Financial Tips:  OneUnited Bank mission is to provide affordable financial services in urban communities nationwide.

Financial Tips: OneUnited Bank mission is to provide affordable financial services in urban communities nationwide.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Kevin Cohee.

He is the owner, Chairman and Chief Executive Officer of OneUnited Bank, the largest Black owned bank and the first Black owned internet bank in America. In the aftermath of the protest against police brutality in 2016, Mr. Cohee created and spearheaded the Bank Black movement resulting in Black people transferring tens of millions of dollars into Black owned banks as a form of social protest. Through Mr. Cohee’s visionary leadership, OneUnited Bank has exceeded industry averages year after year regarding asset growth and profitability. From 1996 to the present, OneUnited assets have grown from $56 million to over $650 million. The Bank has consistently been profitable and achieved a compound growth rate on its common equity of over 35%. A successful business executive and entrepreneur for almost 20 years, Mr. Cohee founded a consulting firm in 1979 specializing in acquisition of radio and television stations by minorities. After obtaining his JD/MBA in 1985, Mr. Cohee became an investment banker at Salomon Brothers, Inc.

Company Description *
OneUnited Bank is the premier bank for urban communities, the largest Black-owned bank, the first Black internet bank and a Community Development Financial Institution (CDFI). Its mission is to provide affordable financial services to support economic development in urban communities and maintain superior financial performance to maximize shareholder value. OneUnited is an FDIC insured bank and an equal housing lender.

He is the CEO of OneUnited Bank, America’s largest Black-owned bank. Discover how OneUnited is transforming financial access through artificial intelligence technology and innovation, offering tools to help underserved communities build wealth and financial literacy. Cohee shares powerful insights on breaking down barriers in banking, leveraging technology for financial empowerment, and creating opportunities for a brighter economic future. Tune in to learn how you can take control of your financial journey with resources tailored to uplift and empower!

#STRAW

#BEST

#SHMS

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Episoder(3916)

FULL SHOW: One Has To Go, Strawberry Letter: When I Look, I Find - 11.19.25

FULL SHOW: One Has To Go, Strawberry Letter: When I Look, I Find - 11.19.25

The Steve Harvey Morning Show for Wednesday, November 19th, 2025: Steve Harvey's Morning Inspiration | Show Open | Run That Prank Back - "You Ain't Married" | Ask The CLO | Entertainment News | Michelle Obama Says A Woman Can't Be President | One Has To Go | Nephew Tommy's Prank - "Auntie Debra K's Hair" | Strawberry Letter - "When I Look, I Find" Parts 1-2 | Junior's Sports Talk | Social Media Advice | Wellness Wednesday | Would You Rather | Steve Harvey's Closing RemarksSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

19 Nov 20251h 32min

FULL SHOW: Thanksgiving Cost, Eddie Murphy, Strawberry Letter: Am I Marrying A Man Or A Child? - 11.18.25

FULL SHOW: Thanksgiving Cost, Eddie Murphy, Strawberry Letter: Am I Marrying A Man Or A Child? - 11.18.25

The Steve Harvey Morning Show for Tuesday, November 18th, 2025: Steve Harvey's Morning Inspiration | Show Open | Run That Prank Back - "You Can't Come Back To Church" | Ask The CLO | Entertainment News | Cost Of Thanksgiving | Eddie Murphy on Cancellation | Nephew Tommy's Prank - "You Ain't Married" | Strawberry Letter - "Am I Marrying A Man Or A Child" Parts 1-2 | Junior's Sports Talk | Social Media Advice | Making $100k | Would You Rather | Steve Harvey's Closing RemarksSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

18 Nov 20251h 32min

Brand Building: In 2017 he founded Green Book Global, a travel review platform for Black travelers, partnered with Expedia.

