JSJ 273: Live to Code, Don't Code to Live with 2 Frugal Dudes Sean Merron and Kevin Griffin

JSJ 273: Live to Code, Don't Code to Live with 2 Frugal Dudes Sean Merron and Kevin Griffin

JSJ 273: Live to Code, Don't Code to Live with 2 Frugal Dudes Sean Merron and Kevin GriffinThis episode of JavaScript Jabber features panelists Aimee Knight, Cory House, and Charles Max Wood. Special guests Sean Merron and Kevin Griffin discuss how to live frugally. Tune in to hear their advice![00:02:14] Introduction to Sean and KevinSean and Kevin are the hosts of the 2 Frugal Dudes Podcast. They are middle class software engineers. Sean works a 9 to 5 job, while Kevin owns a small business called Swift Kick. Swift Kick is a company that focuses on independent consulting, software development, and training companies for software development.[00:05:50] Different Types of Financial Advisors There is no legal reason that financial advisors have to work in your best interest. On the 2 Frugal Dudes Podcast, Sean and Kevin advise people to use fiduciary advisors. These types of advisors are not legally allowed to accept kickbacks from different funds. This means that they are more likely to help you to the best of their ability. They get paid for their services. Laws are currently changing so that everyone has to be a fiduciary advisor unless clients sign a specific form.[00:10:00] What do I do with money left over at the end of the month that I can’t put into a 401K and Roth IRA?They suggest that you put only the amount of money in your 401K that your company will match. Then, put the rest into a Roth IRA and max that out. Before you decide to do what next, you need to decide why you are saving money. When will you need the money? What will you need it for? Once you know the answer to these questions, you will be able to assess what your money will best be placed. For example, if you are saving to buy a house you need to put your money in a safe investment. A Roth IRA can be used as a savings vehicle or as an emergency fund. Sean believes that a Bank CD is the safest return you can get.[00:14:30] Best Way to Save For those who are self-employed, it is a good idea to have two emergency funds – a personal and a business fund. Business emergency funds should have five months of personal salary. Kevin built his up over two or three years and uses it as self-insurance.Sean says that the employee world is different. For him, he only keeps the minimum amount in his emergency fund. He knows that he is in a field where his job is in high demand, so feels comfortable with being able to get a job quickly. For others, this may not be the case. Have to evaluate how much to save based on how long you think you may need the money. [00:18:50] What is the first thing people should be doing for their own financial well being?Kevin follows Dave Ramsey’s advice.
- Basic emergency fund. He uses $1,000. Most emergencies fall under that amount of money.
- Get rid of all consumer debt. This includes car payments, credit cards, and student loans. Mortgage is not consumer debt.
- Grow an emergency fund to three or six months of expenses.
- Investments. Setting up retirement funds, paying for college, or mortgages.
Sean values early retirement so he focuses on that. What does retirement mean to me? What does rich mean? You should always track your money through a budget. Then you can funnel money towards emergency funds and tackling debt.Self-insurance means that you don’t have to worry about funds. It helps lower your stress knowing that you have your finances in order. It is a peaceful place to be and opens up opportunities for you. If someone has stressors in their life – for example, their car breaks down – and they have no money to fix it, they now have car and money problems. This stress can then potentially lead to other problems such as marriage problems. If the money to fix the broken car would have been there, it would alleviate stress.[00:28:23] Difference between 401k, IRA, and Roth IRAsA 401k is an employer provided, long-term retirement savings account. This is where you put in money before it is taxed. With this plan you are limited with the funds you can choose from to invest in.IRAs are long-term retirement plans as well. The first type of IRA is a Traditional IRA, which is similar to a 401k. You get tax reduction for the money you put in the account. You pay taxes once you withdraw money. A Roth IRA is where you already pay taxes on money that you are putting in, but don’t have to pay taxes when withdrawing money. You can withdraw contributions at anytime without being penalized, you just can’t take out any earnings.Another thing that is potentially good for early retirement is a Roth IRA conversion ladder. This is where you take money from a 401k and convert it into a Roth IRA and use it before 60 years old to fund early retirement.Traditional IRAs are good for business owners looking for tax deductions now. An HSA (Health Savings Account) can also be used as a retirement device. It goes towards medical expenses if needed.[00:34:20] Are there tools or algorithms I can use to figure this stuff out?There are some. Portfolio Visualizer allows you to choose different portfolio mixes and put different amounts of money in each one. Portfolio Charts is similar to Portfolio Visualizer but gives nice graphics. Sean created a JavaScript website to help people use to figure out early retirement.The hardest part is calculating return because you have to estimate what your return will be each year.[00:39:00] Put Your Money SomewhereThe only bad investment is not making an investment. Even making a bad investment is better than not having any at all. Inflation eats away at money that is just sitting.[00:42:05] If you get one of these advisors what advice should you be looking for?Need someone that tries to understand your particular situation. “It depends” is very true and your advisor should know that. No two people will have the same financial goals. They should want to help reach your goals in the least costly way possible. Other things they should be able to do is be honest and help you control your emotions during upswings and downswings. [00:47:08] Why index funds?As an investor, you can buy an index fund cheaper than buying the whole index. A mutual fund will try to buy and sell the stocks in that index in order to follow the index's performance. As an investor, you have the opportunity to buy into a mutual fund that handles it for you.You don’t have to independently invest in companies either. You can invest in an index instead that will look at, for example, top performing technology companies. It is usually a better value.[00:53:33] How much do I invest in my business verses putting money into a Roth IRA or 401k?Sean thinks it comes down to retirement goals. At some point you will want money to come in passively and retire in the future. If you can passively put X amount of dollars into your company then it can be looked at as a form of investment.Kevin evaluates his business goals every quarter. He creates a business budget based off of those goals.PicksCory
- http://www.amazon.com/dp/0393330338/?tag=chamaxwoo-20
- http://www.amazon.com/dp/1612680011/?tag=chamaxwoo-20
- http://www.amazon.com/dp/1591847818/?tag=chamaxwoo-20
Aimee
- Hacker News Thread – How to Not Bring Emotions Home With You
- http://www.phantogram.com/
Charles
- http://www.amazon.com/dp/1476757860/?tag=chamaxwoo-20
- https://www.daveramsey.com/elp
Sean
- http://www.amazon.com/dp/1501164589/?tag=chamaxwoo-20
- https://www.mrmoneymustache.com/
- http://www.mint.com
Kevin
- http://www.amazon.com/dp/0470102101/?tag=chamaxwoo-20
- https://www.youneedabudget.com/
- http://www.amazon.com/dp/1589795474/?tag=chamaxwoo-20
Links
- https://twitter.com/2frugaldudes
- https://twitter.com/seanmerron
- https://twitter.com/1kevgriff?lang=en
- http://www.swiftkick.in
- http://www.kevingriffin.com
- http://earlyretirementroadmap.com/
- http://2frugaldudes.com
Special Guests: Kevin Griffin and Sean Merron.

