Women At Work14 Okt 2025

Closing the super gap while you shop with Lucy Kough

Women retire with 28% less super than men on average.

Women over the age of 55 are the fastest growing group of homelessness, driven in large part by lower or nil super balances.

And that super gap is driven by all the barriers we talk about on this podcast all the time - women are paid less so their compulsory super payments are lower, they take time out of they have children and super paid on that is minimum wage level and zero for extended unpaid leave, they face the motherhood penalty that means their earnings suffer after children, they are more likely to work part time…, whether they have children or not they do the bulk of care, domestic and mental load labour which reduces their workforce participation rates and lifetime earnings, and they have a gender available savings penalty that means it's much harder to catch up with savings and retirement.

Today's guest is determined to make a difference to the gender superannuation gap. Lucy Kough worked in advertising, with a superannuation fund client when she learned about the gender gap in super. And now shes come up with a solution. It's called Tap the Gap, and today we're going to learn what, why, and how it can impact you directly.

Enjoy the show!

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