108. “We achieved FIRE with $4.3M. Why can’t we enjoy it?”

108. “We achieved FIRE with $4.3M. Why can’t we enjoy it?”

Mindy and Carl are in their early 50s with two teenage children and a successful track record flipping real estate that’s helped them build a $4.3M fortune. But as devoted members of the Financial Independence community, they struggle to talk, think, and spend it in healthy ways. This episode is brought to you by: Trade | Right now, Trade is offering our audience a free bag of coffee with any subscription at https://drinktrade.com/ramit. Facet | Get affordable, accessible financial planning with a flat fee membership. For a limited time, the $250 enrollment fee will be waived when you sign up at https://facet.com/ramit. Fabric by Gerber Life | Protect your family today with Fabric by Gerber Life. Apply today in just 10 minutes at https://meetfabric.com/ramit. LMNT | Right now, LMNT is offering 8 single serving packets FREE with any LMNT order. This is a great way to try all 8 flavors. Get yours at https://drinklmnt.com/RAMIT. Links mentioned in this episode • Get the Podcast Newsletter and exclusive Q&A about the show Connect with Ramit • Get Money Coaching with Ramit • Download the Conscious Spending Plan • Get my New York Times best-selling book • Get my no-numbers journal • Other episodes • Instagram • Twitter • YouTube • Submit a question for the newsletter iwt.com/askramit If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here. Produced by Crate Media.

Episoder(257)

8. “My wife is spending too much money”

8. “My wife is spending too much money”

Natalia prioritizes experiences over finances. She doesn’t want to miss out on life, so if she wants to visit her family, she doesn’t wait to check their budget -- she gets on a plane. Andres, on the ...

7 Sep 202145min

7. “My parents keep expecting us to pay for them”

7. “My parents keep expecting us to pay for them”

Barry is a first-generation Pakistani immigrant. His wife, Maria, is also Pakistani and was born and raised in the United States. Cultural expectations are making it difficult to get aligned on their ...

31 Aug 202147min

6. “We can’t afford to live in NYC, but my wife doesn’t want to leave the city”

6. “We can’t afford to live in NYC, but my wife doesn’t want to leave the city”

Jessica grew up wealthy in New York City. She can't imagine her life anywhere that's not within walking distance to the coffee shop, the best schools, and her parents (who live two blocks away). Her h...

24 Aug 202146min

5. “I paid off $50,000 of debt, but I still feel guilty buying toothpaste”

5. “I paid off $50,000 of debt, but I still feel guilty buying toothpaste”

Sheena has paid off a huge chunk of her student debt. Peter wants to plan a trip to Japan for their 10th anniversary and decorate their apartment, but Sheena’s first reaction is, “How will we afford i...

17 Aug 202137min

4. “My wife didn’t know I had $450,000 of debt until yesterday”

4. “My wife didn’t know I had $450,000 of debt until yesterday”

John has a lot of debt. Wendy knew about the $450k he owed when they started their relationship, over ten years ago, but she only found out what the current number is the day before their call with me...

10 Aug 202149min

3. “My husband is going broke, but he won’t let me help”

3. “My husband is going broke, but he won’t let me help”

Calvin feels he needs to be the “man of the house” and pay for everything. There’s just one problem: He can’t afford it. Every month he’s in the red, leading him to be anxious around money. Chantha li...

6 Aug 202146min

2. “We’re worth $1 million, but we're so cheap, our friends don't want to see us anymore”

2. “We’re worth $1 million, but we're so cheap, our friends don't want to see us anymore”

Ashley and Greg have a household income of over $250,000 and a net worth of over one million dollars. They’ve developed a reputation for being cheapskates. Not only do their friends and family say tha...

5 Aug 202155min

1. “My husband doesn’t trust me to run our business”

1. “My husband doesn’t trust me to run our business”

Alyssa and Ilan have been in a relationship since 2007 and are now married. They both lost their jobs during the pandemic, but acting on their feet, launched a highly successful baklava business which...

4 Aug 202151min

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