El Podcast30 Nov 2024

E109: From Hurricanes to Wildfires: The Future of Homeowners Insurance - w/ Martin Grace

Professor Martin Grace explains how natural disasters, inflation, bad policy, and population shifts are breaking the U.S. homeowners insurance market — and what that means for your future coverage.

👤 Guest Bio: Dr. Martin F. Grace is a professor of risk management and insurance at the Tippie College of Business at the University of Iowa. A nationally recognized expert on insurance regulation and catastrophe risk, he has published extensively on property insurance, tort reform, and disaster economics. Prior to joining Iowa, he taught at Temple University and Georgia State University.

📚 Topics Covered:

Why homeowners insurance is getting more expensive and harder to obtain
The effects of hurricanes, wildfires, and convective storms on insurers
How COVID-19 disrupted housing markets, labor, and supply chains
The failures of public insurance programs in Florida and California
The hidden risks of flood zones and outdated FEMA maps
The role of reinsurance and why global markets matter
Why many condo HOAs are underinsured and at risk
The need for bundled flood and homeowners coverage
Policy fixes that could stabilize the system over the next two decades

📺Watch the full episode on YouTube➡️https://youtu.be/ZGMqJhmue6M

🎙 The Pod is hosted by Jesse Wright
💬 For guest suggestions, questions, or media inquiries, reach out at https://elpodcast.media/
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