Sheila Pays Off $14,800

Imagine making one small money move today that could save your future self a whole lot of stress (and maybe even a few gray hairs). For Day 10 of the Financial Spring Cleaning Challenge, Erin and Keri dish out the real talk on when to automate your finances—and when it's actually smarter not to.  You can join the Challenge anytime, and get in on the action online here: www.getthehelloutofdebt.com  Sponsors:  Go to Aquatru.com and get 20% off at the checkout with code: ERIN  Download the Ava app. Use promo code: ERINSKYE and get your first month free.  Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Leave us a message at: https://www.speakpipe.com/erinskyekelly Learn more about your ad choices. Visit megaphone.fm/adchoices

23 Apr 202520min

You think you know your credit… until you find out your file says you’ve been living at your ex’s place and working a job you had for three weeks in 2009. 😳 In this episode, Erin and Keri guide you through a surprising financial deep clean that has nothing to do with dust bunnies—but everything to do with your future money moves. If you've ever been tempted by a "bump up your credit" offer or proudly claimed to have "great credit" without actually checking, this one’s for you.  Sign up to join us in the Get The Hell Out Of Debt community here: www.getthehelloutofdebt.com  Sponsors:  Go to Aquatru.com and get 20% off at the checkout with code: ERIN Download the Ava app. Use promo code: ERINSKYE and get your first month free.  Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Leave us a message at: https://www.speakpipe.com/erinskyekelly Learn more about your ad choices. Visit megaphone.fm/adchoices

22 Apr 202533min

You swore you’d cancel it after the free trial. You didn’t. We get it. This episode is your reminder to check the fine print—and your bank statement—before another sneaky auto-renew bites you in the assets. Erin and Keri reveal their own facepalm-worthy subscription fails, drop a genius money-saving hack you didn’t know you needed, and call out the real cost of “convenient” financial apps. Join the Challenge and join us online here: www.getthehelloutofdebt.com  Sponsors:  Go to Aquatru.com and get 20% off at the checkout with code: ERIN  Download the Ava app. Use promo code: ERINSKYE and get your first month free.  Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Leave us a message at: https://www.speakpipe.com/erinskyekelly Learn more about your ad choices. Visit megaphone.fm/adchoices

21 Apr 202521min

You’ve heard of affirmations—but have you ever sung them like you’re prepping for a karaoke battle with your money blocks? This episode is part pep talk, part jam session, and 100% relatable. Erin and Keri explore how financial affirmations can retrain your brain to stop spiraling and start thriving. This isn’t your typical woo-woo chat. It might just be the mindset remix you didn’t know you needed. Our community is sharing their affirmation jams in our online community. Sign up to join us here: www.getthehelloutofdebt.com  Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Leave us a message at: https://www.speakpipe.com/erinskyekelly Learn more about your ad choices. Visit megaphone.fm/adchoices

20 Apr 202520min

On Day 6 of the Financial Spring Cleaning Challenge, Erin and Keri tackle one of the sneakiest budget busters in your life: food. Whether you're a chronic over-buyer with 14 types of flour or a mealtime dreamer who just wants to feel inspired on a Wednesday, we will have you rethinking your grocery strategy. Tune in and learn how small shifts in the kitchen can mean big wins for your wallet—without sacrificing your inner gourmet. Have you joined the Challenge? Join our community, too, right here: www.getthehelloutofdebt.com  Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Leave us a message at: https://www.speakpipe.com/erinskyekelly Learn more about your ad choices. Visit megaphone.fm/adchoices

19 Apr 202517min

Erin and Keri are diving headfirst— literally—into their bags and wallets, revealing the surprisingly emotional and ridiculous stuff we all carry around. Day 5 of the Financial Spring Cleaning Challenge is a cheeky yet eye-opening reminder that decluttering your actual wallet might just be the easiest first step toward decluttering your financial life.  Share what’s in your bag with our community here: www.getthehelloutofdebt.com  Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Leave us a message at: https://www.speakpipe.com/erinskyekelly Learn more about your ad choices. Visit megaphone.fm/adchoices

18 Apr 202522min

What if you could predict those moments each month when your spending gets a little out of whack? Or better yet—prepare for them? Erin and Keri explore their most regrettable purchases, talk hormonal spending patterns, and help you uncover the sneaky spending cycles hiding in your own life. It’s Day 4 of the Financial Spring Cleaning Challenge, and your receipts are about to tell you a story. Get in on the Challenge and join our community here: www.getthehelloutofdebt.com  Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Leave us a message at: https://www.speakpipe.com/erinskyekelly Learn more about your ad choices. Visit megaphone.fm/adchoices

17 Apr 202514min

Think you can go a whole day without spending a dime? Not even on coffee? 😳 Today is Day 3 of the Financial Spring Cleaning Challenge and we are challenging you to hit pause on your spending—but with a twist. This isn't about deprivation or budgeting like a bootcamp sergeant. It's about getting curious, not judgmental, about why you reach for your wallet. If you've ever opened a shopping app “just to browse” and suddenly ended up with four throw pillows and a weird candle, tune in.  See what others are saying about the Challenge when you join our community here: www.getthehelloutofdebt.com  Sponsor: Check out www.airdoctorpro.com and use the promo code ERIN to save up to $300.  Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Leave us a message at: https://www.speakpipe.com/erinskyekelly Learn more about your ad choices. Visit megaphone.fm/adchoices

16 Apr 202522min