108. “We achieved FIRE with $4.3M. Why can’t we enjoy it?”

108. “We achieved FIRE with $4.3M. Why can’t we enjoy it?”

Mindy and Carl are in their early 50s with two teenage children and a successful track record flipping real estate that’s helped them build a $4.3M fortune. But as devoted members of the Financial Independence community, they struggle to talk, think, and spend it in healthy ways. This episode is brought to you by: Trade | Right now, Trade is offering our audience a free bag of coffee with any subscription at https://drinktrade.com/ramit. Facet | Get affordable, accessible financial planning with a flat fee membership. For a limited time, the $250 enrollment fee will be waived when you sign up at https://facet.com/ramit. Fabric by Gerber Life | Protect your family today with Fabric by Gerber Life. Apply today in just 10 minutes at https://meetfabric.com/ramit. LMNT | Right now, LMNT is offering 8 single serving packets FREE with any LMNT order. This is a great way to try all 8 flavors. Get yours at https://drinklmnt.com/RAMIT. Links mentioned in this episode • Get the Podcast Newsletter and exclusive Q&A about the show Connect with Ramit • Get Money Coaching with Ramit • Download the Conscious Spending Plan • Get my New York Times best-selling book • Get my no-numbers journal • Other episodes • Instagram • Twitter • YouTube • Submit a question for the newsletter iwt.com/askramit If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here. Produced by Crate Media.

Episoder(257)

168. “I’m going to die with student loans. Why should I count them?”

168. “I’m going to die with student loans. Why should I count them?”

Emi, 32, and Antonio, 29, have been married for six years and have struggled with debt for even longer. Credit cards, personal loans, student loans, refinancing—Emi has kept her head in the sand throu...

6 Aug 20241h 7min

167. “We took a loan to pay off our credit cards—and maxed them out again”

167. “We took a loan to pay off our credit cards—and maxed them out again”

Ashley is 29, Brandon is 30. They have been married for six years and have accumulated $261,000 in debt. Despite taking out a surrogate loan, they are still unable to have a baby. Ashley is desperate ...

30 Jul 20241h 4min

166. “I’m embarrassed—we hid $10,000 cash in our closet for 3 years”

166. “I’m embarrassed—we hid $10,000 cash in our closet for 3 years”

Christina is 37 and Noah 35. They’re married with one young son and another on the way. They earn a very high income, but their decisions are clouded by stress over money and over the future. Noah pla...

23 Jul 20241h 18min

165. “I make 10x my husband’s income. Will we ever feel like equals?”

165. “I make 10x my husband’s income. Will we ever feel like equals?”

Geena is 44 and James 39. They live in Brooklyn where she works as a corporate attorney and he’s a freelance musician—resulting in a 10x income disparity. They travel a lot, but do they invest enough ...

16 Jul 20241h 12min

164. “I stress over money—but we’re seeing Taylor Swift in France tomorrow”

164. “I stress over money—but we’re seeing Taylor Swift in France tomorrow”

Taylor is 39 and Steve is 42. They're married and live in New York City. Steve lost his job years ago, but has coasted without getting serious about his career. Taylor’s done the opposite—and now she’...

9 Jul 20241h 10min

163. “I work & watch my infant FT b/c we can’t afford childcare”

163. “I work & watch my infant FT b/c we can’t afford childcare”

James and Nicole, 42 and 44, just had a second baby—but they weren’t prepared for the additional costs associated with a growing family. They spend 90% of what they make and struggle to afford childca...

2 Jul 20241h 15min

162. “We panic over money—but spend $84K/year on travel and shopping”

162. “We panic over money—but spend $84K/year on travel and shopping”

Paul, 33, and Maddie, 29, joined us in New York City for a live-recorded episode. She is a high earner, but worries about lifestyle creep. He recently left his job, and they’re treading water on one i...

25 Jun 20241h 8min

161. “He hid $77k in CC debt from me—but can’t tell me what he bought”

161. “He hid $77k in CC debt from me—but can’t tell me what he bought”

Jim and Dana are 58, five years into their second marriages, and coping with changes in their new lifestyle in different ways. Jim is set on providing as he follows patterns from his past, hiding tens...

18 Jun 20241h 15min

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