Brand Building: In 2017 he founded Green Book Global, a travel review platform for Black travelers, partnered with Expedia.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Lawrence Phillips. Purpose of the Interview To showcase Lawrence Phillips’ entrepreneurial journey from engineering to founding Green Book Global, a travel review platform for Black travelers. To highlight the significance of Black Ambition, an initiative by Pharrell Williams supporting Black and Brown entrepreneurs. To inspire listeners about resilience, innovation, and the importance of culturally inclusive travel resources. Key Takeaways Background & Career Shift Phillips studied Electrical Engineering at Georgia Tech and worked at Accenture in IT consulting for nearly a decade. Despite career success, he felt unfulfilled and decided to pursue his passion for travel, leading to the creation of Green Book Global. Travel Experience Traveled to 30+ countries across all seven continents, including Antarctica, in less than a year. Realized the need for a platform addressing “traveling while Black” concerns—safety, cultural acceptance, and inclusivity. Green Book Global Inspired by the historical Green Book (1936–1966), which guided Black travelers during segregation. Offers city-level Black-friendly scores, road trip planners, and Black-owned restaurant recommendations. Over 150,000 app downloads in 2025; partnered with Expedia; strong social media presence. Black Ambition Program Phillips applied three times before reaching semifinals, emphasizing persistence. Program provided funding opportunities and a transformative Evoke Wellness experience. His personal “why” statement:“I’m a protective and innovative steward of Black restoration and healing.” Impact & Vision Advocates systemic change by partnering with destinations to improve inclusivity. Highlights the economic power of Black travelers (over $140 billion annually). Encourages Black travelers to explore global opportunities beyond U.S. racial constraints. Notable Quotes “You can be successful and still not be happy.” — On leaving a lucrative career for passion. “I’m a protective and innovative steward of Black restoration and healing.” — His guiding principle. “There’s riches in niches.” — On unapologetically focusing on Black travelers. “Just because somebody said no doesn’t mean they said no to you—they said no at that time.” — On persistence in entrepreneurship. #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

18 Nov 202529min

FULL SHOW: Making Ugly Work, Strawberry Letter: The Jump Off Jumped On Him - 11.17.25

FULL SHOW: Making Ugly Work, Strawberry Letter: The Jump Off Jumped On Him - 11.17.25

The Steve Harvey Morning Show for Monday, November 17th, 2025: Steve Harvey's Morning Inspiration | Show Open | Run That Prank Back - "Yo Son Is Too Fat" | Ask The CLO | Entertainment News | Nick Cannon Says He's Ugly | Sista O'Dell | Nephew Tommy's Prank - "You Can't Come Back To Church" | Strawberry Letter - "The Jump Off Jumped On" Parts 1-3 | Social Media Advice | Black Effect Podcast Network Anniversary | Would You Rather | Steve Harvey's Closing RemarksSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

17 Nov 20251h 32min

FULL SHOW: Roscoe AND Sista O'Dell, Strawberry Letter_ He Can't Stand Being Alone - 11.14.25

FULL SHOW: Roscoe AND Sista O'Dell, Strawberry Letter_ He Can't Stand Being Alone - 11.14.25

The Steve Harvey Morning Show for Friday, November 14th, 2025: Steve Harvey's Morning Inspiration | Show Open | Run That Prank Back - "Shoplifter" | Ask The CLO | Entertainment News | Thanksgiving Traditions | Roscoe Wallace w/ Special Guest, Sista O'Dell | Nephew Tommy's Prank - "Yo Son Is Too Fat" | Strawberry Letter - "He Can't Stand Being Alone" Parts 1-2 | Junior's Sports Talk | Social Media Advice | Verizon | Would You Rather | Steve Harvey's Closing RemarksSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

14 Nov 20251h 32min

FULL SHOW: The Me & The Boys Story, Strawberry Letter: The Security Guard Knows My Husband - 11.13.25

FULL SHOW: The Me & The Boys Story, Strawberry Letter: The Security Guard Knows My Husband - 11.13.25

The Steve Harvey Morning Show for Thursday, November 13th, 2025: Steve Harvey's Morning Inspiration | Show Open | Run That Prank Back - "Your Doors" | Ask The CLO | Entertainment News | Steve Harvey's Voicemail | More Steve Harvey's Voicemail | Nephew Tommy's Prank - "Shoplifter" | Strawberry Letter - "The Security Guard Knows My Husband" Parts 1-2 | Junior's Sports Talk | Social Media Advice | Couples Who Have Each Other's Backs | Would You Rather | Show Close - The "Me & The Boys Story"Support the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

