How Bad Does A Late Payment Hurt My Credit?

How Bad Does A Late Payment Hurt My Credit?

Ever wonder the impact one late payment can have on your credit? I know we have all been there- you get busy and forgot about that credit card payment that was due or thought something was set up on auto pay only to learn it didn't really "take" and now... you are late on your payment and it's being reported on your credit report. Let's dive in to what kind of impact that has on your credit score and credit profile in today's episode.

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Episoder(153)

Can Your Credit Score Measure a Length of a Romantic Relationship?

Can Your Credit Score Measure a Length of a Romantic Relationship?

This one blew my mind. The Federal Reserve did a 15 year study over 12 million people and found an equation for determining how long a relationship might last depending on the credit score gap. Woah- ...

29 Jun 12min

Broke by Design?

Broke by Design?

In this episode, learn from Coach Kristi that the system is likely geared against you. You have to learn the rules of the game in order to win. It's not taught by our parents or in school, at least no...

11 Jun 19min

Could Trump Cap APRs at 10% for a Year? And Let's Talk The Cost of Money

Could Trump Cap APRs at 10% for a Year? And Let's Talk The Cost of Money

President Trump sure is shaking things up. Social media is a-buzz with his crazy antics. Last week he went on social and posted he was going to have credit card APRs get reduced to 10% for a year. The...

15 Jan 12min

Psychology of Spending

Psychology of Spending

Before the action steps of paying off debt, getting out of debt, staying out debt, we really need to know a few angles in psychology that affects our spending and buying decisions. It even affects our...

26 Nov 202518min

Holiday Spending: Healing the Kid Inside You (Without Wrecking Your Credit)

Holiday Spending: Healing the Kid Inside You (Without Wrecking Your Credit)

So many adults overspend during the holidays because they’re trying to give their kids what they never had — not realizing they’re actually trying to heal a younger version of themselves.It’s love… bu...

12 Nov 202511min

Ways To Get Out Of Debt (it doesn't include winning the lotto)

Ways To Get Out Of Debt (it doesn't include winning the lotto)

Millions of people feel like they are drowning in debt. $700+ car payments, tens of thousands in student loans and credit card balances, and month after month, payment after payment, it feels like a d...

23 Okt 202516min

Medical Debts On Your Credit Report

Medical Debts On Your Credit Report

In the not too distant past, smaller medical debts that become collections were no longer allowed to be added/reported to your credit report. Unpaid medical debt remains the leading cause of consumer ...

29 Sep 202512min

Gen Z's Are Anxious About their Credit Situation

Gen Z's Are Anxious About their Credit Situation

I read an article that gave some startling stats on Gen Z's: a BIG percentage are quite nervous, or more like anxious, about their credit profile. Many have not even checked their credit before! Yikes...

9 Sep 20259min

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