10. “Money is overwhelming so we find instant gratification elsewhere”

10. “Money is overwhelming so we find instant gratification elsewhere”

Jacques and Jennifer are stuck in a money rut. They are trapped by their $40,000 debt. Jennifer feels overwhelmed with money talk, and Jaques doesn't want to say no to his wife. When he comes home from work, they’re both tired, so they order takeout, overspend...and repeat the cycle. This isn't a math problem. It runs way deeper into their money identity and sense of self. Jacques grew up in a poor household and was always told no, so he'll do anything not to feel that way again. As a stay-at-home mom, Jennifer feels the money is "his," so she finds control and comfort in food. Suddenly, all of these restaurant trips and takeout receipts are starting to make more sense. The relationship between food and finance is a tricky one to navigate. Then I ask about their Rich Life. Listen to how vague they are about their future financial goals. When you've got a large debt that seems insurmountable, it’s hard to look ahead. But I think there’s a way to get them to take ownership of their money. Connect with Ramit Website Instagram Twitter Facebook YouTube Linkedin If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here. Produced by Crate Media.

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Episoder(276)

274. "We have a newborn and 89% of our income is already spent...Now what?"

274. "We have a newborn and 89% of our income is already spent...Now what?"

Ramit Sethi of I Will Teach You To Be Rich speaks with Shelby and Calvin, 31 and 43, who have a new baby and feel trapped by their financial situation. Together they earn about $102,000 a year, but th...

18 Aug 1h 58min

273. "We Spend 139% of our Income and still fund our adult kids"

273. "We Spend 139% of our Income and still fund our adult kids"

Ramit Sethi of I Will Teach You To Be Rich speaks with Mary and Harry, 57 and 62, who are approaching retirement while spending more than they earn every month. They have a blended family of seven adu...

11 Aug 2h 1min

272. "We own two houses, but can’t afford dinner out"

272. "We own two houses, but can’t afford dinner out"

Ramit Sethi of I Will Teach You To Be Rich speaks with Nicole and Drew, 39 and 40, who are expecting their first child in just two weeks. They split their time between Southern California and Maui, wh...

4 Aug 1h 58min

271. "He hid $30K of debt a month before our wedding"

271. "He hid $30K of debt a month before our wedding"

Ramit Sethi of I Will Teach You To Be Rich speaks with Sana and Arhem, both 27 and newly married. One month before their wedding, Arhem revealed that he had hidden $30,000 of credit card debt. After t...

28 Jul 1h 58min

270. “We’re sacrificing our retirement to pay for our kids’ college”

270. “We’re sacrificing our retirement to pay for our kids’ college”

Ramit Sethi of I Will Teach You To Be Rich talks to Mia and Jake, a couple in their late 30s and early 40s in a blended family with three children. Mia wrote in because she’s afraid paying for their c...

21 Jul 1h 38min

269. "I want to retire, but my wife is too scared"

269. "I want to retire, but my wife is too scared"

Ramit Sethi of I Will Teach You To Be Rich talks to Meg and Jo, a married couple in their 60s with more than $6 million in net worth, strong incomes, and a retirement problem that is not really about ...

14 Jul 1h 55min

268. "We Make $150K… So why are we broke?"

268. "We Make $150K… So why are we broke?"

Ramit Sethi of I Will Teach You To Be Rich talks to Lauren and Mick, a married couple in their 30s with two kids, $93K of debt, and a dream of moving into a bigger home. They earn around $150K a year ...

7 Jul 1h 29min

267. "She makes 2x more than me. I feel ashamed."

267. "She makes 2x more than me. I feel ashamed."

Ramit Sethi of I Will Teach You To Be Rich talks to Maria and Andre, a married couple in their 50s navigating a difficult retirement gap. Maria has built nearly $500K in net worth, a strong pension, a...

30 Jun 1h 25min

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