How to Money24 Mar 2025

Ask HTM - Responding to a Rental App Denial, Crummy 529 Plans, and Buying Land as an Investment for Family #961

Let’s dive into the week with some fresh listener questions we have lined up for you! And don't just stand on the sidelines- if you have a question you’d like us to answer, toss your voice memo our way. It only takes about 90 seconds to record and you can find a step by step guide over at HowToMoney.com/ask . Regardless of how random or bizarre you might think it is, we want to hear it!

1 - Should I dial back my 401k contributions to build up an emergency fund or can I just rely on my HELOC?

2 - How should I respond to a denial letter on a rental application I filled out?

3 - I want to purchase some land but what factors should I keep in mind as I consider this investment?

4 - Is it worth going with my state’s 529 plan for the tax break… even if the fees are much higher than average?

5 - “3x your salary saved by age 40”, is this a rule of thumb that I should go with?

Want more How To Money in your life? Here are some additional ways to get ahead with your personal finances:

Knowing your ‘money gear’ is a crucial part of your personal finance journey. Start here.
Sign up for the weekly HTM newsletter. It’s fun, free, & practical.
Join a thriving community of fellow money in the HTM Facebook group.
Find the best credit card for you with our new credit card tool!
Massively reduce your cell phone bill each month by switching to a discount provider like Mint Mobile.

During this episode we enjoyed an Indominus by Bold Monk! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!

Best friends out!

See omnystudio.com/listener for privacy information.

Denne episoden er hentet fra en åpen RSS-feed og er ikke publisert av Podme. Den kan derfor inneholde annonser.

Episoder(1163)

Military to Millionaire w/ Lacey Langford #1160 (Bestie Ep)

Only 9% of young Americans have shown an interest in serving in the military according to the latest figures- we’ve seen a precipitous drop which means that our nation’s security could be at risk in t...

1 Jul 55min

Ask HTM - Losing Weight to Gain Wealth, Free Car Leases, & Hacking Mortgages #1159

We’re kicking off the week by answering your listener questions! And if you have a question that you’d like for us to answer on the show, we’d love for you to submit your own via HowToMoney.com/ask , ...

29 Jun 56min

The Understated Power of Stealth Wealth #1158 (Bestie Ep)

Clark Kent has a nerdy newspaper job, he’s got thick glasses- he’s definitely not cool in the city of Metropolis. But when he pulls back the white button up, he’s a beast and becomes Superman! He has ...

26 Jun 50min

What Most People Get Wrong About Paying Off Debt w/ Johanna Samara #1157

Student loan balances are climbing, credit card debt is hitting new highs year after year, new forms of borrowing like buy now pay later seem to appear out of thin air (which is a testament to just ho...

24 Jun 51min

Ask HTM - Looking a Gift House in the Mouth, Prepaid Visas, & Wealth Inequality in the US #1156

22 Jun 55min

Post-Graduation Money Advice for the Real World #1155 (Bestie Ep)

Getting your driver’s license was a liberating milestone worth celebrating because it meant you no longer needed your parents to drop you off at work, or it meant that your friends didn’t need to pick...

19 Jun 56min

Earn Your Freedom: Doing the Work That Pays Off w/ Bola Sokunbi #1154

Some of the best things in life are free, but many of the most meaningful goals demand serious time, effort, and sacrifice. The problem is, we rarely get a clear look at what it actually takes to reac...

17 Jun 58min