The Biggest Rip-Off in Finances

The Biggest Rip-Off in Finances

Chester wrote in for some guidance - his financial circumstances lead him to take out payday loans. Erin has some surprising advice for him and for anyone who is desperate to cover their monthly expenses. Tune in to hear how Chester’s journey to financial freedom is just beginning, with the help of the Get the Hell Out of Debt course and support of the online community. To apply for sponsorship into the Get The Hell Out Of Debt online course, click here and scroll to Sponsorship Opportunity: www.getthehelloutofdebt.com THANK YOU to our generous sponsors! You are the reason Chester - and so many others - are here. info@erinskyekelly.com _______________________________ Join us in the online program Get the Hell Out of Debt here: www.getthehelloutofdebt.com Scroll down to apply for a Sponsorship Opportunity if $99 is currently out of your budget. 🗣Send us a voicemail with your thoughts here. https://www.speakpipe.com/erinskyekelly 📒Order your copy of Get the Hell Out of Debt here. https://amzn.to/3Vdelum 🎧Listen to Get the Hell Out of Debt on Audible here. https://www.amazon.com/Get-Hell-Out-Debt-Relationship/dp/1642939552/ref=tmm_pap_swatch_0?_encoding=UTF8&qid=1649093626&sr=8-1 📖Download Get the Hell Out of Debt for your Kindle here. https://www.amazon.com/Get-Hell-Out-Debt-Relationship/dp/1642939552/ref=tmm_pap_swatch_0?_encoding=UTF8&qid=1649093626&sr=8-1 📘Order Erin’s latest book Naked Money Meetings from your favorite local independent bookseller. Or of course, it’s always available here. https://amzn.to/40HzEFa 🤔Discover your Money Block by taking the online quiz https://bit.ly/3XvM8BQ 💻Go deeper into healing your Money Blocks and take the Naked Money Meetings online course. https://www.erinskyekelly.com/offers/9QhRGXLK?coupon_code=NAKED2024 👦Learn How To Teach Your Kids About Money here. https://www.erinskyekelly.com/how-to-teach-your-kids-about-money 📲Have Erin’s Tuesday newsletter delivered to your email inbox here. https://www.erinskyekelly.com/sign-up-for-newsletter 🌱Get more info about the Underground - Erin's private group coaching - here. https://www.erinskyekelly.com/offers/fFFaiDSB/checkout Connect with Erin on Instagram here: https://www.instagram.com/erinskyekelly/ 👗Online Selling Success:Turning Products Into Profits https://www.erinskyekelly.com/offers/tWh2mTJp/checkout 🙆‍♀️Dissolving Your 8 Money Blocks with EFT Tapping https://www.erinskyekelly.com/offers/yy6beLgF/checkout Please rate and review this podcast so we can continue to deliver you an epic financial literacy podcast! _______________________________ 📺Check out the podcast on YOUTUBE: https://www.youtube.com/erinskyekelly Like and Subscribe! _______________________________ Products and Companies Erin uses and recommends: Borrowell - Credit Monitoring App https://imp.i203032.net/nLGa06 Canadian Online Shopping Link: This is for Canadians who shop on American sites when the site doesn’t ship to Canada Stackry https://www.stackry.com/register?referral=7318974 Flytographer Hire photographers when you travel https://flytog.co/ERINSKYEKELLY BANKING: Free Banking for Canadians for your Q+D - Simplii https://blue.mbsy.co/6tJFqQ Amazon storefront https://www.amazon.com/shop/erinskyekelly Budgeting App - YNAB https://youneedabudget.a4xxmk.net/g1dDNv Erin’s FAVORITE INSURANCE for CANADIANS Term Life: https://api.fintelconnect.com/t/l/65afef8bdd380e001c5ac59f Critical Illness: https://api.fintelconnect.com/t/l/65aff166208d83001bcf9cef WILLS - EPILOGUE - Canada https://api.fintelconnect.com/t/l/65ca37ea70029b001b49dd37 CODE: ERIN20 Trust and Will online affordable easy to make wills in America https://trustandwill.sjv.io/rQYqnd _______________________________ Erin is a licensed Mortgage Broker in Canada: DOMINION LENDING CENTRES MORTGAGE EXCELLENCE Mortgage webinar https://www.erinskyekelly.com/pl/2147563980 Email - erin.kelly@dlcme.ca Website - http://www.erinkellymortgages.ca Mortgage application link - https://velocity.newton.ca/sso/public.php?sc=167blqm2y0b8f _______________________________ If any of the links provided here receive affiliate commissions, it goes to support sponsoring people into the Get the Hell Out of Debt online program who otherwise could not join. You are changing lives! Thanks to you, the podcast has grown and we had to make the production decision to air commercials. You may hear us saying that the podcast is commercial-free, and we kept it that way as long as possible, but there was a point where financially it no longer made sense to do so. We thank you for your understanding and know that these advertisers will not take away from your enjoyment of the content, and the many other free resources we offer. Learn more about your ad choices. Visit megaphone.fm/adchoices

Episoder(579)

