Why it's about to get harder to borrow for a mortgage

Why it's about to get harder to borrow for a mortgage

Earlier this month, The Australian Prudential Regulation Authority, or APRA for short, wrote to home loan lenders across the country to recommend strengthening mortgage lending assessments. The reason for this? The explosive and rapid increase in housing prices due to extended lockdowns and low-interest rates, and a rapid growth in bank lending to buy them. Households are borrowing more money than ever to reach the extraordinary prices needed to secure a home. But is this the right move? Who does it help and who does it hurt? And will it be enough to restrain a market that doesn’t show signs of slowing down any time soon. Or are there more changes yet to come? Join Kat Clay, Grattan's Head of Digital Communications, in conversation with Brendan Coates, on how to rein in property prices in Australia, and whether we should.

Episoder(318)

Super stressful: how Australia can simplify retirement incomes

Super stressful: how Australia can simplify retirement incomes

Do you find the idea of planning for your retirement overwhelming? If that’s you, you’re not alone. Our new report shows about 80 per cent of Australians find retirement planning complicated and abo...

20 Jan 202520min

Crunching the numbers on the Coalition's nuclear plan

Crunching the numbers on the Coalition's nuclear plan

Peter Dutton has released the costings for the Coalition's nuclear energy plan, proposing to build seven nuclear power stations at the sites of current coal plants. The Coalition says its plan would b...

18 Des 202425min

Prime Minister's Summer Reading List 2024

Prime Minister's Summer Reading List 2024

Each year, Grattan Institute selects its best books of the past 12 months – recommended reading for the Prime Minister, and indeed all Australians, over the summer holidays. From the history of democ...

9 Des 202419min

What the Annual Climate Change Statement means for Australia

What the Annual Climate Change Statement means for Australia

Every year, the federal government releases a Climate Change Statement, which documents progress towards Australia’s climate targets. This year’s statement shows Australia’s emissions have fallen and ...

5 Des 202417min

Housing policy heats up

Housing policy heats up

It’s been a big week for housing policy. Federal Opposition Leader Peter Dutton and Victorian Premier Jacinta Allan both announced policies designed to boost housing supply. Our housing experts Brend...

28 Okt 202428min

Should Australia curb negative gearing?

Should Australia curb negative gearing?

Negative gearing is back on the table with Jim Chalmers asking Treasury to model changes to property tax breaks. It's not a new proposal for Labor, with tax reform a hot political issue in the 2019 el...

7 Okt 202425min

Should Australia invest in nuclear power?

Should Australia invest in nuclear power?

Nuclear energy is a hotly contested topic for the upcoming election, with both sides of politics looking for a plan that enables Australia to hit net zero emissions by 2050 while maintaining an afford...

29 Sep 202423min

How to prevent gambling harm in Australia

How to prevent gambling harm in Australia

Gambling is everywhere. And Australia's lax approach to gambling regulation shows. We have the highest gambling losses in the world. While the federal government is considering banning gambling adver...

12 Sep 202420min

Populært innen Politikk og nyheter

giver-og-gjengen-vg
aftenpodden
aftenpodden-usa
forklart
popradet
stopp-verden
fotballpodden-2
lydartikler-fra-aftenposten
rss-gukild-johaug
det-store-bildet
nokon-ma-ga
dine-penger-pengeradet
rss-ness
hanna-de-heldige
aftenbla-bla
rss-espen-lee-usensurert
rss-penger-polser-og-politikk
e24-podden
rss-dannet-uten-piano
frokostshowet-pa-p5