Things that you must know about Bay Area Home Lending

Ever wondered what it’s like to live in Livermore, California?In this series, we take you through the most desirable cities in the Bay Area — so you can experience what life is really like for local residents! Whether you’re looking to relocate, invest, or upgrade, this is the BEST vlog series to learn about top Bay Area communities — from schools and homes to dining, lifestyle, and outdoor life.This week, we’re touring Livermore, a vibrant and historic city located in the Tri-Valley region — home to more than 50 wineries, a bustling downtown, and some of the most affordable single-family homes in the Bay Area.🚪 Featured Home Tour: 766 Joyce Street4 bedrooms | 2 bathrooms | 1,796 sq. ft. | Listed at $1.149MLocated in one of Livermore’s most desirable residential areas, this home offers spacious rooms, refinished floors, and a large backyard — all just minutes from shops, restaurants, and top-rated schools.🏞️ With 1,200+ acres of parkland, Livermore is a paradise for hikers, families, and anyone who loves the outdoors. You’ll also find award-winning schools, access to Silicon Valley, and hidden food gems all over downtown.Whether you’re relocating from another state or simply curious about East Bay living, Livermore is a must-see.🗓 Want to schedule a time for a free consultation?Find a time that works for you → https://www.calendly.com/spencerhsure📞 Or call us today at (408) 547-4590🌐 Visit: https://www.homesbyspencerhsu.com/💬 Questions about buying or selling in Livermore or anywhere in the Bay Area? Let’s connect — I’ve helped over 60 families in the past year and would love to help you too.#LivermoreRealEstate #BayAreaHomes #JoyceStreet #TriValleyLiving #BayAreaRealtor #RelocateToCalifornia #HomeTour #LivermoreLiving #SiliconValleyRealEstateSpencer Hsu is a Bay Area Real Estate Agent, a Residential, New Home Construction and Relocations specialist with eXp Realty LLC. Serving the entire Bay Area. He aims to help busy professionals in the Bay Area find their dream homes by leveraging tech, data and local insights.CONTACT ME: Call / Text: (408) 547- 4590DRE 02077253Email: spencer@spencerhsu.com www.homesbyspencerhsu.com💥 Follow me on Social Media 💥 → Instagram: https://www.instagram.com/spencerhsure/→ LinkedIn: https://www.linkedin.com/in/spencerhsu/_________________________________#BayAreaRealEstate #LivingintheBayArea #siliconvalley

18 Apr 6min

🏠 If you knew home prices were dropping… would you still want to make a move?In this video, I break down what’s actually happening in the Bay Area housing market as of April 2025 — and what smart buyers and sellers are doing right now.From rising inventory to cooling prices and longer days on market, there are signs of a market shift. But it’s not all bad news. I’ll walk you through exactly how to navigate this turning point whether you’re looking to buy your dream home or sell for top dollar before competition intensifies.📉 What You’ll Learn in This Video:✅ The latest market data from San Mateo, Santa Clara, Alameda, Contra Costa & SF✅ Why prices are softening (and how much they've dropped in the past 30 days)✅ The #1 mistake sellers are making right now✅ When to act fast — and when to wait — as a buyer✅ The interest rate trap: why 6–7% isn't what it seems✅ Spencer’s take: What he would do if buying or selling in 2025💰 Planning to Buy or Sell This Year?Let’s talk strategy. The right move now could save you thousands or net you more equity.📲 Text "APRIL" to (408) 547-4590 to get your personalized market game plan🗓 Schedule a call: https://bit.ly/3XFZWcC🔎 Search for homes: https://bit.ly/4ce1uQZ📞 Contact Spencer HsuCall / Text: (408) 547-4590DRE 02077253Email: spencer@spencerhsu.comwww.homesbyspencerhsu.com→ Instagram: @spencerhsure🏡 Spencer Hsu is a Bay Area Real Estate Agent with eXp Realty LLC, specializing in residential, new home construction, and relocations. He helps busy professionals and families make confident real estate moves by combining tech, data, and deep local knowledge.#BayAreaRealEstate #HousingMarketCrash #RealEstate2025 #SpencerHsuRealEstate #SiliconValley #HomeBuyingTips #SellYourHome #BayAreaHousingUpdate