Support this podcast at — https://redcircle.com/javascript-jabber/donations

Privacy & Opt-Out:

Become a supporter of this podcast: https://www.spreaker.com/podcast/javascript-jabber--6102064/support.

Episoder(734)

Preact, Performance, and the Future of Lightweight Frontends with Ryan Christian -JSJ 683

Preact, Performance, and the Future of Lightweight Frontends with Ryan Christian -JSJ 683

In this episode of JavaScript Jabber, we sit down with Ryan Christian, a core maintainer of Preact, to talk all things lightweight, performant, and practical in the JavaScript world. If you’ve ever wondered what makes Preact tick, why it continues to gain traction, and how it compares to the heavyweight champ React—this episode is for you.We get into the nitty-gritty of what separates Preact from React, not just in size but in philosophy. Ryan sheds light on how Preact is engineered for performance, why it's not just a “React clone,” and how its compatibility layer makes it easy to drop into existing projects. Plus, we explore signals, class components, and what the upcoming Preact v11 has in store.Episode Highlights[1:23] - Meet Ryan Christian: Preact core maintainer and open-source champion[4:10] - What is Preact, and how does it stack up against React?[10:15] - Preact’s tiny footprint and why size still matters[14:47] - Widgets, adoption, and why Preact powers ~6% of major sites[20:01] - Understanding Preact’s compatibility layer (PreactCompat)[25:40] - Hooks, signals, and modularity: build what you need, nothing more[31:10] - Why Preact won’t follow React into full-stack territory[37:22] - Server components, suspense, and what Ryan recommends instead[43:35] - Frameworks that pair well with Preact: Astro, Fresh, and Remix[47:55] - Sneak peek at Preact v11 and why it sticks with “classic” React experience🔗 Links & ResourcesPreact Official WebsiteAstroFresh by DenoRemixJason Miller’s VTalk on Signals (referenced)Google CrUX Report – for framework usage statsBecome a supporter of this podcast: https://www.spreaker.com/podcast/javascript-jabber--6102064/support.

