My Pay Periods Make It Hard to Budget

My Pay Periods Make It Hard to Budget

Whether you're paid bi-weekly, monthly, or have an irregular paycheck, Erin has practical tips to align your cash flow with your expenses. She shares insights on making your budget fit your life, not the other way around, and discusses the importance of frequent budgeting to stay on track. Let's be honest - cash flow management is tricky - until you grasp these concepts Erin teaches. To access the spreadsheets Erin uses, sign up for the Get The Hell Out Of Debt course (also free!) and download all her reources: www.getthehelloutofdebt.com Scroll down to apply for a Sponsorship Opportunity if $99 is currently out of your budget. Here's the budgeting app Erin likes (after you determine where you are at on paper first!): https://youneedabudget.a4xxmk.net/g1dDNv The life insurance company Erin loves (in Canada): Term Life: https://api.fintelconnect.com/t/l/65afef8bdd380e001c5ac59f Critical Illness: https://api.fintelconnect.com/t/l/65aff166208d83001bcf9cef _______________________________ 🗣Send us a voicemail with your thoughts here. https://www.speakpipe.com/erinskyekelly 📒Order your copy of Get the Hell Out of Debt here. https://amzn.to/3Vdelum 🎧Listen to Get the Hell Out of Debt on Audible here. https://www.amazon.com/Get-Hell-Out-Debt-Relationship/dp/1642939552/ref=tmm_pap_swatch_0?_encoding=UTF8&qid=1649093626&sr=8-1 📖Download Get the Hell Out of Debt for your Kindle here. https://www.amazon.com/Get-Hell-Out-Debt-Relationship/dp/1642939552/ref=tmm_pap_swatch_0?_encoding=UTF8&qid=1649093626&sr=8-1 📘Order Erin’s latest book Naked Money Meetings from your favorite local independent bookseller. Or of course, it’s always available here. https://amzn.to/40HzEFa 📲Have Erin’s Tuesday newsletter delivered to your email inbox here. https://www.erinskyekelly.com/sign-up-for-newsletter Connect with Erin on Instagram here: https://www.instagram.com/erinskyekelly/ Please help us share financial literacy by rating, reviewing and sharing this podcast, so we can continue to reach the people who need us. _______________________________ Erin's Favorite Online Canadian Will + Estate Company: https://api.fintelconnect.com/t/l/65ca37ea70029b001b49dd37 USE CODE to save even more: ERIN20 Erin's trusted American partner is https://trustandwill.sjv.io/rQYqnd _______________________________ Need some help filling your Quick + Dirty fund? Check out the new course "Online Selling Success: Turning Products Into Profits" https://www.erinskyekelly.com/offers/tWh2mTJp/checkout If any of the links provided here receive affiliate commissions, it goes to support sponsoring people into the Get the Hell Out of Debt online program who otherwise could not attend. You are changing lives! Since this episode has aired, and the podcast has grown, we had to make the production decision to air commercials. You may hear us saying that the podcast is commercial-free, and we kept it that way as long as possible, but there was a point where financially it no longer made sense to do so. We thank you for your understanding and know that these advertisers will not take away from your enjoyment of the content, and the many other free resources we offer. Learn more about your ad choices. Visit megaphone.fm/adchoices

Episoder(615)

Debt Consolidation Backfires

Debt Consolidation Backfires

A consolidation loan promises simplicity: fewer bills, lower payments, and breathing room in the budget. On paper, it looks like a financial reset. Erin Skye Kelly breaks down what’s actually happenin...

9 Mar 37min

Extreme Restriction Not Required

Extreme Restriction Not Required

If you’ve ever tried to “be good with money” by tightening every screw in your life, you know how quickly that approach can wear thin. This episode digs into why so many smart, capable women swing bet...

4 Mar 28min

The Real Reason We Don't Talk About Money

The Real Reason We Don't Talk About Money

Most women can talk about almost anything with their friends…except money. Erin and Keri discuss why financial conversations feel so loaded, how early conditioning still shapes our reactions today, an...

3 Mar 33min

To Tip Or Not To Tip?

To Tip Or Not To Tip?

You know that tiny screen at checkout that suddenly makes you question your entire value system? This episode dives into the complicated world of tipping - not just what we do, but why we do it. From ...

2 Mar 35min

Going To Extremes

Going To Extremes

Sometimes the reason your finances won’t move forward has nothing to do with discipline and everything to do with the environment you’ve built around yourself. Today Erin tells us what happens when pe...

25 Feb 24min

Donate Or Don't

Donate Or Don't

Crowdfunding has changed the way people navigate crisis, but it’s also exposed some uncomfortable truths about how we view money, privilege, and responsibility. Erin and Keri look at why public fundra...

24 Feb 24min

Rewiring Broke Habits For Good

Rewiring Broke Habits For Good

Erin Skye Kelly shares the one shift that separates women who stay stuck from women who quietly build serious wealth. Join our online community: www.getthehelloutofdebt.com  Today’s episode is bro...

23 Feb 38min

Am I The A$$hole?

Am I The A$$hole?

Two real-life relationship dilemmas. Two very different money dynamics. One common thread: what we do with money is rarely just about math. Keri shares 2 “Am I the a$$hole” situations and Erin gets in...

18 Feb 26min

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