How to Money25 Aug 2025

Ask HTM - Acorns to Jumpstart Investing, Seasoning a Cash Gift, & Social Security Running Out #1027

Let’s kick off the week with some fresh listener questions we have lined up for you! And don't just stand on the sidelines- if you have a question you’d like us to answer, toss your voice memo our way. It only takes about 90 seconds to record and you can find a step by step guide over at HowToMoney.com/ask . Regardless of how random or bizarre you might think it is, we want to hear it!

1 - Should I pay for Acorns to help me invest and what about real estate investing?

2 - How can I plan for the Social Security Trust Fund running out earlier than expected?

3 - Does it make sense to go with the financial advisor that my sister has recently hired?

4 - How long does a cash gift need to season in order for it to boost my credit score?

5 - FHA loan with a mortgage insurance premium vs waiting and saving up more?

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Join a thriving community of fellow money in the HTM Facebook group.
Massively reduce your cell phone bill each month by switching to a discount provider like Mint Mobile.

During this episode we enjoyed a Dawn Patroller by Hana Koi Brewing! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!

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