Ask HTM - Overrated HSA, 13% Dividend Yields, & Getting Into Real Estate #1183

Ask HTM - Overrated HSA, 13% Dividend Yields, & Getting Into Real Estate #1183

We’re kicking off the week by answering your listener questions! And if you have a question that you’d like for us to answer on the show, we’d love for you to submit your own via HowToMoney.com/ask , send us your voice memo. Regardless of how random or bizarre you might think it is, we want to hear it!

1 - HSA: I don’t see how investing money in a Health Savings Account is going to move the needle for me?

2 - Dividend stocks: I keep buying individual stocks, but maybe it’s time to cut bait?

3 - Renovate/rent: We’re interested in getting into single family housing but how do we go about it?

4 - Cash reserves: What steps do I take to have 1-3 years of cash on hand for retirement?

Want more How To Money in your life? Here are some additional ways to get ahead with your personal finances:

  • YouTube: You thought you’d never see it… the How To Money channel over on YouTube - LIKE and SUBSCRIBE!
  • Credit card perks: Check out our favorite credit cards that we use to maximize rewards and optimize our spending.
  • Other money nerds: Find a thriving community of fellow money nerds by joining the HTM Facebook group!
  • Newsletter: Sign up for the weekly HTM newsletter. It’s fun, free, & practical.
  • Money Gears: knowing what to do with your money is crucial to your personal finance journey.
    • MG7: and maybe you’re well on your way to financial independence but you’re looking for some financial reassurance, that’s when heading over to HowToMoney.com/Advisor and getting matched with a highly vetted financial advisor makes sense.

During this episode we enjoyed a Lakeside Kolsch by Lake of the Woods Brewing… thank you David S for sending this one our way! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!

Best friends out!

See omnystudio.com/listener for privacy information.

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Episoder(1187)

Friday Flight - Friendly Financial Advice, Student Loan Shakeout, & Checks are for Chumps #1182

Friday Flight - Friendly Financial Advice, Student Loan Shakeout, & Checks are for Chumps #1182

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Parenting Like A Millionaire w/ Millennial Revolution #1181

Parenting Like A Millionaire w/ Millennial Revolution #1181

What’s harder: parenting… or the cost of it? We’re huge fans of having kids. They teach you so much, force you to become less self-absorbed, and – let's be real – it’s incredible to watch little mini ...

19 Aug 59min

Ask HTM - Escaping Dealership Ripoffs, Aldi’s Rising Prices, & The Misery of Being House Poor #1180

Ask HTM - Escaping Dealership Ripoffs, Aldi’s Rising Prices, & The Misery of Being House Poor #1180

We’re kicking off the week by answering your listener questions! And if you have a question that you’d like for us to answer on the show, we’d love for you to submit your own via HowToMoney.com/ask , ...

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Friday Flight - Cash Hoarding, Spendy Sports, & WFH Fees #1179

Friday Flight - Cash Hoarding, Spendy Sports, & WFH Fees #1179

Time for a Friday Flight- our little sampling of the week’s best financial news and what it means for your personal finances. There are a lot of headlines out there, but we boil them down to specific ...

14 Aug 47min

Never Worry About Money Again w/ Jesse Mecham #1178

Never Worry About Money Again w/ Jesse Mecham #1178

Frugality is a cornerstone of personal finance advice: cut back, spend less, reduce waste. And for the average American drowning in debt, that’s often solid advice. But money isn’t meant to just sit t...

12 Aug 56min

Ask HTM – Investing or Parking Cash, Ignoring Family Money Advice, & When Rates are Low Enough for a Refi #1177

Ask HTM – Investing or Parking Cash, Ignoring Family Money Advice, & When Rates are Low Enough for a Refi #1177

Big money mistakes usually come from doing the “smart” thing too soon. We break down listener decisions that look simple on the surface, but could cost you thousands if you get the timing wrong… from ...

10 Aug 1h 6min

Friday Flight - Frustrating Funflation, Money Morons, & Home Haters #1176

Friday Flight - Frustrating Funflation, Money Morons, & Home Haters #1176

Time for a Friday Flight- our little sampling of the week’s best financial news and what it means for your personal finances. There are a lot of headlines out there, but we boil them down to specific ...

7 Aug 53min

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