108. “We achieved FIRE with $4.3M. Why can’t we enjoy it?”

108. “We achieved FIRE with $4.3M. Why can’t we enjoy it?”

Mindy and Carl are in their early 50s with two teenage children and a successful track record flipping real estate that’s helped them build a $4.3M fortune. But as devoted members of the Financial Independence community, they struggle to talk, think, and spend it in healthy ways. This episode is brought to you by: Trade | Right now, Trade is offering our audience a free bag of coffee with any subscription at https://drinktrade.com/ramit. Facet | Get affordable, accessible financial planning with a flat fee membership. For a limited time, the $250 enrollment fee will be waived when you sign up at https://facet.com/ramit. Fabric by Gerber Life | Protect your family today with Fabric by Gerber Life. Apply today in just 10 minutes at https://meetfabric.com/ramit. LMNT | Right now, LMNT is offering 8 single serving packets FREE with any LMNT order. This is a great way to try all 8 flavors. Get yours at https://drinklmnt.com/RAMIT. Links mentioned in this episode • Get the Podcast Newsletter and exclusive Q&A about the show Connect with Ramit • Get Money Coaching with Ramit • Download the Conscious Spending Plan • Get my New York Times best-selling book • Get my no-numbers journal • Other episodes • Instagram • Twitter • YouTube • Submit a question for the newsletter iwt.com/askramit If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here. Produced by Crate Media.

Episoder(257)

40. “We’re worth $5 million but my wife nearly canceled our trip to save $200”

40. “We’re worth $5 million but my wife nearly canceled our trip to save $200”

By now, you know: living a Rich Life is more about mindset than money.  Look at today’s couple, Jack and Rachel. Following the principles described in I Will Teach You to Be Rich, they’ve managed to t...

26 Apr 20221h 35min

39. “She waited until we were engaged to reveal $100k of student loan debt”

39. “She waited until we were engaged to reveal $100k of student loan debt”

Alex and Nicole are getting married this summer and plan to start a family in a few years. That much, they know. How they’ll get there is another question. Nicole doesn’t want to deal with finances—sh...

19 Apr 20221h 12min

38. “He owes his ex $70k/year and it’s straining our finances and our relationship”

38. “He owes his ex $70k/year and it’s straining our finances and our relationship”

Rebecca and John are both attorneys and make good money. While John makes more, he’s legally obligated to pay around $70k annually in alimony and insurance tied to a past divorce settlement.  On top o...

12 Apr 20221h 11min

37. “My love language is spending money I don’t have”

37. “My love language is spending money I don’t have”

Money can be a way of showing love, but what happens when you’re spending money you don’t have? Does spending any less mean you love the people in your life any less?  It seems simple, sometimes it’s ...

5 Apr 20221h 6min

36. “We make $145k per year but have $828k in debt — and feel totally paralyzed”

36. “We make $145k per year but have $828k in debt — and feel totally paralyzed”

Sarah and Nat are physical therapists that are making things too hard for themselves. The enormous cost of education coupled with relatively low pay has left them burdened with debt that colors every ...

29 Mar 20221h 4min

35. “If we can’t stop fighting about money, we’re going to break up”

35. “If we can’t stop fighting about money, we’re going to break up”

Ashley and Josh have come to a stark conclusion: That if they can’t manage to find some common ground in their financial struggles, their relationship has no future. They both earn roughly the same am...

22 Mar 202258min

34. “It’s unromantic if my boyfriend doesn’t pay for date night”

34. “It’s unromantic if my boyfriend doesn’t pay for date night”

Ashley and Josh both have high incomes but they find themselves arguing about who pays for what. Like a few past guests, Ashley thinks certain things are the man’s responsibility to pay for, but Josh ...

15 Mar 202256min

33. “We’re in debt, but I don’t want to make her go back to the corporate world”

33. “We’re in debt, but I don’t want to make her go back to the corporate world”

Martin and Arly feel suffocated by mounting interest on their debt and are jaded by the corporate world. Martin earns $125,000, but Arly is selling essential oils in a network marketing business (read...

8 Mar 202241min

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