3761: How Misplaced Financial Priorities Lead to Lame Excuses by Len Penzo on Overcoming Money Mistakes

3761: How Misplaced Financial Priorities Lead to Lame Excuses by Len Penzo on Overcoming Money Mistakes

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3761: Len Penzo challenges the everyday excuses people make for poor money management, showing how misplaced priorities often lead to financial struggles. Through relatable examples, he highlights the importance of aligning spending with true needs rather than justifying bad habits. Listeners will gain clarity on how to spot these patterns and shift toward more intentional financial choices. Read along with the original article(s) here: https://lenpenzo.com/blog/id1591-how-misplaced-priorities-lead-to-lame-financial-excuses-3.html Quotes to ponder: "Too many people claim they can't afford to save for retirement, but they somehow always manage to find money for cable TV and other non-essentials." "Misplaced priorities are almost always the root cause behind lame financial excuses." "People who constantly complain about their lack of money often have nobody to blame but themselves." Learn more about your ad choices. Visit megaphone.fm/adchoices

Episoder(3764)

3755: Further Adventures in My War on Stuff by JD Roth of Get Rich Slowly on How to Create Space in Life

3755: Further Adventures in My War on Stuff by JD Roth of Get Rich Slowly on How to Create Space in Life

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3755: J.D. Roth reflects on his ongoing battle with clutter and the emotional weight of owning too much. Through personal stories of simplifying, he highlights how letting go of unnecessary possessions can create more space for freedom, clarity, and the things that truly matter. Read along with the original article(s) here: https://www.getrichslowly.org/further-adventures-in-my-war-on-stuff/ Quotes to ponder: "I’ve been waging a war against Stuff for more than a decade now." "What I’m striving for is a sort of comfortable minimalism. I want to own things I actually use and love." "It feels liberating to get rid of things, to release them into the wild so that others can use them." Episode references: The Life-Changing Magic of Tidying Up: https://www.amazon.com/Life-Changing-Magic-Tidying-Decluttering-Organizing/dp/1607747308 Your Money or Your Life: https://www.amazon.com/Your-Money-Life-Transforming-Relationship/dp/0143115766 Learn more about your ad choices. Visit megaphone.fm/adchoices

29 Sep 10min

3754: How To Disarm Internal Triggers and Improve Focus by Nir Eyal of NirAndFar on Self-Mastery

3754: How To Disarm Internal Triggers and Improve Focus by Nir Eyal of NirAndFar on Self-Mastery

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3754: Nir Eyal explains how to manage distractions by focusing on the internal triggers that spark them, rather than fighting the urges themselves. Through practical techniques like writing down triggers, exploring sensations with curiosity, and “surfing the urge,” he shows how to turn fleeting impulses into opportunities for self-mastery and improved focus. These methods help us stay present, avoid reactive behaviors, and build resilience against everyday temptations. Read along with the original article(s) here: https://www.nirandfar.com/internal-triggers/ Quotes to ponder: “I’m feeling that tension in my chest right now. And there I go, trying to reach for my iPhone.” “One of Bricker’s favorite techniques is the ‘leaves on a stream’ method.” “This rule allows time to do what some behavioral psychologists call ‘surfing the urge.’” Episode references: American Lung Association: https://www.lung.org Fred Hutchinson Cancer Research Center: https://www.fredhutch.org Learn more about your ad choices. Visit megaphone.fm/adchoices

28 Sep 9min

3753: Mind-Body 101: 6 Key Concepts by Jillian Teta on How to Set Realistic Expectations and Cultivate Gratitude

3753: Mind-Body 101: 6 Key Concepts by Jillian Teta on How to Set Realistic Expectations and Cultivate Gratitude

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3753: True transformation begins in the mind, and Jillian Teta highlights six powerful mental and emotional concepts that can reshape how we approach body change. From shifting control into discipline, embracing responsibility without shame, and practicing acceptance without defeat, to aligning goals with realistic expectations, cultivating gratitude, and choosing empowering perspectives, these insights create a foundation for lasting progress and self-compassion. Read along with the original article(s) here: https://jillfit.com/2012/06/01/mind-body-101-key-concepts/ Quotes to ponder: "Control is an illusion. Discipline is the conscious application of choice, over and over." "Acceptance is not defeat or denial but a kind act towards ourselves." "Our most powerful tool is our perspective." Episode references: Harry Potter and the Prisoner of Azkaban: https://www.amazon.com/Harry-Potter-Prisoner-Azkaban-Book/dp/0439136369 Learn more about your ad choices. Visit megaphone.fm/adchoices

28 Sep 9min

3752: Is Watching TV Self-Care by Kate Hesse of Nourish Nest Breathe on How to Live Intentionally

