RERUN Favorite - Fixed or Adjustable Rate Mortgages?

RERUN Favorite - Fixed or Adjustable Rate Mortgages?

How has it taken us this long to get to this question?! Erin covers all the options and how to best make a decision that fits for you. Original airdate - June 22 2022 ___________________________ If you are a Canadian who wants Erin and her team to handle your mortgage, fill out this application: https://velocity.newton.ca/sso/public.php?sc=167blqm2y0b8f www.ErinKellyMortgages.ca Check out Erin's free mortgage webinar here: https://www.erinskyekelly.com/registration-page-b95590bc-1969-4710-bd97-6e05a7ff7140 Free resources no matter what country you live in at www.FinancialTransformation.ca Erin's books: Get The Hell Out Of Debt Naked Money Meetings More Resources: Join us in the online program Get the Hell Out of Debt here: www.getthehelloutofdebt.com Scroll down to apply for a Sponsorship Opportunity if $99 is currently out of your budget. _______________________________ 🗣Send us a voicemail with your thoughts here. https://www.speakpipe.com/erinskyekelly 📒Order your copy of Get the Hell Out of Debt here. https://amzn.to/3Vdelum 🎧Listen to Get the Hell Out of Debt on Audible here. https://www.amazon.com/Get-Hell-Out-Debt-Relationship/dp/1642939552/ref=tmm_pap_swatch_0?_encoding=UTF8&qid=1649093626&sr=8-1 📖Download Get the Hell Out of Debt for your Kindle here. https://www.amazon.com/Get-Hell-Out-Debt-Relationship/dp/1642939552/ref=tmm_pap_swatch_0?_encoding=UTF8&qid=1649093626&sr=8-1 📘Order Erin’s latest book Naked Money Meetings from your favorite local independent bookseller. Or of course, it’s always available here. https://amzn.to/40HzEFa 📲Have Erin’s Tuesday newsletter delivered to your email inbox here. https://www.erinskyekelly.com/sign-up-for-newsletter Connect with Erin on Instagram here: https://www.instagram.com/erinskyekelly/ Please help us share financial literacy by rating, reviewing and sharing this podcast, so we can continue to reach the people who need us. _______________________________ Erin’s Favorite Canadian Insurance Company: Term Life: https://api.fintelconnect.com/t/l/65afef8bdd380e001c5ac59f Critical Illness: https://api.fintelconnect.com/t/l/65aff166208d83001bcf9cef Erin's Favorite Online Canadian Will + Estate Company: https://api.fintelconnect.com/t/l/65ca37ea70029b001b49dd37 USE CODE to save even more: ERIN20 Erin's trusted American partner is https://trustandwill.sjv.io/rQYqnd _______________________________ Need some help filling your Quick + Dirty fund? Check out the new course "Online Selling Success: Turning Products Into Profits" https://www.erinskyekelly.com/offers/tWh2mTJp/checkout If any of the links provided here receive affiliate commissions, it goes to support sponsoring people into the Get the Hell Out of Debt online program who otherwise could not attend. You are changing lives! Since this episode has aired, and the podcast has grown, we had to make the production decision to air commercials. You may hear us saying that the podcast is commercial-free, and we kept it that way as long as possible, but there was a point where financially it no longer made sense to do so. We thank you for your understanding and know that these advertisers will not take away from your enjoyment of the content, and the many other free resources we offer. Learn more about your ad choices. Visit megaphone.fm/adchoices

Episoder(580)

Building Wealth As A Creative

Building Wealth As A Creative

If you’ve ever wondered how to charge what your work is actually worth, this conversation hands you the playbook. Erin and Keri dig in with guest Sarah Petty on switching from “everyone” to right-fit clients, and building systems that serve deeply and profit fairly, so you stop running on volume and start running a business. Sarah is a New York Times best-selling author, highly-acclaimed speaker, author, MBA and coach who started her own boutique photography studio after working for Coca Cola for 20 years and then meeting the marketing goals of a top regional advertising agency’s clients. It was at this ad agency where she taught small businesses the value of a strong foundation and how they would grow with a strong brand. She attributes the rapid growth of her boutique photography studio, which was named one of the most profitable in the country within just five years in business by PPA, to the creation of her own strong brand. Join our online community: ⁠www.getthehelloutofdebt.com⁠  You can find Sarah at www.photographybusinessinstitute.com and follow her online at https://www.instagram.com/sarah.petty/  Get your copy of Sarah’s book, “Worth Every Penny” here: https://amzn.to/4hWBI6u  Today’s episode is brought to you by PolicyMe.  Term Life Insurance: https://api.fintelconnect.com/t/l/65afef8bdd380e001c5ac59f Critical Illness Insurance: https://api.fintelconnect.com/t/l/65aff166208d83001bcf9cef Leave us a voicemail message here: www.speakpipe.com/erinskyekelly  Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Learn more about your ad choices. Visit megaphone.fm/adchoices

20 Nov 202551min

When You're Stuck

When You're Stuck

If fear, self-doubt, or perfectionism have ever stalled your financial progress, hit play. Erin and Keri talk through how to stop letting anxiety and under-earning run the show, and Erin has solid strategies on how to take bold, messy, money-making action. Get ready - you’ll walk away from this one ready to move. Join our online community: www.getthehelloutofdebt.com  Today’s episode is brought to you by PolicyMe. 🇨🇦 Term Life Insurance:⁠ https://api.fintelconnect.com/t/l/65afef8bdd380e001c5ac59f⁠ Critical Illness Insurance:⁠ https://api.fintelconnect.com/t/l/65aff166208d83001bcf9cef⁠ Leave us a voicemail message here: www.speakpipe.com/erinskyekelly  Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Learn more about your ad choices. Visit megaphone.fm/adchoices

