Money and Me: What is the Real Cost of an ILP? 

Money and Me: What is the Real Cost of an ILP? 

How much are you really paying in fees when you buy an ILP?

Michelle Martin and Tim Phillips from timtalksmoney.com dive into the high-stakes world of investment-linked policies.

Learn when ILPs fees quietly eat into your returns, and what the data says about their real costs.

LIA says ILP sales in Singapore surged 41% in 2024 to $2.3 billion — this conversation is more relevant than ever. Are Singaporeans walking into a fee trap?

Tim also breaks down why keeping insurance and investment separate could save you thousands in the long run.

Hosted by Michelle Martin.

See omnystudio.com/listener for privacy information.

Episoder(3790)

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We all know that in a multi-racial and culturally diverse country like Singapore, harmony is key. But how does our diversity impact effectiveness within an organisation and in our communities and neig...

22 Aug 201911min

How can innovation help during times of disruption?

How can innovation help during times of disruption?

We all know that we live in a constantly changing environment and world where adapting to changes is key and it’s disadvantageous to stay stagnant. How can innovation help during times of disruption? ...

21 Aug 201911min

Money and Me: Into the Future of Financial Literacy

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Join Timothy Go, sitting in for Michelle Martin, as he speaks with Christopher Aw, Managing Partner, Pandan Ventures, about how financial literacy has been transformed by modern advancements, and the ...

21 Aug 201911min

Money and Me: Inclusif of a Quant Value Fund

Money and Me: Inclusif of a Quant Value Fund

Timothy Go, who is sitting in for Michelle Martin, speaks with Teh Hooi Ling, Portfolio Manager of the Inclusif Value Fund, to help us understand what a Quant Value Fund is, how we should go about inv...

20 Aug 201915min

Which should you pick - ETFs or mutual funds?

Which should you pick - ETFs or mutual funds?

Are ETFs and mutual funds similar? What are the key differences between them? And if you are a beginner investor, would it be better to invest in ETFs or mutual funds? Michele Ferrario, Co-founder & C...

20 Aug 201910min

Money and Me: Making Your CPF Work for You

Money and Me: Making Your CPF Work for You

Join Michelle Martin, as she speaks with Christopher Tan, CEO of Providend and Executive Director of MoneyOwl, to tell us all we need to know about making the most of our CPF monies through smart inve...

19 Aug 201924min

Travel made simple with all-in-one transport app, Zipster, that helps you plan, book and pay for transportation.

Travel made simple with all-in-one transport app, Zipster, that helps you plan, book and pay for transportation.

When it comes to getting to a place within the shortest amount of time and ease of convenience, private cars may be our most convenient and preferred mode of transport. Recognised as Asia’s first inte...

19 Aug 201911min

Money and Me: How Much Insurance Do You Really Need? How Do We Calculate Your Human Life Value?

Money and Me: How Much Insurance Do You Really Need? How Do We Calculate Your Human Life Value?

Do we really need THAT much insurance? Join Michelle Martin, as she speaks with Lee Meng Choe, Financial Services Director, Gen Group, about what Human Life Value is and how we should go about calcula...

16 Aug 201915min

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