128. “We have $285k in debt. Can we achieve financial freedom in 5 years?” (Part 1)

128. “We have $285k in debt. Can we achieve financial freedom in 5 years?” (Part 1)

Trin and Lucas are 35 with two kids. They’re bleeding money but they don’t know why, or how to fix it. Lucas is an extreme entrepreneur, leading to trust issues related to his shocking risk taking and lack of transparency. Matters are complicated further by a fixed-costs percentage of 150%+. This episode is brought to you by: Methodology | Visit https://gomethodology.com/ramit and use code RAMIT for 10% off your first order of Methodology. Babbel | Right now, when you purchase a 3-month Babbel subscription, you’ll get an additional 3 months for FREE. Just go to https://Babbel.com and use promo code RAMIT. Rocket Money | Stop throwing your money away. Cancel unwanted subscriptions – and manage your expenses the easy way – by going to https://rocketmoney.com/ramit. LMNT | Right now, LMNT is offering 8 single serving packets FREE with any LMNT order. This is a great way to try all 8 flavors. Get yours at https://drinklmnt.com/RAMIT. Connect with Ramit Get the Podcast Newsletter and exclusive Q&A about the show Get Money Coaching with Ramit Download the Conscious Spending Plan Get my New York Times best-selling book Get my no-numbers journal Other episodes Instagram Twitter YouTube Submit a question for the newsletter iwt.com/askramit If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here. Produced by Crate Media.

Episoder(258)

193. “I’ve filed for bankruptcy twice. Will I ever stop spending?” (Part 1)

193. “I’ve filed for bankruptcy twice. Will I ever stop spending?” (Part 1)

Despite their best intentions, LaKiesha (38) and James (45) have fallen into a cycle of overspending—convincing themselves that wants are needs and that enjoying money now outweighs planning for the f...

28 Jan 20251h 14min

192. “We spend 98% of what we make—Where is it all going?”

192. “We spend 98% of what we make—Where is it all going?”

Justin (40) and Deepika (32) are stuck in a frustrating financial loop: despite their high income, they feel like they’re living paycheck to paycheck. Deepika dreams of buying a house someday, but the...

21 Jan 20251h 37min

191. “My wife doesn't respect me because she earns 5x more”

191. “My wife doesn't respect me because she earns 5x more”

Dillon (30) and Carrie (29) are navigating a tricky dynamic in their relationship: income disparity. Carrie works in tech, earning a high salary, but her anxiety about money has her constantly second-...

14 Jan 20251h 30min

190. “Is our relationship going to end on air?”

190. “Is our relationship going to end on air?”

Justin, 38, and Maggie, 34, join the show to unpack a growing tension in their relationship—her hesitation to combine finances. Maggie spent her twenties traveling the world and is now laser-focused o...

7 Jan 20251h 25min

189. “People definitely called me out”: Nate & Serena return 2 years later

189. “People definitely called me out”: Nate & Serena return 2 years later

This week we are back with part two of Nate and Serena's follow-ups. Their original appearance on episodes 73 & 74 are some of our favorite episodes of the podcast, and it is very rare that I get a ch...

31 Des 20241h 57min

188. “She makes 2x but wants me to treat her” Nate and Serena return

188. “She makes 2x but wants me to treat her” Nate and Serena return

What happens to the couples that I’ve spoken to months, even years ago? It’s time to find out in our first follow-up episode, featuring Nate and Serena from episodes 73 & 74 of the podcast.   We're l...

24 Des 20241h 26min

187. “We’re worth $87M, Why are we arguing over credit card bills?”

187. “We’re worth $87M, Why are we arguing over credit card bills?”

David (36) and Victoria (35) have been married for two years, yet their finances are largely separate. David is a startup founder—cash strapped and optimizing his monthly take home pay. Victoria is a ...

17 Des 20241h 26min

186. “Was it a huge mistake to sell our house?”

186. “Was it a huge mistake to sell our house?”

Meet Ava, 36, and Chris, 38. When it comes to their finances, they do not see eye to eye; and they’re stuck in a cycle of overspending. Ava is a worrier who uses a labor-intensive ledger to track expe...

10 Des 20241h 22min

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