American Banker Podcast

American Banker Podcast

Thoughtful discussions about current topics, moderated by American Banker editors.

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Episoder(398)

Challenger bank sees app integration as boon for small businesses

Challenger bank sees app integration as boon for small businesses

NorthOne founder and CEO Eytan Bensoussan explains how unlocking bank data will help entrepreneurs in the future.

17 Mar 202011min

Why Citizens Bank got into POS lending

Why Citizens Bank got into POS lending

Brendan Coughlin, head of consumer banking, explains how Citizens established its relationships with Apple and Microsoft for point of sale financing and how they've evolved.

10 Mar 202027min

How 'old school personal banking' helped turn Optus Bank around

How 'old school personal banking' helped turn Optus Bank around

From 2010 to 2018 the South Carolina bank was on the FDIC's problem bank list, but in the last two years it has been profitable. Dominik Mjartan, the bank's president and CEO, explains how technology ...

3 Mar 202029min

Is the U.S. payment system fair?

Is the U.S. payment system fair?

Aaron Klein, a fellow at the Brookings Institution, argues that the setup works well for those with money, but is very expensive for those on the lower end of the spectrum.

25 Feb 202023min

'We want to take the time to get it right' — Fed's Montgomery on FedNow

'We want to take the time to get it right' — Fed's Montgomery on FedNow

Ken Montgomery, who is heading up the Federal Reserve's faster payments network, says the agency is taking an incremental approach to launching the service.

13 Feb 202024min

Inside BBVA's banking-as-a-service strategy

Inside BBVA's banking-as-a-service strategy

The bank is working with fintechs like Digit, Simple and Catch to provide new financial products to people with limited access to banking, says Susan French, head of products in the open platform divi...

11 Feb 202021min

How robo-adviser Wealthfront is becoming more like a bank

How robo-adviser Wealthfront is becoming more like a bank

Andy Rachleff, the fintech's CEO, discusses the digital bank it's developing and the concept of "self-driving money."

4 Feb 202016min

BNY Mellon's early adoption of real-time payments paying dividends

BNY Mellon's early adoption of real-time payments paying dividends

The custody bank was one of the first users of The Clearing House's Real Time Payments network. Andrew Haskell, who oversees the bank's program, explains how faster payments are helping the bank and i...

28 Jan 202023min

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