakh

If you are planning to move from the US to India, your 401k, IRA, RSUs, US stocks, brokerage account, and foreign asset reporting can all become complicated very quickly.In this episode of The Long Ga...

10 Jul 14min

He Had 125 Mutual Funds… But No Real Financial Plan

A lot of people think they need more income to feel financially secure.But sometimes the real problem is not income.It is the lack of a real financial plan.In this episode of The Long Game, I speak wi...

13 Jun 15min

₹1 Lakh Salary, No Savings — The EMI Trap Indians Ignore

A high income does not automatically mean financial strength.Many Indians are earning well, but still feel financially stressed because most of their salary is already committed to EMIs, rent, lifesty...

6 Jun 25min