Financial Tips: OneUnited Bank mission is to provide affordable financial services in urban communities nationwide.

Two-time Emmy and three-time NAACP Image Award-winning television Executive Producer Rushion McDonald interviewed Elliot Holland. The managing partner of Guardian Due Diligence. Here’s a breakdown of the key topics and highlights: Key Themes & Highlights Buying Small Businesses vs. Franchises Holland explains the differences between purchasing a franchise and acquiring an independent business. He highlights the risk-reward balance, noting that franchises offer a structured model, while independent businesses can be more lucrative but require deeper due diligence. Financial Strategies for Business Acquisition He discusses the SBA 7(a) loan program, which allows buyers to acquire businesses with 90-95% financing, making ownership more accessible. Holland explains how leveraging financing can turn a small investment into a million-dollar business. Due Diligence & Avoiding Bad Deals He emphasizes the importance of financial diligence to ensure buyers don’t acquire failing businesses. Holland shares red flags to watch for, such as misleading financials and sellers masking poor performance. Masterclass for First-Time Buyers Holland introduces his Business Buying Masterclass, designed to educate entrepreneurs on the acquisition process. He provides one-on-one coaching, helping buyers navigate financing, negotiations, and deal structuring. Success Stories & Case Studies He shares examples of clients who successfully acquired businesses, including a 24-year-old entrepreneur and a 60-year-old investor. Holland highlights how his expertise helped buyers secure financing, conduct due diligence, and close profitable deals. About Elliot Holland & Guardian Due Diligence Elliot Holland is a Harvard MBA, private equity investor, and business acquisition expert. He founded Guardian Due Diligence to help first-time buyers confidently purchase profitable businesses. His firm specializes in financial diligence, ensuring buyers make informed decisions and avoid costly mistakes. Through his masterclass and consulting, Holland empowers entrepreneurs to build wealth through business ownership. #BEST #STRAW #SHMS Support the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

30 Jun 202528min

The Steve Harvey Morning Show for Monday, June 30th, 2025: Steve Harvey's Morning Inspiration | Show Open - Is Snoring A Dealbreaker? | Run That Prank Back: "Child Support Late" | Ask The CLO | Nephew Tommy's Right Or Wrong | Would You Rather | Summer Flings | Nephew Tommy's Prank - "Drawers At The Retirement Home" | Strawberry Letter - "My Man Moves Mysteriously" | Sneaky Friend | Attractiveness Self-Assessment | Thermostat Battles | Would You Rather | Steve Harvey's Closing RemarksSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

30 Jun 20251h 32min

The Steve Harvey Morning Show for Friday, June 27th, 2025: Steve Harvey's Morning Inspiration | Show Open - Spirit Of Willie Turner | Run That Prank Back: "Me & Your Baby Are Getting Married" | Ask The CLO | An Ex's Downfall | Would You Rather | Who On The Show Would You Trust | Nephew Tommy's Prank - "Child Support Is Late" | Strawberry Letter - "The Candy Lady" | Junior's "When did...?" | Sidepiece Rules For Summer | Gator In The House | Would You Rather | Steve Harvey's Closing RemarksSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

27 Jun 20251h 32min

The Steve Harvey Morning Show for Thursday, June 26th, 2025: Steve Harvey's Morning Inspiration | Show Open - Heat | Run That Prank Back: "Lie Detector" | Ask The RTLO & Junior | Entertainment News | Paris Fashion Week | Politics At The Family Reunion | Nephew Tommy's Prank - "Me & Your Baby Are Getting Married" | Strawberry Letter - "Why Is His Stuff At His Sister's Place?" | Junior's Sports Talk | Social Media Advice | Cookout Essentials | Would You Rather | Show Close - Junior's Questions For TommySupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

