How Behavioural Science Boosts Your Finances

Building better financial habits doesn't start with numbers. It starts with understanding behaviour.

In this episode of The Wallet, Emilie Bellet (founder of Vestpod) speaks with Jaskiran Mangat, financial adviser, coach and former banker, whose work sits at the intersection of money, mindset and behaviour.

Jaskiran shares how cognitive biases, habits and emotional patterns shape the way we earn, spend, save and invest, and explains how behavioural science can help us build.

They discuss:

What behavioural science is and why it matters for your finances
The common cognitive biases that make saving and investing harder
How childhood experiences shape our relationship with money
Why we sometimes sabotage our own financial progress
Practical ways to recognise and overcome unhelpful money habits
The psychology behind earning more and negotiating your salary
How to overcome fear of rejection and imposter syndrome
Science-backed strategies for building better financial habits
The power of automation, habit stacking and the 24-hour spending rule
How to stay motivated when working towards long-term goals like retirement

Whether you're trying to save more, invest with confidence, negotiate a pay rise or simply understand your financial behaviours better, this episode is packed with practical insights to help you make better money decisions.

Trigger warning: This episode includes discussion of suicide and difficult life circumstances.

Connect with Jaskiran: @moneywithjas

Follow Vestpod:

Instagram: @vestpod

LinkedIn: Emilie Bellet

Newsletter: www.vestpod.com

If you enjoyed this episode, please subscribe, leave a review and share it with someone who might find it helpful.

Hosted on Acast. See acast.com/privacy for more information.

Denne episoden er hentet fra en åpen RSS-feed og er ikke publisert av Podme. Den kan derfor inneholde annonser.

Episoder(204)

Women Are Still Retiring With Less - But Here's What You Can Do with Susan Hope

Women in the UK still retire with significantly less pension wealth than men, despite decades of progress. So why does the gender pension gap persist?In this episode, Emilie Bellet is joined by Susan ...

2 Jul 43min

How Your Financial Identity Is Formed

Why do some people confidently invest while others avoid money conversations altogether?In this episode of The Wallet, Emilie Bellet speaks with behavioural finance expert, psychotherapist and King's ...

4 Jun 37min

What Drives Investment Outcomes

AD | This episode is sponsored by Wealthify. Most people think investing is about picking the right stocks. It is not. This week on The Wallet, Emilie Bellet (Vestpod) is joined by Jessie Kwok, Chief ...

21 Mai 42min

The Ambition Penalty: Why Success Still Costs Women More

Women are often told the path to success is straightforward: be confident, negotiate harder, lean in, speak up.But what happens when women do all of those things and still do not receive the same outc...

14 Mai 46min

Rethinking Money Systems for ADHD & Neurodivergence

When money feels hard, it is often the system, not you.This week on The Wallet, Emilie Bellet (Vestpod) is joined by Krystle McGilvery, behavioural finance expert and Chartered Accountant, to unpack w...

30 Apr 33min

Earning £100K (or Close)? Here's What to Think About

High income, low progress: the hidden leak in your finances.This week on The Wallet, Emilie Bellet (Vestpod) sits down with Philly Ponniah to unpack the gap between earning and actually building wealt...

16 Apr 36min

The Habits That Actually Build Wealth

Why does building wealth feel complicated, slow, or out of reach, even when you are earning and doing “the right things”?In this episode of The Wallet, Emilie Bellet (Vestpod) is joined by Mary and Ke...

1 Apr 48min