Investment Quorum9 Feb 2016

Our Financial Planning Process

We take a six step process to financial planning. In fact we follow the ISO 22222 standard which is the international planning standard. There are a couple of them but that is arguably the main one. Step 1 is gathering the information from the client that is relevant to the financial planning process. Step 2 is sitting down with the client and talking to them about their goals, their aspirations, what they are trying to achieve and by when. Step 3 is analysing that information based upon the discussions and the information gathered and that information could be existing holdings, any investments they already have, mortgages, loans, expected inheritances etc. Step 4 is constructing the plan. Step 5, once it has been agreed with the client is implementing the plan and of course, Step 6 is monitoring and reviewing the plan. In financial planning terms people have lots of changes in their lives, they get made redundant, they have children, they send children to university they approach retirement so it has to be a dynamic plan that moves and adapts with them and supports them in their financial journey.

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Episoder(18)

Why We Are Benchmarked

At Investment Quorum we have always taken it seriously that we must be benchmarked by others. It is all right for us to say we think we know what we are doing but we think it is right that others come...

9 Feb 20161min

What Is Wealth Management

Wealth management is the combination of financial planning, investment management, investment consultancy and risk tolerances appropriate to a client. The scope of financial planning and wealth manage...

9 Feb 20161min

Understanding Risk

Understanding risk is really important. I think it is important both from the wealth manager’s point of view but particularly from the client point of view. The minute you take money from a deposit ac...

9 Feb 20161min

The Process Of Becoming A Client

Should someone wish to decide investigate becoming a client of Investment Quorum, it is a pretty detailed process. The first meeting, typically is about an hour or an hour and a half. Typically it is ...

9 Feb 20161min

The Importance Of Pension Planning

Pensions are a big issue in financial planning and wealth management. Particularly at the moment as there are so many changes going on. We are right in the middle of the transition from the paternalis...

9 Feb 20161min

Our Typical Client

It’s hard to describe a typical client of Investment Quorum but I think they have one thing in common they have chosen to get very involved in their own financial affairs but they are looking for help...

9 Feb 20161min

Our Approach To Investment Management

Our approach to investment management is based upon a multi-asset approach. So what do I mean by that? What I mean is that it takes cash, bonds, equities, real estate and some alternative investments ...

9 Feb 20161min