69. “We make almost $300k per year but we can’t afford our mortgage”

69. “We make almost $300k per year but we can’t afford our mortgage”

Chris and Camilla are 33 and 31 and they make almost $300k collectively living in a high cost of living area. They recently bought a vacation home, like everyone on TikTok tells you to do. Surprise, surprise—there’s no fairytale ending here, no mounds of passive income, no soaring property values or slam dunk investments. They thought they’d cash in on a hot market. But with the slow season approaching, they’ve realized they're losing money. How should they handle it? And (gasp) what might other people say if they have to sell? This episode is reminiscent of another Canadian couple, Eric and Elena, from episodes 49 and 50, who also bought a house they realized they couldn't afford. But I think you'll find this one fascinating for the differences—especially in the numbers. Connect with Ramit Website Instagram Twitter Facebook YouTube Linkedin If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here. Produced by Crate Media.

Episoder(257)

208. “We make $157K at 22, but we’re afraid to spend money”

208. “We make $157K at 22, but we’re afraid to spend money”

Javier (22) and Marco (22) are young, ambitious, and financially disciplined—but the future they dream about together is being challenged by how they handle money today. They earn a combined income o...

13 Mai 20251h 24min

207. “I’m 40, burned out, and don’t know what’s next in my life”

207. “I’m 40, burned out, and don’t know what’s next in my life”

Courtney (40) and Ray (41) have spent their entire adult lives in the structure of military life—but with retirement on the horizon, they’re about to face a future filled with choices for the first ti...

6 Mai 20251h 16min

206. “I quit my job to care for our son, but can we afford it?”

206. “I quit my job to care for our son, but can we afford it?”

Anna (33) and Will (37) are married with two kids, including a young son who was born with a serious heart condition. Between unexpected medical expenses, emotional stress, and inconsistent financial ...

29 Apr 20251h 19min

205. “I've been homeless before…I'm terrified to spend money”

205. “I've been homeless before…I'm terrified to spend money”

Jennifer (37) and Steve (41) have been dating for over five years, but they’ve never spent more than $100 on a shared purchase. Jennifer is a self-made business owner with a clear vision for the fut...

22 Apr 20251h 17min

204. “We make $226K—but our kids think we’re broke”

204. “We make $226K—but our kids think we’re broke”

Lisa (37) and Marcus (38) have been married for 14 years, raising four kids and building a life together—but when it comes to money, they couldn’t be further apart. Lisa homeschools their kids and dre...

15 Apr 20251h 11min

203. “He makes 3x more, but wants to split everything 50/50”

203. “He makes 3x more, but wants to split everything 50/50”

Katie (28) and Robin (35) live together in Tennessee and are planning a wedding. They earn a combined $386K, but don't split bills proportionally—even though he makes three times more. She feels judge...

8 Apr 20251h 22min

202. “She racked up $50K in debt — why should I trust her with money?”

202. “She racked up $50K in debt — why should I trust her with money?”

Emma (39) and Dave (39) make $258,000 a year—but they’re stuck in a toxic money dynamic. She built a financial plan during maternity leave. He didn’t believe her. Now, they’re battling over trust, $50...

1 Apr 20251h 23min

201. “I make $40k… but I own 100+ suits”

201. “I make $40k… but I own 100+ suits”

Today’s episode takes us to New York City, where I sit down with not two, but three couples live on stage at my Money for Couples event. First, meet Antonio (23) and Devonta (23), a young couple who i...

25 Mar 20251h 10min

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