Money and Me: Retrenchment-Proof Your Finances

Money and Me: Retrenchment-Proof Your Finances

Join Michelle Martin on Money and Me, hosted by Michelle Martin with guest Shen Hao, Financial Services Manager at PhillipCapital.

Retrenchments ticked up in Q4 2024 even as annual numbers declined—reminding us that job security remains fragile.

Shen Hao shares practical, real-world strategies to future-proof your finances and build resilience through emergency funds, portfolio diversification, and contingency planning.

He breaks down how much you really need to save, whether to pause investments, and how to juggle short-term needs with long-term goals.

Gain tools from his financial literacy courses and hear how his team guides over 500 families through turbulent times.

If you’re a mid-career professional with financial obligations, this episode is packed with actionable insights.

See omnystudio.com/listener for privacy information.

Episoder(3584)

Market View: Tariff Turbulence, Tesla’s Political Pivot & Jurassic Juggernaut

Market View: Tariff Turbulence, Tesla’s Political Pivot & Jurassic Juggernaut

The dinosaurs aren't the only thing roaring—markets are too, as Trump’s sweeping tariff threats rattle global trade. Tesla, ExxonMobil, Samsung, FWD, Del Monte, and Jurassic World: Rebirth all make headlines today. Michelle Martin and Ryan Huang break down which Asian nations are in the tariff firing line. Are U.S. markets reacting to policy, or just catching their breath near record highs? Singapore's STI hits a record—what’s fueling local optimism? Plus, Jurassic World: Rebirth proves nostalgia still has teeth.See omnystudio.com/listener for privacy information.

8 Jul 23min

Mind Matters: Burnout is not an individual's problem, it's an organisational issue

Mind Matters: Burnout is not an individual's problem, it's an organisational issue

Do businesses here recognise burnout is an organisational issue? Work-life balance is now the #1 priority for workers globally, surpassing salary. Singapore ranks as the third most burnt-out city in the world. Dr Athenais Sivaloganathan, Health Advisor at International SOS, unpacks the difference between burnout and fatigue, key warning signs, and proactive strategies From designing wellness policies to why mental health is central to fulfilling an organization’s duty of care, find out why burnout is not about one individual's ability to cope and how progressive organisations are recognising this.See omnystudio.com/listener for privacy information.

7 Jul 17min

Money and Me: Renovating Smart without Going Broke

Money and Me: Renovating Smart without Going Broke

You want your renovation 100% within your budget and most importantly - you want it flexible, so what are your choices? Michelle Martin speaks to the digital bank to find out how it designed a renovation product to help with customer pain points in Singapore, how to plan a renovation budget and the workings of home renovation loans. GXS Bank’s Jenn Ong breaks down interest rates, repayment plans, and financial pitfalls to avoid. See omnystudio.com/listener for privacy information.

7 Jul 16min

Market View: Boom Time for Drones and Defense Stocks

Market View: Boom Time for Drones and Defense Stocks

Foxconn smashes revenue records—but is turbulence ahead? Michelle Martin delves into the red-hot defense sector and drone surge. From AeroVironment to Kratos and Karman, military tech is in the spotlight. Plus: Trump’s new tariffs, UOB and DBS face fines, and Airbus lands massive deals. Catch local movers like Nanofilm Technologies and Frasers Centrepoint Trust. Hosted by Michelle Martin. Companies featured include: Foxconn, Nvidia, AeroVironment, Kratos Defense, Karman Holdings.See omnystudio.com/listener for privacy information.

7 Jul 14min

Money and Me: Insurance Crossroads – Upgrades, Downgrades & the MediShield Shakeup

Money and Me: Insurance Crossroads – Upgrades, Downgrades & the MediShield Shakeup

Singapore’s health insurance landscape is shifting—and many seniors are rethinking their coverage. What's prompting some to downgrade or drop their private Integrated Shield Plans. What’s behind the price hikes? What’s at stake for policyholders? Michelle Martin breaks it all down with Elijah Lee, Senior Financial Services Manager at Phillip Securities. They also unpack the failed Income-Allianz deal and its impact on Singapore’s insurance sector.See omnystudio.com/listener for privacy information.

2 Jul 27min

Market View: Trump’s Budget, Musk’s Fury, and the Solar Stock Surprise

Market View: Trump’s Budget, Musk’s Fury, and the Solar Stock Surprise

Clean energy stocks are soaring—even as President Trump mocks wind power! Michelle Martin and Ryan Huang explore the market’s curious reactions to Trump’s new “Big, Beautiful Bill". From solar surges to chipmaker tax perks, find out which stocks are rallying and which are reeling. Elon Musk takes aim at Congress, but Trump fires back with threats of deportation and DOGE drama. Plus, it’s a UP for Ford, a DOWN for Tesla, and a “cheers” to Constellation Brands—tariffs and all. The STI eyes the 4000 mark again. Companies featured: Tesla, Ford, Amazon, Constellation Brands, Intel, Micron, TSMC, Array Technologies, SunPower, Frasers Centrepoint Trust, Hongkong Land.See omnystudio.com/listener for privacy information.

2 Jul 24min

Money and Me: What are Asia's wealthiest incorporating into their portfolios?

Money and Me: What are Asia's wealthiest incorporating into their portfolios?

To what extent are Asia’s wealthiest investors turning to digital assets and tokenized stocks? Michelle Martin unpacks the rise of institutional and family office interest in digital assets with Melvin Deng, CEO of QCP. Explore the role of digital assets in portfolio diversification, growth, and risk management. Learn how structured products, tokenization, and innovation are creating access to the crypto frontier in 2025.See omnystudio.com/listener for privacy information.

1 Jul 17min

Market View: China Fund Manager’s Hot Streak

Market View: China Fund Manager’s Hot Streak

How is a 30-year-old fund manager beating China’s markets — and even the Dow? Michelle and Ryan uncover the high-conviction bets of Xie Tianyuan, including a shift from Kweichow Moutai to Pop Mart. They also break down New World Development’s US$11B refinancing, Meta’s AI ambitions, and Trump’s tariff talk. Up or down? Boeing, Dezign Format, and Millennium Hotels take center stage. And in Singapore, which counters are surging and who is lagging? Hosted by Michelle Martin with Ryan Huang. Companies mentioned: New World Development, Pop Mart, Kweichow Moutai, Boeing, Millennium Hotels and Resorts, Dezign Format,Wilmar International, Netflix, NASA.See omnystudio.com/listener for privacy information.

1 Jul 20min

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