3752: Is Watching TV Self-Care by Kate Hesse of Nourish Nest Breathe on How to Live Intentionally

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3752: Kate Hesse explores whether watching television counts as self-care or if it’s simply a distraction. By highlighting the importance of intention, moderation, and how we engage with what we watch, she shows how TV can either drain our energy or serve as nourishment, connection, and even self-work when approached consciously. Read along with the original article(s) here: https://nourishnestbreathe.com/is-watching-tv-self-care/ Quotes to ponder: "If you use the words 'zone out' when talking about your tv watching, again, chances are this activity is serving as a distraction." "Too much of anything can be a bad thing." "At the end of the day, tv isn’t good or bad. It really boils down to your intention when you turn it on, what you choose to watch, how you choose to watch it, and how much of it you watch." Learn more about your ad choices. Visit megaphone.fm/adchoices

27 Sep 11min

3751: I Can’t Keep my House Clean, What’s Wrong with Me by Rachel Jones of NourishingMinimalism

3751: I Can’t Keep my House Clean, What’s Wrong with Me by Rachel Jones of NourishingMinimalism

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3751: Rachel Jones shares a deeply relatable journey from overwhelm and self-doubt to clarity and calm by addressing the emotional weight of clutter and cleaning. Through mindset shifts, building daily routines, and focusing on manageable decluttering tasks, she shows how reclaiming your space is less about perfection and more about persistence and personal responsibility. Read along with the original article(s) here: https://nourishingminimalism.com/cant-keep-house-clean-whats-wrong/ Quotes to ponder: "If it’s important to you, then you are the one that needs to take the action to change it." "I had built these tasks up so big in my mind. I thought I would never have time to be creative." "You can’t have a clean house without both of these in place." Learn more about your ad choices. Visit megaphone.fm/adchoices

26 Sep 9min

3750: [Part 2] Find Your Freedom: How to Identify Your Invisible Scripts by Ramit Sethi of IWT on Lifestyle Design

3750: [Part 2] Find Your Freedom: How to Identify Your Invisible Scripts by Ramit Sethi of IWT on Lifestyle Design

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3750: Becoming aware of invisible scripts can transform how we approach money, work, and personal growth. Ramit Sethi explains how beliefs like “I don’t have a business idea” or “I’ll never get a raise in this economy” quietly hold us back, and he offers practical tools, like reframing skills, passions, and challenges into side hustles, or understanding a company’s perspective in salary negotiations, to break free and unlock new opportunities. Read along with the original article(s) here: https://www.iwillteachyoutoberich.com/the-invisible-scripts-that-guide-our-lives/ Quotes to ponder: "$5,000 means less to a company than it means to you." "Becoming aware of our invisible scripts and learning to challenge them is a crucial step in personal growth and transformation." Learn more about your ad choices. Visit megaphone.fm/adchoices

25 Sep 11min

3749: [Part 1] Find Your Freedom: How to Identify Your Invisible Scripts by Ramit Sethi of IWT

3749: [Part 1] Find Your Freedom: How to Identify Your Invisible Scripts by Ramit Sethi of IWT

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3749: Ramit Sethi reveals how deeply ingrained “invisible scripts” silently shape the way we live, from the belief that money determines access to college to the trap of endless research without action. By uncovering these unseen assumptions, he shows how to question them, take control, and choose a path that truly aligns with your values. Read along with the original article(s) here: https://www.iwillteachyoutoberich.com/the-invisible-scripts-that-guide-our-lives/ Quotes to ponder: "They're usually so subtle they'll pass through your mind completely undetected all the while influencing what you think, say, and do." "The truth is if we wait on information alone we never take action to accomplish our goals." "By focusing on tactics, we're still doing the same things we have been doing all this time." Learn more about your ad choices. Visit megaphone.fm/adchoices

24 Sep 11min

3748: 10 Reasons to Celebrate Your Wins by Sandra Bilbray of Live Happy on How to Build Positive Habits

3748: 10 Reasons to Celebrate Your Wins by Sandra Bilbray of Live Happy on How to Build Positive Habits

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3748: Sandra Bilbray explains how celebrating your wins helps you stay motivated, grow confidence, and reinforce positive habits. By pausing to recognize progress, you strengthen gratitude and create more joy on your personal development journey. Read along with the original article(s) here: https://www.livehappy.com/self/10-reasons-to-celebrate-your-wins Quotes to ponder: "Celebrating wins builds momentum." "Every time you acknowledge a win, you reinforce the behavior that got you there." "Celebrating your wins fosters gratitude, which in turn boosts happiness." Learn more about your ad choices. Visit megaphone.fm/adchoices

23 Sep 11min

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