Credit Decoded- How Your Consumer, Business, and Bank Credit Scores Really Work

Credit Decoded- How Your Consumer, Business, and Bank Credit Scores Really Work

During this show, you will discover…

Secrets to keeping your scores high and the pitfalls to avoid which can drag scores down

The mathematical models used for consumer and business credit scoring

What the credit reporting agencies really take into consideration when they calculate your business and personal credit scores

The percentage breakdowns for TransUnion, Dun & Bradstreet, Experian, and Equifax

How to start building a good business credit score

Why your business credit scores might differ among the credit reporting agencies

What Dun & Bradstreet takes into consideration to calculate a PAYDEX score

What is considered a good PAYDEX score

A secret to keeping your PAYDEX score up

What the scores and numbers really mean on a D & B report

How Experian Commercial differs from D & B

How Experians Intelliscore Plus works

How long derogatory (negative) information stays on your Experian Commercial report

Where Equifax gets its data from

How Equifax predicts business failures

What the FICO SBSS is

How the SBA uses the FICO SBSS score

How FICO combines data per a lenders specifications – and why your scores for one might differ from your scores for a different lender

What the FICO SBSS Credit Offer Index is and how it is used

Everything that can lower a business credit score

What bank credit scores are

A secret to keeping your bank rating up

How to keep your credit scores up

How to keep your bank rating up

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