23 Jul 1h 7min

Speaking Up: The Developer’s Guide to Conference Talks & Career Growth - JSJ 682

Speaking Up: The Developer’s Guide to Conference Talks & Career Growth - JSJ 682

In this episode of JavaScript Jabber, I am joined by three incredible guests — Ariel Shulman, Liad Yosef, and Evyatar Alush — to dive into the world of public speaking in tech. From the jitters of their first talk to the professional and personal growth that comes with hitting the stage, we unpack the full journey of becoming a tech speaker. Whether you're just curious about getting started or want to sharpen your presentation game, this episode is packed with real talk and insights from experienced voices in the community.We get personal about the why, the how, and the what next of conference speaking — covering the motivations, the process of getting accepted, tips for preparing standout talks, and even how public speaking can open doors to career-changing opportunities. If you've ever wondered what it really takes to be heard on stage, this conversation might just be your launchpad.🔗 Links & ResourcesReact Next ConferenceNo TLB ConferenceJS Heroes RomaniaSessionize - CFP platformReversim Tech ConferenceReact SummitGitNation ConferencesBecome a supporter of this podcast: https://www.spreaker.com/podcast/javascript-jabber--6102064/support.

10 Jul 1h 44min

How Holepunch Is Redefining Peer-to-Peer Apps with Bare.js — A New Era for JavaScript Developers -JSJ 681

How Holepunch Is Redefining Peer-to-Peer Apps with Bare.js — A New Era for JavaScript Developers -JSJ 681

In this episode, we sit down with Mathias Madsen, CEO of Holepunch, and take a wild ride through the cutting edge of peer-to-peer JavaScript development. Mathias shares his journey from accidentally discovering JavaScript in college to becoming a prolific contributor with over 1,500 open source modules. His passion? Building decentralized, peer-to-peer systems where JavaScript isn’t just for the browser—it powers the entire stack.We dive deep into how Holepunch is reimagining application distribution with their Pear system —essentially turning peer-to-peer into a first-class citizen for distributing full applications, not just files. No hosting, no servers — just apps shared directly, BitTorrent-style. And because packaging and distributing Node-based apps can be painfully complex, they took things a step further by building a new runtime: Bare.jsBare.js is refreshingly "bare": it strips away the heavy, opinionated APIs bundled into Node or Deno, leaving just the JavaScript core and a powerful module system. What’s revolutionary here is Bare's ability to run the same codebase across desktop, mobile, and even tiny embedded devices—swapping out engines like V8, JavaScriptCore, or JerryScript depending on the platform's needs. This allows Mathias' team to write backend logic once, share it across all platforms, and iterate at lightning speed.Key takeaways:-Peer-to-peer can go far beyond media sharing — it's being used for full app distribution.-Bare.js decouples JavaScript from specific platforms, creating a universal backend that just works anywhere.-Modular design isn't just a philosophy — it's the secret to Holepunch’s rapid development pace.-The combination of React Native for UI and Bare.js for backend creates an insanely productive development pipeline, fully cross-platform.If you’re into JavaScript, peer-to-peer tech, or just love hearing about developers breaking the mold, this one’s for you.About the GuestMathias is the CEO of Holepunch (https://holepunch.to/). He brings his passion for open-source software, and deep experience in the area, having  published more than 1000 modules to npm, the Node.js package manager, totaling billions of downloads every month.Mathias Buus is a self taught Javascript hacker from Copenhagen. He works full time on open source projects and has been working with Node.js since the 0.2 days. Mathias likes to work with P2P and distributed systems and is the author of more than 550 modules on npm, including some of the most popular ones for working with streams. In addition he has spoken about mad science projects at various conferences around the world.Become a supporter of this podcast: https://www.spreaker.com/podcast/javascript-jabber--6102064/support.

