176. “I’m 8 mos pregnant. He only wants to talk about how much the baby will cost”

176. “I’m 8 mos pregnant. He only wants to talk about how much the baby will cost”

Jason is a 40 y/o COO. Megan is a 34 y/o flight attendant and they’re about to have a baby. Megan wants to take 1 year maternity leave—Jason is stressing about how it will affect their finances. While they have a $3M net worth, they’re both in credit card debt and their lack of joint finances makes it hard to make a plan. This episode is brought to you by: Wildgrain | Get $30 off the first box - PLUS free Croissants in every box at https://wildgrain.com/ramit. Facet | Get affordable, accessible financial planning with a flat fee membership. For a limited time, the $250 enrollment fee will be waived when you sign up at https://facet.com/ramit. Trustworthy | Save 10% on an upgrade to keep your family’s information safely stored at https://trustworthy.com/ramit. Rocket Money | Stop throwing your money away. Cancel unwanted subscriptions – and manage your expenses the easy way – by going to https://rocketmoney.com/ramit. Superhuman | Get a free month of lightning fast email at https://try.sprh.mn/ramitsethi. Links mentioned in this episode • Download the Conscious Spending Plan • Pre-order my upcoming book: Money for Couples Connect with Ramit • Pre-order my upcoming book: Money for Couples • Get the Podcast Newsletter and exclusive Q&A about the show • Sign up to attend a live event on my book tour • Get Money Coaching with Ramit • Download the Conscious Spending Plan • Listen to my book—now on Audible • Get my New York Times best-selling book • Get my no-numbers journal • Other episodes • Instagram • Twitter • YouTube If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here. Produced by Crate Media.

Episoder(259)

186. “Was it a huge mistake to sell our house?”

186. “Was it a huge mistake to sell our house?”

Meet Ava, 36, and Chris, 38. When it comes to their finances, they do not see eye to eye; and they’re stuck in a cycle of overspending. Ava is a worrier who uses a labor-intensive ledger to track expe...

10 Des 20241h 22min

185. “My fiancé has no savings at 43. Should we get married?”

185. “My fiancé has no savings at 43. Should we get married?”

Dawn is 48, Richard is 43, and they’re living paycheck to paycheck. Although they're engaged, they’re struggling to combine their finances because of their varied pasts. Dawn is overspending on kids a...

3 Des 20241h 31min

184. “I survived a plane crash. Is stressing about money really worth it?”

184. “I survived a plane crash. Is stressing about money really worth it?”

Ryan is a 38-year-old Air Force pilot. Chloe is a 33-year-old economist. And though they are on track to have millions in retirement, they struggle to spend. Ryan has been criticizing every little pur...

26 Nov 20241h 25min

183. “I saved $5k for an engagement ring, but she secretly took the money”

183. “I saved $5k for an engagement ring, but she secretly took the money”

Michelle (33) and Matt (31) have been dating for seven years, but they’re stuck in relationship limbo, waiting to get married until Michelle deals with her financial problems. Michelle makes great inc...

19 Nov 20241h 23min

182. “We’re $350k in debt & have no savings. Will I have to work until we die?”

182. “We’re $350k in debt & have no savings. Will I have to work until we die?”

Don is 50, Tana is 48, and they’ve struggled to make ends meet their entire adult lives. They have a lot of debt, they’ve never really saved or thought they’d be able to retire… but their income has r...

12 Nov 20241h 23min

181. “We argue about money daily b/c he can’t stop talking about Ramit”

181. “We argue about money daily b/c he can’t stop talking about Ramit”

Nathan (35) and Linda (37) are arguing about money constantly due to Nathan’s anxiety and stress. He continually optimizes and re-optimizes their finances, worrying about retirement and the amount of ...

5 Nov 20241h 27min

180. "We have $30k in cc debt but insist on sending our son to private school"

180. "We have $30k in cc debt but insist on sending our son to private school"

Alexis, 55, and Olivia, 54, are working towards their retirement so they can spend more time with their son. On paper, they’re in a good financial position, with a net worth of over $3 million… but th...

29 Okt 20241h 28min

179. “He just turned 50 and we have no savings. I’m panicking.”

179. “He just turned 50 and we have no savings. I’m panicking.”

Kate is a 43-year-old mom and homeschool teacher. Drew is a 50-year-old professor. They’re $480k in debt with no savings and no retirement plan. Kate is panicking—but Drew refuses to talk about it, an...

22 Okt 20241h 21min

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