185. “My fiancé has no savings at 43. Should we get married?”

185. “My fiancé has no savings at 43. Should we get married?”

Dawn is 48, Richard is 43, and they’re living paycheck to paycheck. Although they're engaged, they’re struggling to combine their finances because of their varied pasts. Dawn is overspending on kids and grandkids, and Richard has deep scars from a financially devastating breakup. Can they move beyond their past money stories and get aggressive about investing for retirement? This episode is brought to you by: Aura Frames | Save on the perfect gift by visiting https://auraframes.com to get $35-off Aura’s best-selling Carver Mat frames by using promo code RAMIT at checkout. Netsuite | Get visibility to everything in your business in one place. Sign up and defer payments, with no interest, for six months at https://iwt.com/netsuite. LegalZoom | Launch, run, and protect your business to make it official today at https://legalzoom.com and use promo code RICHLIFE to get 10% off any LegalZoom business formation product excluding subscriptions and renewals. Rocket Money | Stop throwing your money away. Cancel unwanted subscriptions – and manage your expenses the easy way – by going to https://rocketmoney.com/ramit. DeleteMe | If you want to get your personal information removed from the web, go to https://joindeleteme.com/ramit for 20% off. Links mentioned in this episode • Sign up to attend a live event on my book tour Connect with Ramit • Pre-order my upcoming book: Money for Couples • Get the Podcast Newsletter and exclusive Q&A about the show • Get Money Coaching with Ramit • Download the Conscious Spending Plan • Listen to my book—now on Audible • Get my New York Times best-selling book • Get my no-numbers journal • Other episodes • Instagram • Twitter • YouTube If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here. Produced by Crate Media.

Episoder(258)

217. “Are we broke…or just bad with money? (Part 1)

217. “Are we broke…or just bad with money? (Part 1)

Dominique (33) and Chris (34) have been together for six years, engaged for two, and share a two-year-old son. While Dominique manages parenting, full-time work, and their finances, Chris shuts down w...

15 Jul 20251h 21min

216. I track every penny. He gambles. Should I marry him?

216. I track every penny. He gambles. Should I marry him?

Taylor (29) is a high-earning dentist with a strict savings plan and deep-rooted fears about financial instability. Hayden (25) earns $24K a year, has a history of gambling and financial dishonesty, a...

8 Jul 20251h 15min

215. “He wants a house, I don’t want to go bankrupt.”

215. “He wants a house, I don’t want to go bankrupt.”

Athena (31) and Arie (30) are newly married and dreaming of buying a home, starting a family, and traveling the world. But their finances—and philosophies—don’t align. Athena’s upbringing was defined ...

1 Jul 20251h 33min

214. “I’m 45 but my parents still control my money”

214. “I’m 45 but my parents still control my money”

Kate and Keith have spent years afraid to spend—until now. In Part 2 of this conversation, Ramit investigates the $5 million missing from Kate’s trust fund and uncovers decades of poor returns, excess...

24 Jun 202558min

213. “We have a $1M trust - but a $30k budget” (Part 1)

213. “We have a $1M trust - but a $30k budget” (Part 1)

Kate (45) and Keith (53) split their time between Maine and Hawaii, living what looks like a dream life. They’ve inherited wealth, run two small businesses, and have nearly $2 million in net worth. B...

17 Jun 202559min

212. "He's terrified of losing it all—so she's losing him"

212. "He's terrified of losing it all—so she's losing him"

Vanessa (48) and George (59) have been married for five years and run two businesses together, but still keep their finances separate, leading to recurring tension, resentment, and financial instabili...

10 Jun 20251h 28min

211. Ramit and Cassandra open up: “Our real money fights (and what we learned)”

211. Ramit and Cassandra open up: “Our real money fights (and what we learned)”

In this rare and intimate episode, Ramit takes the hot seat alongside his wife, Cassandra, as they’re interviewed by their close friend Julie Nguyen. Together, Ramit and Cass pull back the curtain o...

3 Jun 20251h 10min

210. “We make $170k—but spend like we make $450k”

210. “We make $170k—but spend like we make $450k”

Clara (29) and Devin (34) are married with three young kids, trying to build a future while juggling debt, stress, and wildly different approaches to money. Clara racked up $20,000 in credit card deb...

27 Mai 20251h 2min

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