24 Jun 1h 6min

Migrating a Legacy JavaScript Codebase to TypeScript - JSJ 680

Migrating a Legacy JavaScript Codebase to TypeScript - JSJ 680

In this episode, Dan and I (Steve) dove deep into what turned out to be a surprisingly complex, yet incredibly insightful topic: gradually migrating a massive legacy JavaScript project over to TypeScript. We're talking about nearly 1,000 JS files, 70,000+ lines of code, and years of developer history—all transitioning carefully to a typed, modern future.Dan walked us through how he started by setting up the project for success before converting even one file—getting CI/CD ready, setting up tsconfig.json, sorting out test dependencies, dealing with mock leaks, and even grappling with quirks between VS Code and WebStorm debugging.We talked tools (like TS-ESLint, concurrently, and ts-node), why strict typing actually uncovered real bugs (and made the code better!), and why it’s crucial not to touch any .js files until your TypeScript setup is rock solid.Key Takeaways:Gradual migration is 100% possible—and often better—than ripping the bandaid off.TypeScript can and will catch bugs hiding in your JavaScript. Be prepared!Use VS Code extensions or TS-Node to support your devs’ tooling preferences.Don't underestimate the setup phase—it’s the foundation of long-term success.Start small: Dan's team converted just one file at first to test the whole pipeline.If you’re sitting on a legacy JS project and dreaming of TypeScript, this episode is your blueprint—and your warning sign.Become a supporter of this podcast: https://www.spreaker.com/podcast/javascript-jabber--6102064/support.

5 Jun 1h 25min

TypeScript, Security, and Type Juggling with Ariel Shulman & Liran Tal - JSJ 679

TypeScript, Security, and Type Juggling with Ariel Shulman & Liran Tal - JSJ 679

In this episode, we dove headfirst into the swirling waters of TypeScript, its real-world use cases, and where it starts to fall short—especially when it comes to security. Joining us from sunny Tel Aviv (and a slightly cooler Portland), we had the brilliant Ariel Shulman and security advocate Liran Tal bring the heat on everything from type safety to runtime vulnerabilities.We started off with a friendly debate: Has TypeScript really taken over the world? Our verdict? Pretty much. Whether it’s starter projects, enterprise codebases, or AI-generated snippets, TypeScript has become the de facto standard. But as we quickly found out, that doesn’t mean it’s perfect.Key Takeaways:-TypeScript ≠ SecurityWe tend to trust TypeScript a bit too much. It’s a build-time tool, not a runtime enforcer. As Liran pointed out, “TypeScript is not a security tool,” and treating it like one leads to dangerous assumptions.-Type Juggling is Real (and Sneaky)We explored how something as innocent as using as string on request data can open the door to vulnerabilities like HTTP parameter pollution and prototype pollution. Just because your IDE is happy doesn’t mean your runtime is.-Enter Zod – Runtime Type Checking to the Rescue?Zod got some love for bridging the dev-time/runtime gap by validating data on the fly and inferring TypeScript types. But even Zod isn’t foolproof. For example, unless you're using .strict(), extra fields can sneak past your validations, leading to mass assignment bugs.-Common Developer FallaciesWe discussed the misplaced confidence developers have in things like code coverage and TypeScript alone. One of the big takeaways: defense in depth matters. Just like testing, layering your security practices (like using Zod, type guards, and proper sanitization) is key.-TypeScript Best Practices Are EvolvingFrom discriminated unions to avoiding any, from using Maps over plain objects to prevent prototype pollution—TypeScript developers are adapting. And tools like modern Node.js now support type stripping, which makes working with .ts files at runtime a bit easier.Become a supporter of this podcast: https://www.spreaker.com/podcast/javascript-jabber--6102064/support.

29 Mai 1h 32min

Building Agentic AI Workflows with Matthew Henage - JSJ 678

Building Agentic AI Workflows with Matthew Henage - JSJ 678

In this episode, we sat down with full-stack developer and AI innovator Matthew Henage, creator of WAOS.ai (Web App Operating System) and the incredible storytelling platform SpeakMagic.ai. This conversation took us deep into the world of agentic AI, low-code app building, and the future of intelligent workflows.We kicked things off with Matthew sharing how he’s been riding the AI wave since GPT-3.5 blew his mind. His platform WoWs is all about making it easy for developers to build powerful web apps with embedded AI workflows — think of it like Zapier meets ChatGPT, but with agents working together instead of API chains.One of the most eye-opening parts of our chat was learning about agent swarms — essentially teams of specialized AI agents that collaborate to perform complex tasks. Instead of relying on one giant AI brain to do everything, you create smaller, purpose-built AIs that handle specific steps in a workflow. It’s scalable, smarter, and kind of like assembling your dream dev team… but all made of code.Matthew’s Speak Magic project is a jaw-dropper. It uses a swarm of over 40 agents to turn a single story idea into a fully animated, two-minute video — complete with scenes, scripts, character animations, music, and more. It’s AI storytelling on steroids.We also talked a lot about:Best practices for building reliable AI workflowsThe importance of keeping context windows small (under 4,000 tokens works best!)How prompt engineering is becoming the new programmingUsing AI for vibe coding (yes, that’s a thing) and rapid prototypingThe tradeoffs between using traditional programming vs. letting AI handle logicEthical considerations and how to handle memory and privacy in long-running user interactionsCheck out Matthew’s work at WAOS.ai and speakmagic.ai — and as always, stay curious and keep building!Become a supporter of this podcast: https://www.spreaker.com/podcast/javascript-jabber--6102064/support.