13 Nov 20251h 32min

FULL SHOW: One Has To Go, Strawberry Letter: You Fire Off, I'm Firing Back - 11.12.25

FULL SHOW: One Has To Go, Strawberry Letter: You Fire Off, I'm Firing Back - 11.12.25

The Steve Harvey Morning Show for Wednesday, November 12th, 2025: Steve Harvey's Morning Inspiration | Show Open | Run That Prank Back - "HPP" | Ask The CLO | Entertainment News | Pres. Obama Surprises Veterans | One Has To Go | Nephew Tommy's Prank - "Your Doors" | Strawberry Letter - "You Fire Off, I'm Firing Back" Parts 1-2 | Junior's Sports Talk | Social Media Advice | Wellness Wednesday| Would You Rather | Steve Harvey's Closing RemarksSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

12 Nov 20251h 32min

Financial Tips: He created tools for financial success, estate planning, and long-term wealth building.

Financial Tips: He created tools for financial success, estate planning, and long-term wealth building.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Joaquin Wallace. 🎯 Purpose of the Interview To explore Dr. Wallace’s groundbreaking work in financial literacy, particularly his concept of the “financial genetic code”, and to promote his book Generational Wealth Begins with Generational Knowledge. The interview aims to empower marginalized communities with tools for financial healing, literacy, and long-term wealth building. 🗝️ Key Takeaways 1. Background & Recognition Dr. Wallace is a recipient of the Wells Fargo Living History Makers Award. Featured in the Contemporary Black Biography series. Former college basketball coach and educator with a strong focus on discipline and mentorship. 2. Seven-Stage Generational Wealth Model Outlined in his book, the model includes: Internal/External Ecosystem – influences from family, community, and environment. Financial Genetic Code – inherited financial narratives and behaviors. Financial Healing – reprogramming harmful financial habits. Financial Edification – literacy and inclusion. Financial Well-being – stability and health. Generational Knowledge – estate planning, insurance, long-term care. Generational Wealth – successful transfer of assets. “Without financial well-being, there is no generational wealth.” 3. Financial Genetic Code A trademarked concept by Dr. Wallace. Unlike DNA, it can be rewritten through education and therapy. Influenced by early experiences, family habits, and community norms. Examples include “scar tissue narratives” (trauma from past financial events). 4. Credit & Financial Literacy Credit score is critical but misunderstood. Utilization rate should be under 30%. Payment history and inquiries significantly affect scores. Many people are unaware of the difference between consumer scores and business scores. 5. Barriers to Financial Growth Lack of trust in financial systems due to past trauma. Misinformation passed down from family and community. Zip codes and overleveraging can impact loan approvals. Financial professionals may unknowingly transfer their own biases to clients. 6. Role of Financial Professionals Dr. Wallace identifies five key roles: Financial Educator Financial Counselor Financial Therapist Financial Advisor Financial Planner He emphasizes matching individuals with the right professional based on their needs and emotional readiness. 7. Book Insights Generational Wealth Begins with Generational Knowledge is an Amazon bestseller. Includes self-assessments after each chapter. Designed for both professionals and everyday readers. Encourages readers to identify their financial stage and take actionable steps. 💬 Notable Quotes “You are your credit score.” “Inherited financial narratives create encoded financial behaviors.” “Any answer sounds correct if you don’t ask the right question.” “Consistency creates consistent outcomes.” “Financial literacy is not the end-all—it’s just one piece of the puzzle.” “We do what we know. If we don’t know, we just continue to do.” 📌 Final Thoughts Dr. Joaquin Wallace offers a transformative framework for understanding and improving financial behavior, especially in underserved communities. His concept of the financial genetic code bridges psychology, education, and economics, making financial wellness more accessible and actionable. #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

11 Nov 202538min

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