Credit Karma's Nichole Mustard: "Self-driving finance"

Credit Karma's Nichole Mustard: "Self-driving finance"

The Sunday Times’ tech correspondent brings on Nichole Mustard, co-founder of fintech unicorn Credit Karma, to talk about credit scores as a means to an end (2:20), the evolution of the credit score (4:45) how she ended up starting Credit Karma in 2007 (10:40), studying zoology at uni (12:35), buying a one-way ticket to California (13:35), working at Pizza Hut (14:50), leaving pizza for financial planning (16:30), starting Credit Karma on the cusp of the financial crisis (18:20), and the opportunity created by the Great Recession (24:25), building trust but also collecting bounties (26:50), the virtualisation of finance (29:50), how personal finance will become more like self-driving clike (32:50), the road to a stock-market float (37:05), and her worst day of work (41:15),

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Episoder(467)

Forget your employees – how hard is your AI agent working?

Forget your employees – how hard is your AI agent working?

A new trend is emerging in Silicon Valley – engineers are using more and more of AI agents to do their jobs. At some companies like Meta, AI usage is reportedly being linked to performance. But it’s a...

27 Mar 42min

Will this AI actress be the next Oscar winner?

Will this AI actress be the next Oscar winner?

Conan O’Brien joked at the Oscars that he might be the last human to host the Academy Awards. It got Danny and Katie thinking about AI's influence on the creative industry – from Hollywood, podcasting...

20 Mar 41min

The $14 billion Nscale story and how founders succeed in Silicon Valley

The $14 billion Nscale story and how founders succeed in Silicon Valley

British AI data-center company NScale has hit a $14.6 billion valuation after raising another $2 billion but its rapid rise is raising eyebrows. Danny Fortson and Katie Prescott examine the meteoric s...

13 Mar 39min

Bonus episode: Will quantum computing change everything?

Bonus episode: Will quantum computing change everything?

Quantum computing has been called the next big technological revolution, potentially as transformative as AI. Governments are investing billions, banks are already experimenting with the technology, a...

9 Mar 30min

Anthropic vs Pentagon: How AI is changing war

Anthropic vs Pentagon: How AI is changing war

An explosive fallout between AI giant Anthropic, OpenAI and the US Department of War has ignited a fierce debate in Silicon Valley about who gets to decide how artificial intelligence is used in defen...

6 Mar 39min

Inside Nvidia: The company powering the AI gold rush

Inside Nvidia: The company powering the AI gold rush

Do Nvidia’s latest results confirm a tech boom or signal the makings of a bubble? Danny Fortson and Katie Prescott ask how a once-niche graphics chipmaker ended up at the centre of global tech, geopol...

27 Feb 35min

Bonus episode: Agentic AI explained – The next phase of artificial intelligence

Bonus episode: Agentic AI explained – The next phase of artificial intelligence

This episode of The Times Tech podcast is sponsored by PwC.Artificial intelligence is entering a new phase. It’s no longer just about chatbots generating text or analysing data. The next frontier is a...

23 Feb 26min

AI safety meets OpenClaw – what India’s AI summit tells us

AI safety meets OpenClaw – what India’s AI summit tells us

As world leaders and tech bosses gather for India’s AI Impact Summit, Danny Fortson and Mark Sellman ask if these global summits are shaping AI or struggling to keep up with it? They also hear from Ca...

20 Feb 39min

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