53. “We want to break the cycle of generational poverty, but we don’t know how” (Part 1)

53. “We want to break the cycle of generational poverty, but we don’t know how” (Part 1)

Annie and Austin were both raised without knowing where their next meal would come from. They came to me looking for a way to break the relentless chain of generational poverty that they’ve experienced… and that they fear they’re passing on to their two young children. The good news is that it’s not too late for them, or anyone, to start making the right decisions and move toward a Rich Life they can be proud to pass on. They bring in about $130k a year in a low-cost region, and since they’re only in their twenties, they can expect to make more money as they get further into their careers. Annie and Austin have never been taught about money. So listen in as I meet them where they are: zero savings, $68,000 in debt, and no tools for managing their finances. Stick around next week for part two of this conversation, where we dig into the numbers and present long-term solutions. Connect with Ramit Website Instagram Twitter Facebook YouTube Linkedin If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here. Produced by Crate Media.

Episoder(257)

112. “I pretend I want to change. But I refuse to do anything different”

112. “I pretend I want to change. But I refuse to do anything different”

This conversation with Mike and Kate brings a completely new, and shocking, outcome to the podcast. They’re 29 and 32, with some massive life changes on the horizon. But they can’t save any money and ...

11 Jul 20231h 1min

111. “We rushed into buying a $730K house. Now I can’t sleep at night”

111. “We rushed into buying a $730K house. Now I can’t sleep at night”

Jonathan and Shalom are young, 31 and 27, married for 5 years and getting used to a big addition to their lives—a rushed home purchase in the Pacific Northwest that tints their relationship with confl...

4 Jul 202352min

110. “My boyfriend doesn’t care about money. Will I ever feel secure?”

110. “My boyfriend doesn’t care about money. Will I ever feel secure?”

Jake and Hannah bring a younger perspective to the podcast today. 26 and 31 respectively, they find themselves in different seasons of life—especially when it comes to money. Hannah is about to have h...

27 Jun 20231h 5min

109. Where Are They Now? Netflix Reunion with Donnell and Monique

109. Where Are They Now? Netflix Reunion with Donnell and Monique

In this special limited series, we’re following up with couples from my Netflix show, How To Get Rich. Tune in to hear what’s new, what isn’t, and where their money conversations have gone since our t...

22 Jun 202335min

108. “We achieved FIRE with $4.3M. Why can’t we enjoy it?”

108. “We achieved FIRE with $4.3M. Why can’t we enjoy it?”

Mindy and Carl are in their early 50s with two teenage children and a successful track record flipping real estate that’s helped them build a $4.3M fortune. But as devoted members of the Financial Ind...

20 Jun 20231h 19min

107. Guilt-free travel: How to plan, save, and spend on amazing vacations

107. Guilt-free travel: How to plan, save, and spend on amazing vacations

Jack and Christina were a perfect example of how not to travel—racking up credit card debt, booking late on a whim, and without emotional buy-in from one partner. In this deep dive episode, I go A to ...

15 Jun 202327min

106. “I’m about to make $300k but we might have to live in our car”

106. “I’m about to make $300k but we might have to live in our car”

Jack and Christina are 33, both born in Russia. With two young kids, they’re looking ahead to number three and to buying a home. But they have $0 saved and $87,500 in credit card debt that they can on...

13 Jun 202358min

105. What’s the point of tracking every penny?: Ramit’s 3 Lessons from Ep 104

105. What’s the point of tracking every penny?: Ramit’s 3 Lessons from Ep 104

Don’t miss Tuesday’s episode with Stacey and Jesse—where we uncovered severe imbalances in their relationship dynamic. Today, Ramit breaks down three main themes from that conversation, covering their...

8 Jun 202317min

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