156. "We have 2 kids, 3 cars...but only 1 month of savings" (Part 2)

156. "We have 2 kids, 3 cars...but only 1 month of savings" (Part 2)

In the second half of this live-recorded conversation with Paul and Morgan, 37 and 33, we dig deeper into their Conscious Spending Plan to uncover three cars (for two adults), sporadic debt management, high pet care costs, hidden student loans, and what seems like no way out from under it all. This episode is brought to you by: Hatch | A million things don’t want you to sleep, Hatch does. Get $20 off a Hatch Restore at https://hatch.co/ramit. Rocket Money | Stop throwing your money away. Cancel unwanted subscriptions – and manage your expenses the easy way – by going to https://rocketmoney.com/ramit. ZocDoc | Download the ZocDoc app for FREE at https://zocdoc.com/ramit then find and book a top-rated doctor today. Masterclass | For unlimited access to every class and 15% off an annual membership, go to https://masterclass.com/ramit. Fabric by Gerber Life | Protect your family today with Fabric by Gerber Life. Apply today in just 10 minutes at https://meetfabric.com/ramit. Links mentioned in this episode • “We have $22k in cc debt—but I want to renovate the house” (Part 1) Connect with Ramit • Get the Podcast Newsletter and exclusive Q&A about the show • Get Money Coaching with Ramit • Download the Conscious Spending Plan • Listen to my book—now on Audible • Get my New York Times best-selling book • Get my no-numbers journal • Other episodes • Instagram • Twitter • YouTube • Submit a question for the newsletter iwt.com/askramit If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here. Produced by Crate Media.

Episoder(258)

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225. “We’re losing $5k/mo. Where is it all going?”

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224. “I took on debt to help my family. Now she won’t marry me.”

224. “I took on debt to help my family. Now she won’t marry me.”

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223. “We make $81k/yr in our 30s. Is that enough?”

223. “We make $81k/yr in our 30s. Is that enough?”

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222. “My husband is my 4th child. Will he ever help?”

222. “My husband is my 4th child. Will he ever help?”

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221. “I’m almost 40 and still living paycheck to paycheck”

221. “I’m almost 40 and still living paycheck to paycheck”

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220. “I carry the baby, the bills, and the stress”

220. “I carry the baby, the bills, and the stress”

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219. “He’s so cheap it’s killing our joy”

219. “He’s so cheap it’s killing our joy”

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218. “Our childcare costs are about to quadruple. Are we screwed?” (Part 2)

218. “Our childcare costs are about to quadruple. Are we screwed?” (Part 2)

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