18 Nov 202523min

Your Bank’s Secret Scam

Your Bank’s Secret Scam

If you have ever thought overdraft was a safety net, think again. Erin and Keri reveal how this so-called “protection” is actually a profit center for banks, and how to cut it loose for good. If you’re ready to stop giving the bank your hard-earned money and start building wealth, this is your turning point. Join our online community: www.getthehelloutofdebt.com  Today’s episode is brought to you by PolicyMe. 🇨🇦 Term Life Insurance: https://api.fintelconnect.com/t/l/65afef8bdd380e001c5ac59f Critical Illness Insurance: https://api.fintelconnect.com/t/l/65aff166208d83001bcf9cef Leave us a voicemail message here: www.speakpipe.com/erinskyekelly  Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Learn more about your ad choices. Visit megaphone.fm/adchoices

17 Nov 202530min

Surviving The Season Of More

Surviving The Season Of More

Ever stood at the checkout, contour stick in hand, and convinced yourself you needed it? Erin and Keri peel back the truth about impulse spending, gratitude, and why “enough” is more than a mindset, it’s a money strategy. As the season of sales and glitter approaches, they’ll help you stay grounded in what matters most. And it’s not 40% off.  Join our online community: www.getthehelloutofdebt.com  Today’s episode is brought to you by AirDoctor. Get $300 off using the promo code: ERIN when you visit https://airdoctorpro.com/  Leave us a voicemail message here: www.speakpipe.com/erinskyekelly  Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Learn more about your ad choices. Visit megaphone.fm/adchoices

12 Nov 202522min

Be Rich…Or Have Pets

Be Rich…Or Have Pets

Before you add “puppy” or “kitten” to your holiday wish list, listen to this. Erin and Keri break down the hidden price tags that come with those big, adorable eyes, and how to plan for them like the financially savvy adult you are. Expect some candid talk about what pets actually cost, how to budget for the surprises, and why planning ahead might just save your sanity…and your couch. Join our online community: www.getthehelloutofdebt.com  Today’s episode is brought to you by AirDoctor. Get $300 off using the promo code: ERIN when you visit https://airdoctorpro.com/  Erin’s You Need A Budget link: https://youneedabudget.a4xxmk.net/g1dDNv  Leave us a voicemail message here: www.speakpipe.com/erinskyekelly  Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Learn more about your ad choices. Visit megaphone.fm/adchoices

10 Nov 202526min

Would You Rather?

Would You Rather?

From dryers to TVs to travel insurance, Erin and Keri show you how to evaluate protection plans like a CFO: opportunity cost, replacement cost, and total cost of borrowing. Learn when insurance is a must and when it’s just marketing dressed as comfort. Join our online community: www.getthehelloutofdebt.com  Today’s episode is brought to you by Monarch. Monarch is an all-in-one personal finance tool that brings your entire financial life together. Get 50% off your first year with code SKYE at monarch.com  Thanks to Acorns Early for sponsoring this episode. Ready to join over 1.2 million parents and kids who’ve unlocked their potential with Acorns Early? Get your first month free when you go to acornsearly.com/ERIN Leave us a voicemail message here: www.speakpipe.com/erinskyekelly Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Learn more about your ad choices. Visit megaphone.fm/adchoices

5 Nov 202528min

Resourcefulness Is The Ultimate Resource

Resourcefulness Is The Ultimate Resource

What if birthdays didn’t cost you money but rather made you money? Erin and Keri share an ingenious idea from inside the Get the Hell Out of Debt community that turns clutter into cash and generosity into momentum. This episode is all about using creativity to crush debt, build confidence, and rethink what it really means to have enough. Join our online community: www.getthehelloutofdebt.com  Check out Allissa’s episode here: https://podcasts.apple.com/ca/podcast/get-the-hell-out-of-debt/id1462338073?i=1000551388687  Today’s episode is brought to you by Monarch. Monarch is an all-in-one personal finance tool that brings your entire financial life together. Get 50% off your first year with code SKYE at monarch.com  Thanks to Acorns Early for sponsoring this episode. Ready to join over 1.2 million parents and kids who’ve unlocked their potential with Acorns Early? Get your first month free when you go to acornsearly.com/ERIN Leave us a voicemail message here: www.speakpipe.com/erinskyekelly  Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Learn more about your ad choices. Visit megaphone.fm/adchoices

4 Nov 202529min

When Life Gives You Lemons

When Life Gives You Lemons

You know that feeling when you finally start getting ahead and then something breaks that costs way too much to fix? Erin and Keri tackle that moment we all dread: when a perfectly good plan collides with an expensive surprise. Erin will help you figure out how to make smart money decisions under pressure without losing your mind.  Join our online community: www.getthehelloutofdebt.com  Today’s episode is brought to you by Monarch. Monarch is an all-in-one personal finance tool that brings your entire financial life together. Get 50% off your first year with code SKYE at monarch.com  Thanks to Acorns Early for sponsoring this episode. Ready to join over 1.2 million parents and kids who’ve unlocked their potential with Acorns Early? Get your first month free when you go to acornsearly.com/ERIN Leave us a voicemail message here: www.speakpipe.com/erinskyekelly Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Learn more about your ad choices. Visit megaphone.fm/adchoices

3 Nov 202518min

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