139. “I’m afraid he’ll leave if I don’t stop stressing about the budget” (Part 1)

139. “I’m afraid he’ll leave if I don’t stop stressing about the budget” (Part 1)

Sandra is 46. Brad is 48. They have four children and are living a high lifestyle as a result of two generational income explosions tied to Brad’s work in the home lending industry. That variance, though, seeded issues in their money psychology—leading to risky investments and trust issues. This episode is brought to you by: Superhuman | Get a free month of lightning fast email at https://try.sprh.mn/ramitsethi. Masterclass | For unlimited access to every class and 15% off an annual membership, go to https://masterclass.com/ramit. AG1 | Take ownership of your health with AG1. Get one year’s supply of Vitamin D3 K2 and five free AG1 travel packs with your first purchase at https://drinkAG1.com/ramit. Facet | Get affordable, accessible financial planning with a flat fee membership. For a limited time, the $250 enrollment fee will be waived when you sign up at https://facet.com/ramit. Rocket Money | Stop throwing your money away. Cancel unwanted subscriptions – and manage your expenses the easy way – by going to https://rocketmoney.com/ramit. Links mentioned in this episode “He put our $1M into one risky investment. Will we lose it all?” (Part 2) Connect with Ramit Get the Podcast Newsletter and exclusive Q&A about the show Get Money Coaching with Ramit Download the Conscious Spending Plan Get my New York Times best-selling book Get my no-numbers journal Other episodes Instagram Twitter YouTube Submit a question for the newsletter iwt.com/askramit If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here. Produced by Crate Media.

Episoder(258)

225. “We’re losing $5k/mo. Where is it all going?”

225. “We’re losing $5k/mo. Where is it all going?”

Lashan (50) and David (49) have been married for nearly two decades, raising three children and building stable government careers. But when health complications and a sudden return-to-office mandate ...

9 Sep 20251h 37min

224. “I took on debt to help my family. Now she won’t marry me.”

224. “I took on debt to help my family. Now she won’t marry me.”

Rachel (31) and Pierre (42) have been together for four years, building a loving and stable life in Brooklyn. But one issue is holding everything back: Pierre’s $60,000 in debt from a failed business ...

2 Sep 20251h 32min

223. “We make $81k/yr in our 30s. Is that enough?”

223. “We make $81k/yr in our 30s. Is that enough?”

Becca (35) and Nikki (31) are planning their wedding, but they’re already struggling with how to merge their money. Becca, a rock climbing guide with a variable income, has thrown herself into persona...

26 Aug 20251h 30min

222. “My husband is my 4th child. Will he ever help?”

222. “My husband is my 4th child. Will he ever help?”

Fernanda (44) and Jorge (48) have been married for nearly 25 years, raising three children, including one with lifelong special needs. Despite earning $130,000 a year, they consistently spend more tha...

19 Aug 20251h 35min

221. “I’m almost 40 and still living paycheck to paycheck”

221. “I’m almost 40 and still living paycheck to paycheck”

Romy (38) and Travis (37) are a married couple living in Cape Town—but despite earning over $130,000 a year, they’re constantly running on empty. Romy feels the crushing weight of managing everything ...

12 Aug 20251h 30min

220. “I carry the baby, the bills, and the stress”

220. “I carry the baby, the bills, and the stress”

Monica (36) and Michael (33) have been married just over a year and are navigating the pressures of new parenthood—but Monica feels like she’s doing it alone. She pays the rent, covers childcare, and ...

5 Aug 20251h 35min

219. “He’s so cheap it’s killing our joy”

219. “He’s so cheap it’s killing our joy”

Angela (52) and Brian (52) have been together since they were teenagers and have raised four kids. Now as they approach being empty nesters, they’re stuck in a sitcom-style standoff: Angela loves bar...

29 Jul 20251h 21min

218. “Our childcare costs are about to quadruple. Are we screwed?” (Part 2)

218. “Our childcare costs are about to quadruple. Are we screwed?” (Part 2)

Last week, we met Dominique (33) and Chris (34)—a couple earning $180K a year, raising a toddler, and still living paycheck to paycheck. Dominique felt alone in managing their finances, while Chris st...

22 Jul 20251h 2min

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