Shared Ownership: Is It Still Worth It in 2026?

Is shared ownership still worth considering if you’re tryingto buy your first home in 2026?

In this episode of Let’s Buy a Home, Dan is joined by Sarah Ellis, ofMetropolitan Thames Valley (MTVH) an Affordable Housing Leader, for anotherdeep dive into shared ownership.

Rather than simply explaining how the scheme works, we look at shared ownershipfrom the perspective of an affordable housing provider and explore thequestions first-time buyers actually want answered.

We discuss:

- How shared ownership works

- Who it’s really suitable for

- The biggest misconceptions

- Affordability and monthly costs

- Buying additional shares in your home

- What happens if your circumstances change

- The potential drawbacks

- Why shared ownership can still be a useful route onto theproperty ladder

If you’re a first-time buyer considering shared ownership, this episode shouldhelp you understand whether it’s right for you.

Subscribe to Let’s Buy a Home for practical, honest advice on buying your firsthome. From mortgages and deposits to shared ownership, surveys and everythingin between.

Mortgage Appointment
Book a FREE mortgage appointment with Dan here:
https://calendly.com/danknottmortgageadviser/mortgage-appointment-strategy-call

Dan Knott
Follow Dan on Instagram here:
https://www.instagram.com/dandoesmortgages_/

Metropolitan Thames Valley:
Find out more about Metropolitan Thames Valley:
https://www.mtvh.co.uk/

Sarah Ellis
Find Sarah on LinkedIn:
https://uk.linkedin.com/in/sarah-ellis-cihcm-890723176

Denne episoden er hentet fra en åpen RSS-feed og er ikke publisert av Podme. Den kan derfor inneholde annonser.

Episoder(57)

If I Die, Start Here | A Personal Episode About Protecting My Family

In this very personal solo episode of Let’s Buy a Home, I’mopening up about a decision I’ve recently made to renew my own life cover.As a dad of two, a business owner, a significant income provider fo...

12 Okt 7min

The First Home Scheme Is Here! What It Means for First Time Buyers

The Government has announced a brand-new First Home Scheme,but what exactly is it, who will qualify, and could it actually help you buyyour first home?In this episode of Let’s Buy a Home: Dan breaks d...

6 Okt 10min

5 First-Time Buyer Worries You Probably Don’t Need to Stress About

Interest rates. Your bank saying no. Having a huge deposit.Your credit report. And the maximum mortgage a lender will give you.All five matter when you’re buying your first home but are they as import...

28 Sep 9min

UK Mortgage Market Update: September 2026

In this September 2026 mortgage market update, Dan Knott breaks down what’s happening in the UK mortgage and property market and mostimportantly, what it actually means if you’re trying to buy a home....

21 Sep 7min

Buying a Home in the UK: The 10 Steps You Need to Know

Buyinga home can feel overwhelming, especially when you’re not sure what happens,when it happens or who you need to speak to along the wayIn this solo episode, I break down the UK home-buying process ...

14 Sep 7min

6 Mortgage Myths That Could Stop You Buying a Home

Think maternity leave, a poor credit history, being self-employed or working on a zero-hour contract means you can’t get a mortgage?Think again.In this solo episode of Let’s Buy a Home, Dan Knott brea...

7 Sep 5min

How to Buy Your First Home - First Time Buyer Advice

In this episode of Let’s Buy a Home, Dan Knott is joined byLynda Clark, Editor of First Time Buyer Magazine, to talk through some of the biggest questions first-time buyers face when getting onto the ...

24 Aug 29min