Interest rate cut special: what savers & mortgage holders need do now. Including… why locking in savings can be a winner.

Interest rate cut special: what savers & mortgage holders need do now. Including… why locking in savings can be a winner.

Why locking in savings can be a winner. Should you fix your mortgage now or wait? How to get accepted for a mortgage, and more.

Martin reacts as the Bank of England cuts UK base interest rates again from 4.5% to 4.25%, we recorded this literally minutes after it happened and focus on answering your questions about the impact on savings and borrowing (especially mortgages)

For savers there’s a warning to act quick if you want to fix.

Mortgage holders big questions was fix now or wait – we cover that, but also a fascinating discussion with our mortgage broker guest on what it takes to get accepted for a mortgage whether for a new one or remortgaging, lots of eye opening facts there.

In the Tell Us, with summer coming what’s far cheaper to buy abroad (things that you can then bring home that is)

And in the Mastermind we find out if Adrian knows why it’s always important to turn your suncream around.

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Episoder(212)

Make £1,000s from switching bank? | Will government back track on Plan 2 Student Loan hike

Make £1,000s from switching bank? | Will government back track on Plan 2 Student Loan hike

This week on The Martin Lewis Podcast, is a bank account bonanza. Eight current accounts are now paying £175 or more to switch, and in some cases the rewards don't stop there. A number of packaged ban...

9 Jul 1h 7min

Question time: Will new ISA rules ruin my wedding savings? | Martin, you helped me find love! | Can I fix on a prepay meter?

Question time: Will new ISA rules ruin my wedding savings? | Martin, you helped me find love! | Can I fix on a prepay meter?

In our Question Time podcast, Martin Lewis gives you answers on anything and everything, including: if I claim Marriage Allowance, will I have to do a tax return? My dad’s on a prepayment meter, is th...

6 Jul 45min

The Packing Pod! Cut out hidden holiday costs: foreign exchange, insurance, travelling with kids & more

The Packing Pod! Cut out hidden holiday costs: foreign exchange, insurance, travelling with kids & more

This week on The Martin Lewis Podcast, Martin is in full holiday mode – revealing everything you need to know right now to cut the cost of getting away. From the cheapest ways to spend overseas and av...

2 Jul 1h 15min

Question Time: Is saving 15% of my salary into my pension enough? How long do I keep financial docs? ISA rules when I die?

Question Time: Is saving 15% of my salary into my pension enough? How long do I keep financial docs? ISA rules when I die?

In our Question Time podcast, Martin Lewis gives you answers on anything and everything, including: I’m 23 and saving 15% of my salary into my pension, is that enough? I’m starting to see my credit ca...

29 Jun 40min

The huge new ISA and Lifetime ISA changes explained | Flight crew secrets

The huge new ISA and Lifetime ISA changes explained | Flight crew secrets

In this week’s episode, there’s a deep dive into first-time buyer savings, with a special focus on Lifetime ISAs (LISAs) and the now-closed but still widely held Help to Buy ISAs. Martin Lewis runs th...

25 Jun 1h 5min

Question Time: Are we failures for not owning a home? Is the LISA still due to be replaced? Car finance claim success!

Question Time: Are we failures for not owning a home? Is the LISA still due to be replaced? Car finance claim success!

In our Question Time podcast, Martin Lewis gives you answers on anything and everything, including: we’re in our 40s, are we failures for not owning a house? Is anything happening with the Lifetime IS...

22 Jun 58min

How it pays to be nice! The top ten big firms to haggle with and their call centre secrets

How it pays to be nice! The top ten big firms to haggle with and their call centre secrets

Martin Lewis gives you his top ten list of big firms you can haggle with to get the best price on things like satellite TV, phone bills, breakdown cover, insurance, and loads more. He also reveals cal...

18 Jun 57min

Question Time: Pay off my Student Loan with a 0% card? Shift kids cash ISA to shares? Success: ‘Saved £500 on breakdown cover!’

Question Time: Pay off my Student Loan with a 0% card? Shift kids cash ISA to shares? Success: ‘Saved £500 on breakdown cover!’

In this episode, Martin is back answering your latest money dilemmas with a few surprises along the way.Should you pay off your student loan using a 0% credit card? Martin breaks down the risks, the m...

15 Jun 45min

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