43. “Our $300k income is variable and declining but we aren’t adjusting our lifestyle”

43. “Our $300k income is variable and declining but we aren’t adjusting our lifestyle”

How do you manage your finances when your monthly pay is inconsistent? Vince makes around $300k a year in the mortgage industry, while Kasey focuses on raising their kids at home. Despite that rather high average income, the actual monthly takeaway is incredibly variable—one month could be $25k, the next month just $2k. That uncertainty is causing Kasey a lot of stress. On top of that, Vince’s income has been steadily decreasing. Vince chooses to remain positive; Kasey is afraid of the worst happening. But neither of them is willing to look at what they will do if that worst-case scenario does happen. When times are good, they spend guilt-free. But when times aren’t as good, they begin to worry that they’ll never come back out of that hole. There are reasonable concerns when it comes to not knowing how much money you will have coming in month to month. There are also ways to work around this. Let’s find out exactly how worried Kasey and Vince should be, and what they can do to set themselves up to feel more secure. Connect with Ramit Website Instagram Twitter Facebook YouTube Linkedin If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here. Produced by Crate Media.

Episoder(256)

246. "We’re drowning in debt, but bought another house"

246. "We’re drowning in debt, but bought another house"

Ramit Sethi of I Will Teach You To Be Rich talks to Melissa and Tony, a couple who immigrated from Mexico with big dreams and an even bigger work ethic. In less than a decade, they've built a net wort...

3 Feb 1h 49min

245. "We make 6 figures. Why am I hiding fast food purchases?"

245. "We make 6 figures. Why am I hiding fast food purchases?"

Ramit Sethi of I Will Teach You To Be Rich talks to Grace and James, a couple from Ireland, aged 38 and 37, who have been navigating immense challenges. James was diagnosed with cancer and underwent a...

27 Jan 2h 5min

244. "I'm in $244k debt but give $500/mo to my church"

244. "I'm in $244k debt but give $500/mo to my church"

Ramit Sethi of I Will Teach You To Be Rich continues his discussion with Mike and Noel in part two of their financial deep dive. The couple, married for just 6 months, faces a daunting $244K in debt w...

20 Jan 1h 29min

243. "She inherited $171K…but it’s already gone."

243. "She inherited $171K…but it’s already gone."

Ramit Sethi of I Will Teach You To Be Rich talks to Mike and Noel, a young couple who are both 34. They married just 6 months ago, but financial fights have become a daily occurrence, even after recei...

13 Jan 1h 25min

242. "Our couples therapist couldn’t fix this. Please help."

242. "Our couples therapist couldn’t fix this. Please help."

Ramit Sethi of I Will Teach You To Be Rich talks to Natalie and Chris, married with two young kids and a net worth of $1.3 million. Despite their significant assets, money remains a constant source of...

6 Jan 1h 48min

241. “We invested our wedding money…in psychedelics”

241. “We invested our wedding money…in psychedelics”

Two couples take the stage with a shared question—but very different financial realities: When is “enough” actually enough to move forward? Finn and Luna built a successful pet-sitting business and n...

30 Des 20251h 8min

240. “We book $10K vacations, then panic about money”

240. “We book $10K vacations, then panic about money”

Cheryl (67) and Michael (69) have built rich, full lives: multiple careers, reinventions, and nearly 12 years of marriage. Yet when it comes to money, they feel stuck. They earn about $120,000 a year,...

23 Des 20251h 36min

Listener Favorite: "I'm almost 40 and still living paycheck to paycheck”

Listener Favorite: "I'm almost 40 and still living paycheck to paycheck”

Today, we’re revisiting one of our favorite Money For Couples episodes of the year. Update: Romy and Travis recently shared an update on YouTube about where they are now. You can watch it here.  Rom...

19 Des 20251h 27min

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