How Much Can I Spend in Retirement?

How Much Can I Spend in Retirement?

And in case you missed it, check out last week's episode of Your Money Guide on the Side with JL Collins where we answer the question, How do I get F-You Money? What if the most common retirement rule was never meant to be a rule at all? In this episode, we unpack the origins, flaws, and overlooked nuances of the 4% rule—and why it might not be the best way to plan your financial future. From its fear-based beginnings to its rigid application in a dynamic world, Tyler breaks down 5 key reasons to rethink the 4% rule altogether. You’ll learn: Where the 4% rule actually came from (hint: worst-case scenario thinking) What the Trinity Study really showed—and what most people ignore How sequence of returns risk can silently wreck your plan Why portfolio size and asset allocation matter far more than a static percentage Smarter, more dynamic strategies to adjust year-by-year If you’ve ever asked, "How much can I safely spend in retirement?"—this one’s for you. 📝 Leave a review if you enjoy the episode or send your thoughts to socialcapconnect@gmail.com. This show is for you, and we want it to be as good as it can be.

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Episoder(80)

The Subtle Art of Doing Nothing (And Making More Money While Doing It)

The Subtle Art of Doing Nothing (And Making More Money While Doing It)

Pre-order Tyler's book, Real Wealth, at ⁠⁠⁠⁠⁠tyler.gardner.com/book⁠⁠⁠⁠⁠ and be eligible for all monthly incentives between now and December 1st! And as always, a MASSIVE thank you to this week's spo...

10 Aug 44min

The $250,000 Mistake Most Retirees Never Know They Made

The $250,000 Mistake Most Retirees Never Know They Made

Pre-order Tyler's book, Real Wealth, at ⁠⁠⁠⁠⁠tyler.gardner.com/book⁠⁠⁠⁠⁠ and be eligible for all monthly incentives between now and December 1st! And as always, a MASSIVE thank you to this week's spo...

3 Aug 39min

The Withdrawal Order Nobody Taught You (And How to Save 10% on Taxes Annually in Retirement)

The Withdrawal Order Nobody Taught You (And How to Save 10% on Taxes Annually in Retirement)

Pre-order Tyler's book, Real Wealth, at ⁠⁠⁠⁠⁠tyler.gardner.com/book⁠⁠⁠⁠⁠ and be eligible for all monthly incentives between now and December 1st! And as always, a MASSIVE thank you to this week's spo...

27 Jul 43min

The 6 Money Moves to Make Before You Retire

The 6 Money Moves to Make Before You Retire

Pre-order Tyler's book, Real Wealth, at ⁠⁠⁠⁠⁠tyler.gardner.com/book⁠⁠⁠⁠⁠ and be eligible for all monthly incentives between now and December 1st! And as always, a MASSIVE thank you to this week's spo...

20 Jul 43min

The $2 Million Portfolio: Two Funds, Three Funds, or Five?

The $2 Million Portfolio: Two Funds, Three Funds, or Five?

Pre-order Tyler's book, Real Wealth, at ⁠⁠⁠⁠⁠tyler.gardner.com/book⁠⁠⁠⁠⁠ and be eligible for all monthly incentives between now and December 1st! And as always, a MASSIVE thank you to this week's spo...

13 Jul 36min

5 Money Milestones and the Lie Each One Tells

5 Money Milestones and the Lie Each One Tells

Pre-order Tyler's book, Real Wealth, at ⁠⁠⁠⁠⁠tyler.gardner.com/book⁠⁠⁠⁠⁠ and be eligible for all monthly incentives between now and December 1st! And as always, a MASSIVE thank you to this week's spo...

6 Jul 43min

How to Build an Inflation-Proof Portfolio (And 3 Mistakes to Avoid)

How to Build an Inflation-Proof Portfolio (And 3 Mistakes to Avoid)

Pre-order Tyler's book, Real Wealth, at ⁠⁠⁠⁠⁠tyler.gardner.com/book⁠⁠⁠⁠⁠ and be eligible for all monthly incentives between now and December 1st! And as always, a MASSIVE thank you to this week's spo...

29 Jun 39min

13 Money Moves They're Betting You Won't Make

13 Money Moves They're Betting You Won't Make

Pre-order Tyler's book, Real Wealth, at ⁠⁠⁠⁠⁠tyler.gardner.com/book⁠⁠⁠⁠⁠ and be eligible for all monthly incentives between now and December 1st! And as always, a MASSIVE thank you to this week's spo...

22 Jun 38min

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