22 Mai 1h 3min

Reinventing Web Development with Brisa: A Conversation with Aral Roca - JSJ 677

Reinventing Web Development with Brisa: A Conversation with Aral Roca - JSJ 677

In this week’s episode, it’s just me — Charles Max Wood — and I’m joined by the incredibly sharp and open-source-loving Aral Roca, direct from Barcelona! Aral’s the creator of Brisa, a new full-stack web framework that flips the script on how we build modern web apps. If you thought the "another day, another framework" meme was played out... well, Brisa might just change your mind.Key Takeaways:-Brisa’s Big Idea: It's designed to let you build web apps with minimal or zero JavaScript on the client side. Think HTML streaming, server actions, and components that render server-side first, but can gradually hydrate on the client.-Server-first FTW: Aral walks us through how Brisa handles server actions — even capturing click and scroll events on the server — using ideas inspired by HTMX, LiveView, and server components from frameworks like Next.js.-Tiny and Mighty: The whole framework is incredibly lightweight. Web components come in at just ~3 KB, and the built-in i18n system is under 1 KB!-From Idea to Reality: Aral started Brisa to scratch his own itch — building side projects and blogs without bloated front-end code. But now, others are using it too (yes, even in production!), including one travel agency that's gone all-in.-Multi-platform Future: Brisa has adapters in the works for Vercel, Node, and Deno — plus integration with Tauri for building native Android, iOS, and desktop apps from the same codebase.-What's Coming: Roadmap goals include improved hot reloads, more adapters, transitions, lazy-loaded components, and a better playground for developers to tinker with.Oh, and yes — Aral does parkour. For real.This episode is packed with deep technical insight and exciting potential for a new way to build web apps — especially for devs who love fast performance, server-rendering, and clean architecture.Become a supporter of this podcast: https://www.spreaker.com/podcast/javascript-jabber--6102064/support.

15 Mai 1h 5min

Building Enterprise Infrastructure with Bit & AI with Gilad Shoham - JSJ 676

Building Enterprise Infrastructure with Bit & AI with Gilad Shoham - JSJ 676

In this episode, I (Steve Edwards) flew solo on the mic but had the pleasure of hosting a truly insightful conversation with Gilad Shoham, VP of Engineering at Bit.Cloud. Gilad brought the heat from Israel as we explored how Bit is revolutionizing enterprise software architecture—and how AI is being layered on top to supercharge developer productivity.We started by breaking down Bit’s core platform, which helps teams compose applications from reusable, independently versioned components. Think Lego blocks, but for your codebase. It’s all about boosting dev velocity, reducing duplication, and making collaboration across teams more seamless.Gilad walked us through some jaw-dropping features: versioning without Git, deep component CI pipelines, and even Bit’s ability to replace monolithic repositories with a graph of decoupled components. Everything is Node + TypeScript under the hood, and while it’s currently JS-focused, the ambition is clearly broader.Then came the big twist: AI. Bit is now leveraging AI not to just write code, but to compose it using existing components. Instead of bloating your codebase with endless variations of the same button, Bit’s AI understands your graph and builds features by intelligently reusing what’s already there. It’s like Copilot with a memory—and architectural sense.Key takeaways:Bit components wrap your existing code (like React/Vue) with metadata, testing, and versioning.Their infrastructure makes it possible to build and test components independently and in parallel.The AI strategy is reuse-first: generate only when needed, always compose from what already exists.Even massive enterprise codebases can gradually migrate to Bit without a full rewrite.Expect a human-in-the-loop process, but with most of the heavy lifting handled by AI.Become a supporter of this podcast: https://www.spreaker.com/podcast/javascript-jabber--6102064/support.

8 Mai 58min

Populært innen Business og økonomi

stopp-verden
dine-penger-pengeradet
lydartikler-fra-aftenposten
rss-penger-polser-og-politikk
kommentarer-fra-aftenposten
e24-podden
rss-borsmorgen-okonominyhetene
utbytte
finansredaksjonen
pengepodden-2
tid-er-penger-en-podcast-med-peter-warren
pengesnakk
stormkast-med-valebrokk-stordalen
livet-pa-veien-med-jan-erik-larssen
morgenkaffen-med-finansavisen
rss-markedspuls-2
okonomiamatorene
rss-investering-gjort-enkelt
rss-fri-kontantstrom
paretopodden