How Do I Know What I'm Paying For My Mortgage?

How Do I Know What I'm Paying For My Mortgage?

Most people sign the mortgage papers as a means to get the house. Just like Erin eats cauliflower so she can dip it in ranch. But do you fully understand the cost of your mortgage? ___________________________ If you are a Canadian who wants Erin and her team to handle your mortgage, fill out this application: https://velocity.newton.ca/sso/public.php?sc=167blqm2y0b8f www.ErinKellyMortgages.ca Free resources no matter what country you live in at www.FinancialTransformation.ca ___________________________ What's in this episode: 00:00 What To Wear In The World? 1:33 ‘Friends” Real Estate – Favorite Friend (Chandler, obviously, says producer Rob) 5:40 Erin’s Ruthless Amazing Friend Circle 7:10 Intro To Season Topic - Mortgages 10:38 The Righteous Gemstones 16:16 Question 1 – Preparing For Mortgage Payoff 22:47 Mortgage Down Payments 28:15 Mortgage Pre-Payment and Fine Print 30:34 Question 2 – Lump Sum vs Lower Monthly Payments 37:14 Lines Of Credit _______________________________ Join us in the online program Get the Hell Out of Debt here: www.getthehelloutofdebt.com Scroll down to apply for a Sponsorship Opportunity if $99 is currently out of your budget. Send us a voicemail with your thoughts here. https://www.speakpipe.com/erinskyekelly Order your copy of Get the Hell Out of Debt here. https://amzn.to/3Vdelum Listen to Get the Hell Out of Debt on Audible here. https://www.amazon.com/Get-Hell-Out-Debt-Relationship/dp/1642939552/ref=tmm_pap_swatch_0?_encoding=UTF8&qid=1649093626&sr=8-1 Download Get the Hell Out of Debt for your Kindle here. https://www.amazon.com/Get-Hell-Out-Debt-Relationship/dp/1642939552/ref=tmm_pap_swatch_0?_encoding=UTF8&qid=1649093626&sr=8-1 Order Erin’s latest book Naked Money Meetings from your favorite local independent bookseller. Or of course, it’s always available here. https://amzn.to/40HzEFa Have Erin’s Tuesday newsletter delivered to your email inbox here. https://www.erinskyekelly.com/sign-up-for-newsletter Connect with Erin on Instagram here: https://www.instagram.com/erinskyekelly/ Please help us share financial literacy by rating, reviewing and sharing this podcast, so we can continue to reach the people who need us. Need some help filling your Quick + Dirty fund? Check out the new course "Online Selling Success: Turning Products Into Profits" https://www.erinskyekelly.com/offers/tWh2mTJp/checkout If any of the links provided here receive affiliate commissions, it goes to support sponsoring people into the Get the Hell Out of Debt online program who otherwise could not attend. You are changing lives! Since this episode has aired, and the podcast has grown, we had to make the production decision to air commercials. You may hear us saying that the podcast is commercial-free, and we kept it that way as long as possible, but there was a point where financially it no longer made sense to do so. We thank you for your understanding and know that these advertisers will not take away from your enjoyment of the content, and the many other free resources we offer. Learn more about your ad choices. Visit megaphone.fm/adchoices

Episoder(595)

Why Some People Pay Off Debt And Others Don’t

Why Some People Pay Off Debt And Others Don’t

There’s a noticeable difference between people who talk about getting out of debt and people who actually do it. And surprisingly, it has very little to do with spreadsheets, interest rates, or financ...

20 Jan 26min

When The Cost Of Living Feels Like Dying

When The Cost Of Living Feels Like Dying

If it feels like your money used to go further and now disappears faster, you’re not imagining it. Essentials are eating a bigger slice of your income, and the pressure shows up everywhere: sleep, rel...

19 Jan 30min

Fan-Favorite: Erin Pays Off $70,400

Fan-Favorite: Erin Pays Off $70,400

One of our most-loved episodes returns. Erin F. didn’t see this version of her life coming: three kids, chronic pain, a partner in unpredictable work, and more than $70K in debt. But she got scrappy a...

14 Jan 33min

How To Break Up Your With Bank

How To Break Up Your With Bank

Most people don’t question their bank until something breaks. In this episode, Erin and Keri talk about recognizing when a financial setup no longer aligns with your goals, and what to do before frust...

13 Jan 27min

AI Is Not Your Financial Advisor

AI Is Not Your Financial Advisor

More people are outsourcing financial thinking to technology without fully understanding the consequences. Erin Skye Kelly explores where trust turns into risk, how small decisions quietly compound in...

12 Jan 20min

Fan-Favorite: Cynthia Pays Off $27,000 In A Year

Fan-Favorite: Cynthia Pays Off $27,000 In A Year

Cynthia’s journey has become a listener favorite for a reason. After paying off $27,000 of debt in one year using the Get the Hell Out of Debt program, her work didn’t stop - it evolved. Cynthia’s con...

7 Jan 42min

Cure For Your Holiday Hangover

Cure For Your Holiday Hangover

A financial hangover doesn’t mean you failed, it means you’re human. In this episode, Erin reframes post-holiday spending recovery with a clear, grounded approach that replaces guilt with leadership. ...

6 Jan 23min

Life Cleanse

Life Cleanse

Most financial advice focuses on tightening, cutting, and shrinking, and yet the results rarely feel expansive. Erin Skye Kelly challenges that entire approach. She looks at how unresolved habits, inv...

5 Jan 30min

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