15 Apr 13min

Looking for modern, commuter-friendly living in the Bay Area? The Chapter by KB Home in Castro Valley offers stylish townhome-style condos designed for comfort and convenience. Located within walking distance to the Castro Valley BART station and with easy access to I-580, this community is perfect for professionals and families alike.🚪 What You’ll Love About The Chapter:✅ Versatile Floor Plans• 3–4 bedrooms and up to 4 baths• Select plans feature Accessory Dwelling Units (ADUs) with a kitchen, bathroom, and laundry — ideal for multi-generational living or rental income✅ Modern Interiors• Open-concept layouts with spacious living/dining areas• Kitchens equipped with stainless steel appliances and islands• Primary suites boasting walk-in closets and dual-sink vanities✅ Community Amenities• Play area, bike lanes, racks, and repair station• Park-like settings with seating, open spaces, and art installations✅ Prime Location• Zoned for the acclaimed Castro Valley Unified School District• Proximity to outdoor recreation like Chabot Regional Park and Cull Canyon• Close to medical facilities and shopping centers• Convenient to I-580 and BART✅ Sustainable Features• ENERGY STAR® certified homes with solar energy systems• WaterSense® labeled faucets and smart thermostats📍 Location: 3802 Norbridge Ave., Castro Valley, CA 94546💰 Pricing & Availability: Starting from $1,002,820 (plus cost of solar; homesite premium may apply)👀 Interested in touring these homes? Text "CHAPTER" to (408) 547-4590 for more details or to schedule a private showing.💬 Have questions about buying or investing in Bay Area real estate? We're here to help you navigate the market and find your perfect home.📞 Contact us at (408) 547-4590📩 Email us at spencer@spencerhsu.com✨ Don’t forget to subscribe for weekly videos about Bay Area living, real estate insights, and success stories!#BayAreaRealEstate #CastroValleyHomes #TheChapter #KBHome #NewHomesCastroValley #AccessoryDwellingUnit #ADU #EnergyEfficientHomes #SpencerHsuRealEstate #SiliconValleyLivingSpencer Hsu is a Bay Area Real Estate Agent specializing in Residential, New Home Construction, and Relocations with eXp Realty LLC. Serving the entire Bay Area, he helps busy professionals find their dream homes by leveraging data, technology, and deep local insights.Listing Courtesy of KB Home

9 Apr 9min

We dive deep into whether it’s smarter to buy Bay Area real estate or invest in the stock market. Curious why the wealthy buy $2M-$5M homes despite the S&P 500’s 12.55% annual growth vs. Bay Area housing’s 5.1%-11.68%? We break it down with AI tools like Grok, exploring leverage, capital gains exclusion, and rent costs. Learn how a $500K income can secure a $2.2M home, and why housing often outshines the S&P with a $1.02M profit vs. $294K over 5 years.Perfect for homebuyers, investors, and Bay Area residents, this video offers actionable insights into single-family home trends, mortgage rates (5.5%), property taxes (1.25%), and investment returns. Want to know the intersection when stocks beat real estate? We’ve got you covered! Subscribe for more Bay Area real estate tips, market updates, and financial strategies. Contact Spencer below for a personalized game plan to buy, sell, or invest in 2025!

