Watch This Before You Buy a House in 2026

Watch This Before You Buy a House in 2026

Many buyers are waiting for mortgage rates to drop. In this episode, Mikey Taylor and Michael Michalov explain why that wait could last a lot longer than you think.

They break down where rates stand right now, why the 10-year Treasury, not the Fed, is what can determine mortgage rates along with other market conditions, and how the national debt is high borrowing costs. Then they get into the housing market itself: a standoff where sellers locked into low rates are less inclined to sell, and buyers priced out by today's payments hold off to buy.

If you're renting, saving for your first home, or trying to make sense of this market, this conversation gives you a picture.

In this episode:

  • Where mortgage rates stand right now and why they're not moving

  • The 10-year Treasury

  • How $40 trillion in national debt affecting mortgage payments

  • The rent vs. own math that's keeping buyers on the sidelines

  • What to consider if you're waiting to buy your first home

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Episoder(108)

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4 Aug 21min

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