Cash-Tastrophes

Cash-Tastrophes

She wanted an affordable way to get around. He wanted to upsell a bike. Can you guess who won? What happens next isn’t about shame, it’s about reclaiming control. Erin and Keri peel back the layers of impulse spending, sneaky marketing tricks, and the “one little treat” mentality that keeps so many smart women stuck. They might just change how you handle your next Target run. Join our online community: www.getthehelloutofdebt.com  Leave us a voicemail message here: www.speakpipe.com/erinskyekelly  Today’s episode is brought to you by BetterHelp. Get 10% off your first month at BetterHelp.com/skye Give your closet an upgrade with Quince. Go to ⁠quince.com/erin⁠ for free shipping on your order and 365-day returns. Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Sophie Grace website: https://www.sophiegrace.ca/  Learn more about your ad choices. Visit megaphone.fm/adchoices

22 Sep 37min

Sex For Money In Marriage

Sex For Money In Marriage

Have you seen that “I can’t pay the mortgage” TikTok trend? Erin shares five eye-opening reasons every woman, married or not, needs to know exactly where the money is, from basic security to modeling healthy habits for kids. She unpacks partnership, power, and why sex should never be a bargaining chip for paying bills. Join our online community: www.getthehelloutofdebt.com  Leave us a voicemail message here: www.speakpipe.com/erinskyekelly  Today’s episode is brought to you by Air Doctor Pro. Get $300 off using the promo code: ERIN when you visit https://airdoctorpro.com/    Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Learn more about your ad choices. Visit megaphone.fm/adchoices

17 Sep 20min

The Money Confessional Is Open

The Money Confessional Is Open

Listeners share their deepest, darkest and most cringe-worthy money confessions. Erin has valuable takeaways, and Keri has only shock and awe. These true tales prove that everyone has a financial “oops” moment, and that each one can teach us something. Share your Money Confessional here: www.speakpipe.com/erinskyekelly  Join our online community: www.getthehelloutofdebt.com  Today’s episode is brought to you by Air Doctor Pro. Get $300 off using the promo code: ERIN when you visit https://airdoctorpro.com/  Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Learn more about your ad choices. Visit megaphone.fm/adchoices

16 Sep 31min

What's Your Work Worth?

What's Your Work Worth?

Ever poured your heart, and countless hours, into a business while your bank account stays stubbornly quiet? Erin and Keri tackle the money talk too many women avoid: when to finally start paying yourself. Erin reveals how to balance loans, cash flow, and your own well-being so your dream doesn’t turn into a resentful, unpaid gig. Join our online community: www.getthehelloutofdebt.com  Leave us a voicemail message here: www.speakpipe.com/erinskyekelly  Today’s episode is brought to you by Air Doctor Pro. Get $300 off using the promo code: ERIN when you visit https://airdoctorpro.com/ Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Learn more about your ad choices. Visit megaphone.fm/adchoices

15 Sep 26min

The Price Of Playing Small

The Price Of Playing Small

When a troll tries to shame a community member for reselling clearance shoes, Erin and Keri dig into what’s really behind those petty comments: money stories. They unpack how judgment, fear, and comparison can shrink your finances, and how to push past it so you can stop playing small and start living big. Join our online community: www.getthehelloutofdebt.com  Leave us a voicemail message here: www.speakpipe.com/erinskyekelly  Today’s episode is brought to you by Ava. Download the Ava app here: https://meetava.app.link/webdownload Use the promo code: ERINSKYE and get your first month free. Check out the Online Selling Success course here: https://www.erinskyekelly.com/offers/tWh2mTJp/checkout  Link to Erin’s fave event shoes: https://amzn.to/4m5uZaN  Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Learn more about your ad choices. Visit megaphone.fm/adchoices

10 Sep 28min

Extra Expensive Extracurriculars

Extra Expensive Extracurriculars

Your kid signs up for soccer, piano, and drama, and suddenly your budget needs CPR. Erin and Keri dive into the often-overlooked expenses of extracurriculars (yes, even the “optional” sweatshirt everyone else is buying). They share smart strategies for saving money, teaching kids ownership, and avoiding the financial concussions that come with all those fees. Join our online community: www.getthehelloutofdebt.com  Leave us a voicemail message here: www.speakpipe.com/erinskyekelly  Today’s episode is brought to you by Ava. Download the Ava app here: https://meetava.app.link/webdownload Use the promo code: ERINSKYE and get your first month free. Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Learn more about your ad choices. Visit megaphone.fm/adchoices

9 Sep 24min

Mind Your Own Wallet

Mind Your Own Wallet

Is knowing what your coworker makes the secret weapon to closing the wage gap, or just fuel for resentment at the water cooler? Erin and Keri take on this hot-button money conversation. We want your thoughts on whether salary transparency could help you or just complicate your relationships! Join our online community: www.getthehelloutofdebt.com  Send us your thoughts! Leave a voicemail message: www.speakpipe.com/erinskyekelly  Today’s episode is brought to you by Ava. Download the Ava app here: https://meetava.app.link/webdownload Use the promo code: ERINSKYE and get your first month free. Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Learn more about your ad choices. Visit megaphone.fm/adchoices

8 Sep 25min

When Should I Co-Sign?

When Should I Co-Sign?

Cosigning a loan for a friend or family member can feel like the ultimate act of love and support, but is it a smart financial move? In this episode, we dig into the real risks and responsibilities that come with attaching your name to someone else’s debt. If you have experience with co-signing, we want to hear how it went. Leave us a voicemail at: https://www.speakpipe.com/erinskyekelly Join our online community: www.getthehelloutofdebt.com  Today’s episode is brought to you by BetterHelp. To find a licensed therapist and to get 10% off your first month, go to BetterHelp.com/skye Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Learn more about your ad choices. Visit megaphone.fm/adchoices

4 Sep 4min

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