204. “We make $226K—but our kids think we’re broke”

204. “We make $226K—but our kids think we’re broke”

Lisa (37) and Marcus (38) have been married for 14 years, raising four kids and building a life together—but when it comes to money, they couldn’t be further apart. Lisa homeschools their kids and dreams of more family travel time full of Rich Life experiences. Marcus shuts down in financial conversations, overwhelmed by anxiety and self-doubt—even though he’s a professional accountant. In today’s episode, live from Washington, D.C., they uncover a painful dynamic: Lisa is left holding the financial burden alone, while Marcus avoids it entirely. Can they change their money story and finally start acting as a team? This episode is brought to you by: Upwork | Visit https://Upwork.com to post your job for free and connect with top talent ready to help your business grow. DeleteMe | If you want to get your personal information removed from the web, go to https://joindeleteme.com/ramit for 20% off. LMNT | Right now, LMNT is offering 8 single serving packets FREE with any LMNT order. This is a great way to try all 8 flavors. Get yours at https://drinklmnt.com/RAMIT Masterclass | For unlimited access to every class and 15% off an annual membership, go to https://masterclass.com/ramit Trust & Will | Protect what matters most in minutes at https://trustandwill.com/ramit and get 20% off plus free shipping. Links mentioned in this episode • Please vote for Money For Couples in the 2025 Webby Awards • Order my new book: Money for Couples Connect with Ramit • Get Money Coaching with Ramit • Download the Conscious Spending Plan • Listen to my book—now on Audible • Get my New York Times best-selling book • Get my no-numbers journal • Other episodes • Instagram • Twitter • YouTube If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here. Produced by Crate Media.

Episoder(257)

224. “I took on debt to help my family. Now she won’t marry me.”

224. “I took on debt to help my family. Now she won’t marry me.”

Rachel (31) and Pierre (42) have been together for four years, building a loving and stable life in Brooklyn. But one issue is holding everything back: Pierre’s $60,000 in debt from a failed business ...

2 Sep 20251h 32min

223. “We make $81k/yr in our 30s. Is that enough?”

223. “We make $81k/yr in our 30s. Is that enough?”

Becca (35) and Nikki (31) are planning their wedding, but they’re already struggling with how to merge their money. Becca, a rock climbing guide with a variable income, has thrown herself into persona...

26 Aug 20251h 30min

222. “My husband is my 4th child. Will he ever help?”

222. “My husband is my 4th child. Will he ever help?”

Fernanda (44) and Jorge (48) have been married for nearly 25 years, raising three children, including one with lifelong special needs. Despite earning $130,000 a year, they consistently spend more tha...

19 Aug 20251h 35min

221. “I’m almost 40 and still living paycheck to paycheck”

221. “I’m almost 40 and still living paycheck to paycheck”

Romy (38) and Travis (37) are a married couple living in Cape Town—but despite earning over $130,000 a year, they’re constantly running on empty. Romy feels the crushing weight of managing everything ...

12 Aug 20251h 30min

220. “I carry the baby, the bills, and the stress”

220. “I carry the baby, the bills, and the stress”

Monica (36) and Michael (33) have been married just over a year and are navigating the pressures of new parenthood—but Monica feels like she’s doing it alone. She pays the rent, covers childcare, and ...

5 Aug 20251h 35min

219. “He’s so cheap it’s killing our joy”

219. “He’s so cheap it’s killing our joy”

Angela (52) and Brian (52) have been together since they were teenagers and have raised four kids. Now as they approach being empty nesters, they’re stuck in a sitcom-style standoff: Angela loves bar...

29 Jul 20251h 21min

218. “Our childcare costs are about to quadruple. Are we screwed?” (Part 2)

218. “Our childcare costs are about to quadruple. Are we screwed?” (Part 2)

Last week, we met Dominique (33) and Chris (34)—a couple earning $180K a year, raising a toddler, and still living paycheck to paycheck. Dominique felt alone in managing their finances, while Chris st...

22 Jul 20251h 2min

217. “Are we broke…or just bad with money? (Part 1)

217. “Are we broke…or just bad with money? (Part 1)

Dominique (33) and Chris (34) have been together for six years, engaged for two, and share a two-year-old son. While Dominique manages parenting, full-time work, and their finances, Chris shuts down w...

15 Jul 20251h 21min

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