26 Jun 20251h 32min

The Steve Harvey Morning Show for Wednesday, June 25th, 2025: Steve Harvey's Morning Inspiration | Show Open - Gekko In The House | Run That Prank Back: "Gingivitis" | Ask The RTLO & Junior | Entertainment News | Junior's Summer Poem | Splitting The Bill | Nephew Tommy's Prank - "Lie Detector" | Strawberry Letter - "If She Knew What I Knew" | Junior's Sports Talk | Social Media Advice | Man Breaks Into Neighbor's House To Avoid Going Home | Would You Rather | Show Close - Junior's Questions For TommySupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

25 Jun 20251h 32min

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Moniek Garside. A licensed clinical social worker and founder of Fit Life Wellness. Here's a comprehensive summary of the episode: 🎙️ Guest: Moniek Garside Licensed Clinical Social Worker (LCSW) practicing in Georgia, Colorado, Illinois, South Carolina, and Minnesota. Founder of Fit Life Wellness, a private mental health and wellness practice. Author of the guided journal I Can, I Will. 🧠 Key Topics Discussed 🧘‍♀️ What Therapy Really Is Therapy is not just “talking on a couch”—it’s a safe space for vulnerability, healing, and personal growth. It involves unpacking emotional challenges, not just surface-level advice. 🔄 Life Transitions Includes shifts like: Moving from corporate to entrepreneurship Divorce or children leaving home Personal reinvention Therapy helps individuals navigate uncertainty and redefine stability. 🧑‍💼 Mental Health for Entrepreneurs Entrepreneurs often neglect self-care in pursuit of success. Therapy helps them prioritize balance, manage burnout, and maintain mental clarity. Moniek emphasizes the importance of processing emotions and having a support system. 📘 About the Book: I Can, I Will A 30-day guided journal with weekly themes and daily prompts. Designed to help individuals: Reflect on their emotions Reset their mindset Overcome depression, anxiety, and life transitions Available on Amazon, Barnes & Noble, and MoniekGarside.com 🧩 Common Mental Health Misconceptions Mental health is often oversimplified or trivialized on social media. Terms like “anxiety” and “boundaries” are used without understanding. Real healing requires professional guidance, not just affirmations or apps. 🧍‍♀️ Moniek’s Personal Journey Originally a nursing major, she transitioned to social work after realizing her passion was emotional care. She created Fit Life Wellness to have autonomy in how she supports clients. She is both a therapist and a therapy client—emphasizing the importance of self-work. 🧠 Mental Health Red Flags Depression: Irritability, isolation, loss of interest, low motivation. Anxiety: Racing thoughts, physical symptoms (e.g., heart palpitations), constant worry. 🧰 Therapy vs. Technology Apps and AI tools can supplement mental health care (e.g., affirmations, breathing exercises). But they cannot replace the human connection and insight of a trained therapist. 🌐 Connect with Moniek Garside Website: MoniekGarside.com Practice: Fit Life Wellness Services: Virtual therapy, clinical supervision, mental health resources #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

24 Jun 202527min

The Steve Harvey Morning Show for Tuesday, June 24th, 2025: Steve Harvey's Morning Inspiration | Show Open - Tommy Tuesday | Run That Prank Back: "They Moved Big Mama" | Ask The RTLO & Junior | Entertainment News | Iran Discussion | Random Questions | Nephew Tommy's Prank - "Lie Detector" | Strawberry Letter - "My Husband & My Sister Are Getting Too Close" | Junior's Sports Talk | Social Media Advice | Live Chicken Shows Up At A Buffalo Wild Wings | Would You Rather | Nephew Tommy's Closing RemarksSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

24 Jun 20251h 32min

The Steve Harvey Morning Show for Monday, June 23rd, 2025: Steve Harvey's Morning Inspiration | Show Open - Juneteenth Weekend | Run That Prank Back: "You Been Wearing My Clothes" | Ask The RTLO & Junior | Entertainment News | Nick Cannon Remembering Kids Names | National Let It Go Day | Nephew Tommy's Prank - "They Moved Big Mama" | Strawberry Letter - "We Did It & He's Trying To Do Me" | Junior's Sports Talk | Social Media Advice | Human Jukebox Documentary | Would You Rather | Nephew Tommy's Closing RemarksSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

23 Jun 20251h 32min