621 | The Math Says You're Fine. Why Don't You Feel Fine? | Cody Garrett
You've reached financial independence. The spreadsheet says you're ready. But you still can't pull the trigger on retirement—or spending. A couple with $10 million sits paralyzed, unable to retire des...
12 Okt 1h 17min
620 | Book Club: Happy Money — When Is Enough, Enough? | Jillian Johnsrud & Ginger
Your FI number is a calculation. "Enough" is a feeling. They're not the same thing—and confusing them keeps people working years past their actual financial independence. Ginger and Jillian Johnsrud u...
5 Okt 55min
619 | The Student Loan Rulebook Was Rewritten | Travis Hornsby
The federal government just split student loan borrowers into two groups: those who borrowed before July 2026 keep access to income-driven repayment and forgiveness strategies, while everyone after ge...
28 Sep 59min
618 | You Learned How to Save. Now Learn How to Spend | Jesse Mecham
Every dollar you save is just money you're planning to spend later—so why does no one talk about the skill of spending well? Jesse Mecham, founder of YNAB, couldn't justify buying a fifty-cent donut d...
21 Sep 50min
617 | The Hidden Assumption in Every Retirement Calculator
Most retirement calculators assume your money needs to last until age 95. But if you're 55 years old today, average life expectancy is actually 79 for men and 82 for women. This single hidden assumpti...
14 Sep 59min
616 | How Should You Give Money to Your Kids? | 529s, UTMAs, Trump Accounts & More
Most parents rush to open 529 plans for newborns, convinced they're building their child's future. But here's what financial experts won't tell you: that decision might be destroying more value than i...
7 Sep 1h 8min
615 | How to Get More Years of Freedom | Fritz Gilbert
Eight years into financial independence, Fritz Gilbert discovered something surprising: learning to spend money is harder than learning to save it. After decades of optimizing every dollar toward earl...
31 Aug 1h 16min
614 | Getting Personal with Personal Finance: Oz Chen
Most Americans never truly disconnect from work—even on vacation. After decades of tying your identity, daily rhythm, and sense of worth to a paycheck, stepping away feels less like freedom and more l...
24 Aug 1h 2min
