Money and Me: CPF Special Account Closure, Retirement Planning, and Investment Strategies with Kenny Loh

Money and Me: CPF Special Account Closure, Retirement Planning, and Investment Strategies with Kenny Loh

Has your CPF account closed already because you turned 55 this year?

Join Michelle Martin as she dissects how to make your CPF work for you when you turn 55.

Should you keep your money in the 2.5% earning OA or move what you can to the RA for long-term 4%?

What are the pros and cons of investing with your OA after age 55 either through CPF or in the open market?

If liquidity of your CPF funds are your primary concern, what are your choices and what are the risks associated with each choice?

Join Michelle and her guest Kenny Loh, Independent Financial Advisor to understand what happens when you turn 55 with your CPF and discover strategies and options to turning your hard earned CPF monies into income for the long-term.

How can you use your monies to purchase T-bills, dividend stocks, and annuities? What interest could you get with different asset classes based on today's market.

Plus, get smart insights into tax considerations, liquidity needs, and long-term retirement planning strategies.

See omnystudio.com/listener for privacy information.

Episoder(3676)

Money and Me: The Great ILP Debate - Fair Critique or Misunderstood Product?

Money and Me: The Great ILP Debate - Fair Critique or Misunderstood Product?

A fierce debate has erupted over investment-linked insurance plans. Are ILPs misunderstood tools for long-term wealth, or overly complex, high-cost products investors should avoid? Christopher Tan, CEO of Providend, returns to address his criticisms of his arguments following his Business Times column, which challenged the value of ILPs. He breaks down industry rebuttals on compounding bonuses, adviser fees, and fund access, and explains why his firm continues to steer clear of them. Hear both sides of the ILP story, from consumer confusion to claims of strategic tax and estate planning benefits - and decide where you stand. Hosted by Michelle Martin.See omnystudio.com/listener for privacy information.

12 Nov 202524min

Market View: Sea, Singtel & SoftBank’s Big Moves - and What’s Next for AI and Earnings

Market View: Sea, Singtel & SoftBank’s Big Moves - and What’s Next for AI and Earnings

Profits are up, but not everyone’s cheering. Sea Limited doubles earnings while Singtel posts a massive jump - yet investors aren’t entirely convinced. SoftBank cashes out of Nvidia to fund its AI future. Which of these moves spells confidence - and which signals caution? From Sea’s Shopee, Garena, and Monee to Singtel’s Optus and NCS, we unpack the region’s big earnings stories. Then we head to SoftBank and its 5.8 billion dollar Nvidia sale. Plus, our UP or DOWN spotlight hits JD.com, Sony, BHG Retail REIT, and SingPost. We wrap with the Straits Times Index rally led by Genting Singapore, UOL Group, and City Developments. Hosted by Michelle Martin.See omnystudio.com/listener for privacy information.

12 Nov 202511min

Money and Me: Beat the Clock on SRS - Grow More, Tax Less

Money and Me: Beat the Clock on SRS - Grow More, Tax Less

A race against time - and one that could save you real money. As the year ends, many Singaporeans hurry to make their S$15,300 SRS contribution to cut their tax bill - but how does the scheme work We unpack withdrawal rules, explain whether you’ll eventually pay tax, and why 1 in 5 SRS dollars sits idle earning just 0.05% interest Should you invest your SRS instead, and how do rising statutory retirement ages affect when you can access your money? We break down the crucial 1 July 2026 deadline to lock in the penalty-free withdrawal age of 63. Hosted by Michelle Martin with guest Elijah Lee, Senior Financial Services Manager, Phillip Securities.See omnystudio.com/listener for privacy information.

11 Nov 202524min

Market View: Buffett’s Quiet Exit, Big Market Rebounds & Paris’ Eternal Lottery

Market View: Buffett’s Quiet Exit, Big Market Rebounds & Paris’ Eternal Lottery

Markets are moving. US lawmakers strike a compromise to end the shutdown, sending the S&P 500 and Nasdaq sharply higher, with Nvidia, Palantir among the day’s top gainers. We unpack Warren Buffett’s plan to step down as Berkshire Hathaway CEO, go quiet, and accelerate philanthropy - and what it means for Berkshire Hathaway investors. Our UP or DOWN game spotlights TSMC, Restaurant Brands , Vicom and YZJ Financial. We also take stock of the Straits Times Index, where Genting Singapore, DBS and ST Engineering made moves. Finally - a surreal “Last Word” - Paris launches a cemetery lottery! Get your finance wrap for the morning. Hosted by Michelle Martin.See omnystudio.com/listener for privacy information.

11 Nov 202511min

Market View: Pop Mart Panic & Icahn’s Latest Play  

Market View: Pop Mart Panic & Icahn’s Latest Play  

A toy titan stumbles - is the Labubu craze losing its bite? Pop Mart gets smashed by a livestream backlash while collector demand cools. Carl Icahn revs engines with a big bet on Monro’s struggling auto-service business. Wall Street slips despite solid earnings; investors weigh labour softness & shutdown risks. UP or DOWN: Ikea, Pfizer, Sri Trang, Boustead. Local highlights, STI movers - hosted by Michelle MartinSee omnystudio.com/listener for privacy information.

10 Nov 202515min

Money and Me: What investors need to know about Singapore’s IPO Spring

Money and Me: What investors need to know about Singapore’s IPO Spring

Has Singapore quietly become one of the world’s hottest IPO destinations? The city-state has rocketed into the global top 10, overtaking London as real-estate listings power its rise. Globally, IPOs are rebounding as 2025 sees stronger deal flow and an 89% surge in proceeds amid calmer markets. EY’s Chan Yew Kiang walks us through what’s driving the US, Greater China, and Southeast Asia - and why Hong Kong’s comeback matters. We explore sector trends, cross-border listings, and whether more issuers are choosing New York over home turf. Investors get a forward look at catalysts heading into 2026 - hosted by Michelle Martin.See omnystudio.com/listener for privacy information.

10 Nov 202515min

Read: Book your flight for the George Town Literary Festival (GTLF)!

Read: Book your flight for the George Town Literary Festival (GTLF)!

What if cities could remember — and literature was the witness? The George Town Literary Festival (GTLF) returns for its 15th edition, exploring “Urban Myths and Memories” in Penang. This bold, internationally recognised festival champions free expression, world literature, and provocative conversations at the cultural edge. With 37 writers from 13 countries, GTLF gathers acclaimed voices, poets and performers to examine identity, politics, place and imagination. We ask Festival Manager Julia Tan what Singapore readers can expect - from standout writers to unmissable panels shaping regional literary discourse. A journey into storytelling, memory and why festivals still matter - hosted by Michelle Martin.See omnystudio.com/listener for privacy information.

10 Nov 202514min

Money and Me: The 4 trends Shaping China that Investors Are Eyeing

Money and Me: The 4 trends Shaping China that Investors Are Eyeing

What does one of the busiest malls in China have no shoppers, yet billions in sales? China’s growth may be slowing, but its transformation is accelerating. Join Michelle Martin as she chats with Willie Keng, Founder of Dividend Titan, who toured Shanghai and Hangzhou with institutional investors. Discover how live-streaming has become China’s most powerful consumption engine, why local brands like Proya are winning hearts, and how asset-light models are reshaping industries. This podcast includes a specially recorded "Easter Egg" where Willie shares his views on the rise of robotics in China from AI-driven hotels to its place in building technology. Investors, you don't want to miss this view of China’s new playbook.See omnystudio.com/listener for privacy information.

7 Nov 202531min

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