4 Apr 17min

🏡Bay Area Home Values Soaring to Record Highs! Curious about what’s next for the real estate market? In my latest video, I dive into the stats—median single-family home prices hit $1.57M in March 2025 across the Bay Area, with Santa Clara County leading at $2.125M. Mortgage rates, new listings (up 30%!), and Trump’s tariffs are shaking things up. Will prices stabilize or climb? Check out the full analysis and get tips for buyers and sellers. Need a game plan? DM me for a free strategy call! #BayAreaRealEstate #HousingMarket #HomeValues

1 Apr 14min

🌉 Dreaming of living in San Francisco’s AI tech hub? Check out our latest listing at 1 Daniel Burnham, Unit 407—a modern studio apartment for sale at $570k! Perfect for singles or couples, it features hardwood floors, a remodeled kitchen and bathroom, a sliding glass wall, and stunning Bay Bridge views. Steps from Polk Street, Pacific Heights, and Japan Town, with a spa, pool, and 24/7 security, this is prime San Francisco real estate. Text 408-547-4590 to buy or sell in the Bay Area! #SanFranciscoRealEstate #AIRevolution #StudioForSal

28 Mar 5min

Exciting news for homebuyers! Check out Carmel Pointe by Nuvera Homes, a stunning new construction community in Union City, CA! I’m thrilled to give you a sneak peek at this rare development—featuring just 30+ single-family detached homes starting at $2.5M.In my latest YouTube video (link below), I tour two incredible models: Juniper and Sequoia. Juniper offers 3,679 sq ft with 4 beds, 4 baths, a home office, and a loft—complete with a gorgeous great room, optional Jr. ADU, and a luxurious primary suite with dual showers and a massive walk-in closet. Sequoia, on the other hand, boasts a built-in Jr. ADU option, a covered patio with bi-fold doors, and a primary bath that’s absolutely jaw-dropping.These homes are in high demand and sold via a bidding system—not first-come, first-serve. Want in? Reach out to me ASAP to get pre-approved and join the waitlist! With my strong builder relationships and expertise, I’ll help you navigate this competitive market and secure your dream home.Questions about the Bay Area market, incentives, or new construction? I’ve got you covered. DM me or check my contact info in the video—let’s make your dream home a reality!#BayAreaRealEstate #NewConstruction #UnionCityHomes #DreamHome #SpencerHsu

20 Mar 5min

Thinking about moving to the Bay Area or just curious about what it’s like to live in one of the most dynamic regions in the world? This video is your ultimate A-to-Z guide to living in the Bay Area, covering everything you need to know before making the move!🌟 What You'll Learn:• Neighborhoods: From bustling cities like San Francisco and San Jose to serene suburbs like Palo Alto and Los Altos.• Housing Market: Insights into home prices, rentals, and the competitive real estate market.• Cost of Living: What to expect when it comes to housing, transportation, dining, and entertainment.• Lifestyle Perks: Unbeatable weather, outdoor activities, and cultural diversity.• Job Market: The Bay Area’s thriving tech industry and job opportunities.• Transportation: Navigating the region via BART, Caltrain, and highways.💡 Who is This Guide For?Whether you’re a young professional looking for career opportunities, a family seeking top-rated schools, or an investor exploring the real estate market, this video has you covered.The Bay Area offers a unique blend of innovation, culture, and natural beauty—and this guide will help you navigate it all!💬 Have questions about living or investing in the Bay Area? Let’s connect!📞 Contact us at (408) 547-4590📩 Email us at spencer@spencerhsu.com✨ Don’t forget to subscribe for weekly videos about Bay Area living, real estate insights, and success stories!#LivingInBayArea #BayAreaRealEstate #MovingToBayArea #SiliconValleyHomes #BayAreaLifestyleSpencer Hsu is a Bay Area Real Estate Agent, a Residential, New Home Construction, and Relocations specialist with eXp Realty LLC. Serving the entire Bay Area. He aims to help busy professionals in the Bay Area find their dream homes by leveraging tech, data, and local insights.💥 Follow me on Social Media 💥→ Instagram: / spencerhsure→ LinkedIn: / spencerhsu#BayAreaRealEstate #LivingintheBayArea #MovingToCalifornia #RealEstateJourney #SiliconValleyLiving

14 Mar 6min