Get Rich Slow Club13 Jan 2025

126. Offset vs redraw accounts & fixed vs variable interest rates

In this episode of Get Rich Slow Club, Tash and Ana welcome back Maddie Walton, a dynamic mortgage broker from Money Lounge (@moneylounge) to demystify the world of home loans. Maddie dives into the differences between fixed and variable interest rates, along with the role of offset accounts, offering valuable insights for anyone navigating the property market.

The conversation explores how brokers earn commissions, what clawback periods mean, and the importance of financial literacy when choosing the right loan product. Maddie emphasizes the need to understand not just interest rates but also the hidden costs and benefits of different loan structures.

Whether you're a first-time buyer or looking to refinance, Maddie’s expertise highlights why tailored advice can make all the difference. Tune in for practical tips, industry secrets, and the confidence to make informed financial decisions.

How To Not Work Forever

Disclaimer

Any advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.

Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

If you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding.

Hosted on Acast. See acast.com/privacy for more information.

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